To think people with money would never understand

[Canfeelamozzieflyingaround]

I live in an affluent area, we have a nice, but average house, I’m from a middle class background (I think!) but one parent from a working class background, all very down to earth.
I have a good job, degree educated, but it’s not a well paying job. In the holidays I supplement by doing some childcare/babysitting. I often babysit for wealthy people. Just being in their homes and everything about the way they are and the things they have is so different.
They would have no idea, for example that we live basically month to month and these little nights working for them pay some small bills or afford a small treat for my dc…to them it would be nothing.
Even the things they fill their fridges with and the sun creams and toiletries used (not snooping! Some on tbe coffee table, on the toilet etc)
I don’t know..I always feel less of an adult when I leave and wonder why my life didn’t go like this and theirs did

All you do is throw bitter and angry insults, both to me and other posters.... tbh i wouldn't employ you and if i did, it would be on a lower salary.... your negativity would bring down the rest of the workforce too.

Try focusing what is good in your life, what you can change and do it and what you can't

Middlewich to Manchester is just under an hour drive. Similar to Wirral area.
Both of those areas have grammar school systems. Fully get what you're saying about the private school system but I would think that a first in maths would be snapped up by a grammar school.
Not sure about the job market for accountants but the two accountants that i know work in a uni and for a health authority.
The 14 jobs / contracts you've had in the last 12 years i think you said, were none of them permanent or long term?
I live in a similar area to you, judging by the house prices, Middlewich prices are similar to here. I don't actually know anyone with a good degree who isn't working. Young and old.

Even if you transfer it then and there, if it's to a different bank it takes a business day.

This was me. For the first 20 years of our marriage we literally lived from hand to mouth, I worked nights in NH and hospitals trying to earn enough.
I know exactly what it’s like trying to work out if I could pay a bill, whether I had enough money to get the basic supermarket shop, writing a cheque hoping payday came before the money left my account etc.
I remember crying because our duvet cover had shredded from being so threadbare and I couldn’t afford a new one.
I worked in the public sector then for a charity; my salary never went above £35k/year, DH worked minimum wage. When I read of £100k + salaries on here and people can’t cope I honestly despair for the millions who don’t earn a quarter of that.
I’m retired now, living on a state pension plus a small NH one isn’t always easy but at least I know how to make ends meet.

@Cosyblankets

It really is not 1 hour to Manchester from middlewich. I use to work in northwich from a village 11 miles from middlewich and it took me 1 hour and 10 minutes so Manchester in 1 hour is a joke. I had a job for 4 years and got made redundant in 2016. I had another perm job from 2018 to april 2020, got made redundant again (wonder why). I had a perm job in 2020 for 14 months, there lease was up and the council wanted them out for "leveling up redevelopment" (its a wasteland site now) they ended up going bust. I contract in between. 2 other companies have gone bust that I thought could be temp to perm...

I have also worked in Manchester but it really doesnt pay that well. It took 1.5hrs and my train ticket was 5k. I worked in London too but again it was around 14k for a train ticket so cheaper than renting closer but I wasnt any better off. I had a job in a town in Lancashire and that was a right shit hole. Like more shit than where I live.

I don't appreciate comments directed at me which are pretty close to personal attack. You've already had a couple of comments deleted for breaching talk guidelines.

I stand by my comment regarding the xenophobic post you made too.

@Bacon88 DDs friend with a music degree is a barrister. You just need to make the most of your skills.

The IFS has produced data about the financial benefits of degrees. RG is definitely beneficial and Maths is near the top of earnings after 5 years. So no one was 45 in the study. However there’s an element of making your own luck and not carrying around a chip the size of a whale and making excuses. There are opportunities for young grads. You just have to take them.

@ilovesooty

Have you missed the part where op moved to Portugal and took a job from a local. She is now complaining that costs have gone up because rich foreigners have moved there and have more money to spend. Wages have stagnated as they no longer need to pay the people who live there money to cover costs because of the influx of foreigners unbalancing the economy. She was originally the immigrant and now shes annoyed at immigration??

That is litteraly the same thing but I am xenophobic??

Okay I get it so xenophobic is only okay when you are working class and the immigrants are poor not rich??

She's not just out of touch - she's a bit deranged!!

Not once have I said I was poor!!!

Stop making up crap to suit your agenda.

@Playingintheshadow

So I get my comments removed for much milder perosnal attacks yet you can call me deranged and that still stands?? Is that not a personal attack???

So working class mothers get comments removed yet middle class mothers do not. Yet we have no class privileged in this country ???

Sure...

😂😂😂

@Bacon88 you come across as a very bitter and angry young woman. Perhaps you would fare better in your career if you were to drop the inverted snob attitude?

@Playingintheshadow

So you think calling me deranged is okay and not a personal attack???

I called you out of touch which is not really personal about your personality. Deranged is clearly more strong than saying someone is out of touch...

You are clearly intelligent so must beable to see the hypocrital nature here?

This is the poster who just keeps giving. An accountant who cannot get a job for more than a few years and a brother with a 1st in maths from Warwick (one of the top 4 unis in this country for maths!) and cannot get a teaching job! You couldn’t make it up. It’s not anything to do with class. I tend to think this is more about personality. Who wants to employ these two? Looks like no one.

Any school would take a teacher with a 1st in maths as long as they got their pgce. Often the schools they went to in that year take them. Instead it’s the fault of everyone else. Why would he need to teach in a grammar some distance away? Local schools will need maths teachers too where ordinary kids go.

Theres work for accountants everywhere! I’m totally bemused as to why these two are finding it so difficult based on qualifications ….. but then I read the posts. Who would find them employable?

I dunno - I'm not in charge of Mumsnet??!!

And just how you think MN admin can tell what class someone is, I really don't know!! I could say I'm living on the bones of my arse, or I could say we pull in £500k. No-one would know any different!

@TizerorFizz

You still haven't explained why 1000s of other kids with degrees haven't got top jobs as you say it is so easy. You sight my attitude but then it's a whole generation...

I litterally have no problem getting hired. I never said I did?? What I said was the wages are low and often they treat you like shit. Also I have had to travel out of my area and even move away. There are maybe 3 jobs locally to me at the moment and the highest paid will be highly competitive. I have worked in the cities like Manchester but seriously most the jobs are poorly paid. You will always find an odd job that is like 70k but who gets these jobs and they seem to re appear over and over. Agency fishing?. Then the travel costs and unreliable train service.

I have a glowing CV with some big name companies. They didn't pay me well. My apprenticeship was with a world renowned company. Lol but they treat apprenticeship like shit. Most business do.

The point about this is that the op looks at other lives and thinks shes should of done something other than a caring profession as Corp jobs pay really well and we are all rich. That's a myth.

@TizerorFizz

Fyi my brother got a Job. He did a grad scheme in purchasing however it paid like 23k. Hes now on 29k. It's a household name company. I guarantee you have bought their products as they stock half of all this item in supermarkets. Northern jobs do not pay well it's why companies come here!!

However again maths degree. Corp job. Grad scheme. Works long hours. No bonuses. Hes also what 6 years past his teacher training and only just made it to the starting salary of an NQT.

Get it yet??

@Bacon88 The IFS clearly thinks DC with a decent degree will still get a wage premium. If Dc are stuck in poor jobs, retrain. Become teachers. Work for the NHS. Make an effort.

Also you don’t understand students loans. You actually owe £0. You earn a lowish income, you pay £0 of the loan. It’s a grad tax. Taxpayers have paid for your loan. You don’t seem to know much.

You have worked for big name companies? Which ones as an employee? Just so we all avoid them too. You didn’t stay after an apprenticeship because that was crap too? Words fail me. It’s doesn’t appear you are employable.

@TizerorFizz

I stayed for 4 years and was made redundant. I found out on bbc radio stoke before they told me... 600 staff went. It was 2016. Anyone with less than 5 years service was to be given notice was the headline. Fyi I am not tell you the companies as you could easily find me and I think that is creepy.

Do you really think apprentices are treated well?? They had to change the law over pay in around 2018 because of it.

Fyi. I do know about the loans but clearly you do not. There is plan 1 and plan 2. Plan 1 the limits to start playing back are now 22k. And for plan 2 27k. Those limits were much lower. My brother graduated like 7 maybe 8 years ago?? So they use to be around 17k and 22k... bare in mind plan 2 kicks in from 2012. So it's taken all this time for them to get to paying back to be 27k.

@Bacon88 You are so unbelievably rude. Unfortunately it’s you and probably your brother who don’t “get it”. Nobody owes you anything.

Every maths grad I know (4 I can think of immediately under 30) have made successful career decisions and are all using their maths degrees. They would never ever come across as you do. You are not entitled to anything. Your story keeps changing. Vast numbers of grad schemes are open to maths grads from Warwick. That your brother seems incapable of getting into one is the problem. Maybe a bit of self awareness might help? Now do you “get it?”

You clearly do not understand the loans from your post! Do you not understand it’s a grad tax? Do you think you have to pay it all off? My DD graduated in 2014. She was plan 1. She has paid it off because she’s a high earner and decided to get it done. Many others she knows obviously pay the tax monthly on lower salaries. It’s how it works. Many people value apprenticeships. Except you. What a surprise!!

@TizerorFizz

You know 4 people who have made a success. These are like 300 maths grads a year from Warwick. 4 is not many to be successful. You fail to recognise that not everybody can make it there are not enough top jobs to go round...

Fyi my other brother who I did mention did make it but he is older and graduated before 2008 so had the generational advantage of a better economy and cheaper education. I said 1 out 3 kids is not bad.

Most grad jobs are poorly paid and lead know where. It is the same with apprentices. They just get another one that is cheap. Companies are addicted to cheap labour.

How has my story changed. I always said I had worked for some big companies and done a mix of perm and temp roles. I was very open about that. My story has not changed. You just cannot understand it is a reality of many people in northern areas.

Lots of other people have said about social mobility and how the idea your can drag your self up is not easy or not open to everyone.

@TizerorFizz

Actually it is not a grad tax. I have read up on this when I decided an apprenticeship vs uni. I had to do a presentation on it to get my job.

Those who started become 2012 (that was the first year and my year) are on plan 1. They pay it back at a lower starting salary. They also have to pay it all back. They do not write it off unless you die and have no assets like a house.

Plan 2 is different and there are plan 2 A and plan 2 B as they revised it. Higher starting salary to pay back. That is meant to be written off after 30 years or 35 years is the revision. It gets complicated as there is something in the small print about residual wealth. So property again. There is also something about how they can change the length of time (30 years) at any point. Kind of like retirment age. That's a basic summary of what is a 25 page contract. Lol