My DH has just told me that he plans to set up a savings account where he will get a large sum of money at the end of the 12-month term (due to high interest rate). The account is linked to our joint account which is how he can set it up.
I have a solo account with this bank and he banks elsewhere.
He thinks I’m being unreasonable by saying we should both benefit from the account by us both putting money into the account equally, as it is linked to our joint account. His reason is that I can set up my own savings account linked to my solo account with this bank.
My view is that we previously had a savings account linked to my solo account which we equally contributed to and benefited from at the end of the 12-month term. In the meantime, he had set up a similar savings account linked to our joint account which he and his siblings contributed to and benefited from. I wasn’t aware of this until later on and objected, as I’d had no say. This is the jarring issue with me.
For information, we both put equal amounts of money into our joint account every month and joint bills are paid from it. Our personal accounts are for our own use and are not discussed.
AIBU to think he should find his own savings account and not link his personal account to our joint account (where only he benefits).
Y - you should allow him to link his personal savings account to the joint account.
N - he should find his own separate savings account.