To be sick of cashless society

[Ihatepcos]

I prefer to use cash, I always have.

I find budgeting and spending so much easier. If I am tapping away on my card I think nothing of constant £3 £6 etc being spent on things I probably wouldn't buy if I was spending cash.

More and more places simply don't take cash and it's driving me mad.

YANBU to prefer to use cash and find it easier to budget with
YABU if you think it's going to change when for the majority of people and businesses cashless works

Tut tut....Excuse me, supervisor - I see the Mumsnet user "XYZ123" has just made a comment that trans-women shouldn't be allowed in cis-women's changing rooms"
"OK, that's a £500 fine and all card payments declined for 30 days. Excecute the code for that, please"
"Done".

That's China today.
That's us in...5 years? OK, a bit of an exagerration maybe...10 years?
Enjoy your cashless society, citizen.

I did do an edit further down-I meant card only.

A work colleague got their identity stolen. It took ages for him to get access again online to his bank account.

I'm thinking of the cost of the tech, computer servers etc & the processing charges that banks charge per transaction because of it. I'd be really interested in the comparisons.

If they don’t accept cash I go elsewhere

Similar actually happened on Paypal.

That doesn't really work if you're going to a stadium concert or a big sporting event...

It absolutely is expensive for a business to use cash. They get charged a percentage every time they bank it and have done for more than a decade.

It's annoying if you want to use cash. I find actually having real money in my purse
makes it much easier to budget too. Its immediately obvious how much you have spent and how much you have left, plus somehow psychologically harder to part with cash! Makes you think twice before spending.

But cashless is usually easier, particularly for parking, buses etc no more worrying if you have enough change.

However, I was held " hostage' in a restaurant recently when its tills/ card payments went down and was told we couldn't pay in cash but had to wait for system to go back up!! Outrageous, took 45 minutes, defied common sense but didn't want to push it with our young waitress who looked very close to the edge poor thing.

Also feel a bit sorry for charity collectors, big issue sellers and poorly paid restaurant staff who probably rarely get tipped as most people no longer having cash

Similar actually happened on Paypal.

Yes. PayPal suspended the accounts of the Free Speech Union because they were.... exercising free speech.

Sinister.

@AmazonsFuckedUpFreeMusicFeature can you please explain how having identity cards would reduce identity theft?

@MechanicaHound
@Justanotherlurker
@OnSecondThoughts
@XenoBitch

Yup at China, PayPal. And let's not forget the Canadian government locking over 200 accounts re: trucker protestors.

The edge case isn't what China is currently doing, that could easily be introduced with MN fully behind it with the right 'protection of children/women/' or 'anti incel/men' narrative. The edge case is what comes after.

Sorry I meant to ask you "what does come after?" when I tagged you in my previous post @Justanotherlurker

This thread and the one about phone apps.... gives me chills. Parts of China have the whole social credit system on their phones.

I prefer card. Feel much safer than when I'm carrying cash, cash point robberies & cash point scams have gone down. Every cloud and all that!!

Hmm, let's think for a minute. Who is it that sets bank charges?
Cash-handling is expensive because banks wish it to be so.

Cash handling is expensive because it costs a lot of money. For a bank to handle cash they need a High Street presence, staff, high level physical security including ballistic walls around the tills, G4S collections etc. Do you think that lot costs pennies? And you still need all the computer systems to record the cash handling or we would be back to the old days when you could only take out cash from the branch that held your account without making arrangements beforehand.

I actually see this as a positive, I feel less guilt when ignoring someone selling the Big Issue or just asking for "spare change" because I genuinely don't have any cash on me that I can give them.

Chuggers usually want your bank details now anyway so they shouldn't be affected that much. The organisations they chug for don't really want cash anyway, get someone's bank and contact details and you can pump them for more regular payments whereas a cash donation is more likely to be a one-off.

In my experience restaurants tend to allow you to add a tip when paying by card. Places like McDonald's that don't aren't the sort of places you'd want to leave a tip anyway.

For a bank to handle cash they need a High Street presence, staff, high level physical security including ballistic walls around the tills, G4S collections etc. Do you think that lot costs pennies?
I know that a High Street presence costs but how much do their computing systems cost!? It must cost an absolute fortune for the equivalent of "ballistic walls" to counter the constantly evolving hacking and fraud threats.
I would hate to be Head of Risk at a bank - they are so reliant on their computing systems.

Cash handling is expensive because it just it. Time and labour and technology and equipment cost money. The bank don't wish to have pay staff to collect and process the money, they just have to.

So many paranoid penelopes on here! How do you manage life in general?

If somewhere doesn't take cash, they lose my business. They'll be recommending chip arm implants next, so easy to see where it's all heading and I'm not on board.

its definitely tin foil hat time!

You still need those regardless unless you do away with direct debits, standing orders, transfers. Fancy paying your rent/mortgage and all your bills in cash every month?