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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask how much your owe on your mortgage and your age?

678 replies

Pussywilloww · 13/06/2023 22:14

Recently remortgaged and the massive rate rise got us thinking. Made me wonder - what is the average people owe? Yes it depends on area/value/when bought etc. But to make it simple I'd be interested in
A) how much owed
B) your age

I'll go first! We owe £115k and I'm 31.

OP posts:
PuzzledWatermelon · 13/06/2023 23:16

Mortgage paid off just after my 38th birthday. Received lump sum
of money in not nice circumstances.

honeyfox · 13/06/2023 23:16

Somewhere in the mid 200k euros, 41 & 45.

Lilybetsey · 13/06/2023 23:16

280k LTV 18% I'm 58

Buyyouflowers · 13/06/2023 23:17

33 and 89k left.

42isthemeaning · 13/06/2023 23:17

Zero
49

AndIKnewYouMeantIt · 13/06/2023 23:18

37 and 38. £106k, 35% LTV, 9 years left on a fixed rate.

Happyhappyday · 13/06/2023 23:18

$400k, 38, but not UK so fixed at 2.2% for 25 more years.

primoseyellow · 13/06/2023 23:19

zero , Im single 46

DickieAttenborough · 13/06/2023 23:19

300k, LTV 15%, and 180k, LTV 25%. 47.

PoppedNotFried · 13/06/2023 23:20

About £240k, I’m 45.

PJRules · 13/06/2023 23:20

Interest only so is and always has been £150k
But saving seperately to pay off capital and hit £150k about 5 years ago.

Both 46

Pibrea · 13/06/2023 23:21

£370k, age 30

Fanlover1122 · 13/06/2023 23:22

200 k, 44, home worth about 1.1/1.2 million. Could pay it off but think what is the point?

Sensibletrousers · 13/06/2023 23:23

About £190k
age 44
Worth £430k ish

DumpedByText · 13/06/2023 23:24

Zero
53

ChiefWiggumsBoy · 13/06/2023 23:24

About £145k and 40.

We're up for remortgage soon, we're currently paying £660 which is over £100 more since this time last year - and that's only on £60k as we ported part of our mortgage in 2021.

We'll weather it, it'll be fine. But still annoying.

eztiger · 13/06/2023 23:24

400k, single, age 39

mummymeister · 13/06/2023 23:26

Zero and has been for a while. mid 60's.

MrsLampard · 13/06/2023 23:28

48
£99k
35% LTV

TheHandmaiden · 13/06/2023 23:28

290k
LTV 49%
44

GodSaveTheClean · 13/06/2023 23:29

£260k 39

Moreorlessmentallystable · 13/06/2023 23:29

96k on a 500k property. We are early forties.

Beadley · 13/06/2023 23:30

€583k age 40. LTV 50%
looking at the rest of the figures here I’m feeling a little 😨 about that figure.

Tigofigo · 13/06/2023 23:30

Think it's about £140k

I'm 42

House is worth 4 x the current mortgage left

mynewname25 · 13/06/2023 23:31

84k
37 and 39

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