Is there anyone who WON’T be receiving an inheritance?

[PinkMoscatoLover]

I’m not sure if it’s just me but sometimes I read posts and feel so out of touch! It seems like everyone and their dog on MN will receive an inheritance when a family member passes away.

Not one person in my family has a mortgage or owns their home outright. Those of pension age don’t have any pension savings saved up and rely on state pension (not too sure if that’s the correct wording as I’m not 100% on how it all works.) No one has any savings that they’ll pass on to their children/grandchildren/nieces & nephews etc.

I actually saw a comment on a thread that said, ‘can you ask your parents for an early payment that can just be taken out of your inheritance?’ Not everyone gets inheritance! Surely I can’t be the only one?

Just to add, this isn’t a post to say ‘oh boohoo look at me, I won’t receive anything when a family member passes away.’ It’s more a post to see if there’s other people on MN that have a similar family set up to mine!

People can and do make up all sorts of things on the internet. Don’t believe everything you see on here. Also you need to remember MN is not a representative random sample of the UK population- it’s a distinct demographic.

I think everything mum has will go on care home fees. Luckily me and dsis have bought homes of our own without any help.

Financially, I got nothing from my dad and about 1k from my mum. I haven't got anyone else who will bequeath me anything. However, I inherited a strong moral compass, willingness to work hard and an optimistic outlook. I also get on with my siblings. I tell myself inheritance isn't just about money.

I was banking on some inheritance as compensation for my abusive childhood. Turns out the system that never helped me then is now also taking away a decent future by taking every penny my father has. 70k a year and the spiteful old bastard will live forever

I am more likely to inherit debt than money!

My Mum & Dad got inheritance but not a huge amount. They have a modest house so we might get some but I don't think about it as it could go on care.

Me! Never had any help and the only “inheritance” (couple k) I was pegged to get my Nan actually took from me and had the Will changed post mortem 🙈 I’ve worked for everything I have and I take great pride in that 🙂

My uncle screwed my parent (and their siblings) out of their inheritance. They should have received probably £3-400k each. Instead they got a fragment of that.

My parents built their own successes and live a nice life.. but their brother was very wealthy already. He just exploited my grandmother after her husband died and she developed serious health problems and tricked her into transferring quite large landholdings for little money.

It's not the money they lost that stings as much as that their brother /my uncle could treat my amazing brilliant grandmother like that. And that none of the professionals involved alerted anyone. I guess the siblings could do a court case but who would. Vile behaviour and they have it on their conscience for ever. I hope they money they gained through trickery weighs them down

I don't count on an inheritance from my parents, I hope they will spend all they need to to have a good old age.

@Kendodd @DisquietintheRanks

Don't insult those who have lost relatives by suggesting that just because they (deceased) were reasonably well off AND provided for their DC/DGC or whoever are not equally bereaved.

That's absolutely daft - yes money makes life/finances easier but it does not in any way alleviate grief.

I inherited the bill for my dad's funeral - does that count?

Me.

My mum died intestate and her assets passed to my step dad, he then left everything to his nieces and new partner.

Me. NC with my Dad who rents, and Mom will just have the contents of her rented house. DH might if care fees don't take up the cost of half a house.

My Dad didn’t leave me a thing and my Mum won’t either (they were divorced) but tbh I wasn’t brought up thinking that’s how things were so never expected it.

Nothing here from either of my parents, in that neither have any assets like homes or large savings or pension pots. I always say at least me and my brothers won’t be arguing the toss over a few quid, it’s sat the amount of rows and bad feeling it seems to cause.

Dh mum left a modest house between four siblings, £25,000 each, so I do know what it’s like to get ‘free money’ It felt weird to be honest as we’ve always worked for everything we have.

No inheritance from either parent, but I have had several big financial windfalls which were just as arbitrary, just as welcome and did not come with a side order of bereavement.

I inherited about £6,000 about 20 years ago due to my mum and my grandparents dying but I won't inherit anything else. My husband is likely to inherit though, although his family have a track records in living very long lives so I'll probably die before that inheritance gets passed down.

On paper both sets of parents were very well off. In MIL's case 90% of her money/assets went on paying care home fees. It left a small amount (under 100K) for each child when she died. All DC are in their 60s and have ok jobs and pensions so AFAIK each adult child divided the money between their own DC. It will give them a deposit for a small house or flat.

my mum is still with us and this time last year, after we sold her house she was technically a millionaire but she is only 80 and with her care home fees already at £75k a year I don't think there will be much left to inherit.

I don’t think you’re the only one at all. My husband may possibly get a small inheritance from his mum but we certainly aren’t expecting or counting on receiving anything. On my side, there is unlikely to be anything.

dh got 20k as his ddad left his share of the house to his 4 sons dm share went on care home fees
my dm house is worth 600k and she had savings until dsis who dm has bailed all her adult life started helping herself to it 10k in 6 months to fund her holidays etc dsis like to give the impression she is well off when she’s up to her eyes in debt Dsis was also trying to get me to do equity release on the property when she thought we both had equal poa despite mum still having capacity turns out only dsis has poa

I raised my concerns politely in a family meeting dm who i believe is being manipulated by dsis dm took dsis side i think dm feels sorry for her as she never married or had children but does have a good job and I haven’t heard anything from either of them since so i probably won’t get anything as she will probably of changed the will we are financially secure mortgage nearly paid off but it would of been nice to of helped dc get on the property ladder etc

dsis isn’t in great health herself and is planning on marrying a bloke she met online when dm passes away so he will probably end up with whatever is left

Nope not a penny.

Both my parents are passed and they were living in social rented flats, separately (long since divorced), and poor. They had just enough money to cover the costs of funerals so me and the siblings didn't get hit with that luckily.

The grandparents all died young so there's nothing there.

There is one 'family' property, a small house plus out buildings on a large amount of land - that was where my grandparents settled, raised all their children, and lived until they died. In the same little village where all their family were born and raised for generations before.

Because one of their children (my uncle) is profoundly disabled, he stayed on living there and it's been left to him, so he owns it fully. A fair minded person would leave that family property to all of us IMO and try to also keep it in the family as it's got such a lot of history and resonance. But he is leaving it in his will to one particular nephew who has agreed to sell it. It's such a shame.

I can't imagine how privileged it must be to know you'll inherit one day, I can't relate. It's a whole different mindset and a whole different world than the one I and most of the people I know live in.

I had miserable childhood: the result of an affair & my Mother left me to suffer years of CSA. Had to pay rent from my Sat job aged 16. Kicked out aged 18. My half brother was given a house aged 25 (so finally left home). He will be left my parents house (£400k+) too. I'm a disabled Carer for their 2 disabled Grandchildren. Last time we spoke it was suggested we move to a caravan to save your benefits for your bills (high as need to keep warm re disability). Inheritance (or lack of) is sheer luck of the draw. Life contains lots of situations of rank unfairness sadly.

I'm not. It's the very reverse.
The point I was making (and I thought was obvious) was that I was sick of seeing posts from people who seem to think their grief is worse because, boo hoo, they then have to deal with an estate, sell a house etc. In fact, I take it back, it's not that think their grief is worse, it's that they really can't get their head around the fact that somebody might have all the caring, admin, grief, work clearing a house (and in super quick time because it's not their house) and have to find the money themselves to pay for a funeral without the cushion of £££ and that the money makes all of the above easier.

I say all this as somebody likely to receive a big inheritance.

I remember on one of these threads a poster saying people who didn't receive an inheritance were lucky because they didn't have all the work to go with it. She was complaining that she had to clear a house (as if poor people don't have to do that). Then she had to refurbish the house ready for sale. I pointed out she didn't have to do any of that, she could sell the house as is. This suggestion was laughed off because it would mean selling the house cheap.

Not expecting anything here either - my granny owns a flat which is currently being sold to cover her care home expenses (£1,500 a WEEK if anyone is wondering).
My parents own a house which they are planning to downsize to give them some retirement money, I'm one of 4 and I guess in 30 or so years I might get 25% of the value of a small bungalow, but it's just as likely they'll have care home expenses too.
My husband's mum is 65, rents and works nights cleaning at a stadium. We're more likely to be bailing her out.

I got £35k when dad died. I was 24, mum died when I was 17. It did allow me to pay off the mortgage (early,90s bottom of the housing slum) That was 30 years ago
I'd gladly have paid the mortgage for 200 years just to have one more hour with either of them, preferably both.😀