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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Motability car use…

138 replies

TheSecondMrsMoorcroft · 28/11/2022 20:03

Posting here for traffic.

I have a 22yr old son who’s in receipt of PIP. We have a Motability car FOR HIS USE.

I have applied for a nursing post (community based) and need use of a vehicle. It’s part time and so, work use will be strictly limited to around 10-12hrs a week only. However, I’m thinking I can’t use this car for this purpose. It will not affect my using the car for my son. It is his vehicle (he doesn’t drive and has difficulty crossing the road, even) and my hours must work around him.

Does anyone know? AIBU to even consider using “his” car for my work use?

OP posts:
tillytoodles1 · 28/11/2022 20:06

My husband had one. It could only be used if he was either driving or a passenger. The rules are very strict.

TheFairyCaravan · 28/11/2022 20:06

The only people who can give you the correct answer to that one is Motability

TheSecondMrsMoorcroft · 28/11/2022 20:09

Thank you both.

I’m really scared that Motability will take the car from us if I ask them. The flip side is, I can’t take the job.

OP posts:
x2boys · 28/11/2022 20:09

We have a mobility car for my 12 year old son it's our family car and my dh, users it to get to work and back as long as it's used to benefit your son it's fine and I assume you working benefits him?
The only thing you couldn't do is use it say if you were a delivery driver etc.

MandyMotherOfBrian · 28/11/2022 20:11

The car must be used by, or for the benefit of, the person for whom the car has been issued. So if you need to go to work in order to help financially support your son, then yes, you can use it.

MichelleScarn · 28/11/2022 20:13

Urg, am not sure as you'll need to register it with insurance company for business use, not just commuting in order to claim fuel back from work. Think you'll need to ask motability.

Sidge · 28/11/2022 20:14

I was told I can use mine for commuting to work etc as me working is supporting my disabled daughter, who is financially dependent on me. However that’s when she’s a child/younger adult, I’m not sure how it works when they’re an adult.

I would guess if he’s living at home and financially dependent on you then it might be covered but worth asking Motability. It might also be different as you wouldn’t be just commuting but using it in the course of your work, so the RSA would also need to know for insurance purposes.

Mortigua · 28/11/2022 20:17

My daughter is a child but I use hers for work occasionally (mostly work from home ) and because of this I have to have it covered for business use . They were ok with this and added it to the insurance . I’d be interested to know the answer for an adult too.

WheresMyDodo · 28/11/2022 20:20

MichelleScarn · 28/11/2022 20:13

Urg, am not sure as you'll need to register it with insurance company for business use, not just commuting in order to claim fuel back from work. Think you'll need to ask motability.

This is nonsense, I claimed NHS mileage on SDPC insurance. Anyway she could just not claim fuel and it would probably be cheaper than buying another car. 🙄

OP just use the car. No one is checking. My mum used to lend hers to randoms on the street. And my karate instructor (yeah… idk how he got motability but he did) shared his with his wife. I’m not condoning any of these but just pointing out that none of these people were ever checked upon.

You need it to provide for your son, I wouldn’t even worry about this.

TheSecondMrsMoorcroft · 28/11/2022 20:20

As a nurse, I’d be using it to/from clients. I cannot take this job without my own transport. I won’t be using it to physically transport anyone other then my son.

I’ll need to ring them in the morning and ask the question.

OP posts:
SheldontheWonderSchlong · 28/11/2022 20:21

tillytoodles1 · 28/11/2022 20:06

My husband had one. It could only be used if he was either driving or a passenger. The rules are very strict.

This is not correct. My adult son's motability car is our family and only car and he is frequently not a passenger, for example when I take my daughter to school. Motability are absolutely fine with that - they don't expect you to have 2 cars, one of which can only be used when the PIP recipient is in the vehicle!
I'm sure the rules are in the website somewhere, or in the agreement paperwork.

TheSecondMrsMoorcroft · 28/11/2022 20:22

Without a job, I’m going to be destitute.

Husband left. Joint account money much dwindled without my knowledge. He spent my son’s money from his Nan who died recently. Things are not good.

OP posts:
softpilllow · 28/11/2022 20:24

They won't take the car away because you ask the question it they may say no.

You say 'we' have a motability car, what do you mean by 'we'?

The car is obviously in his name as he gets PIP but has he done the application or are you an official appointee, this might very well be the difference?

BakedTattie · 28/11/2022 20:26

My sister has the full insurance for her mobility car which allows anyone to drive the car with fb car keeper’s (me) permission.

those staying ‘definite’ rules above aren’t correct.

it’s based on the insurance through motability, and what type you have with them.

softpilllow · 28/11/2022 20:27

BakedTattie · 28/11/2022 20:26

My sister has the full insurance for her mobility car which allows anyone to drive the car with fb car keeper’s (me) permission.

those staying ‘definite’ rules above aren’t correct.

it’s based on the insurance through motability, and what type you have with them.

I have never known motability to allow this.

BakedTattie · 28/11/2022 20:28

softpilllow · 28/11/2022 20:27

I have never known motability to allow this.

How else would her (numerous) carers get her to her groups?

tillytoodles1 · 28/11/2022 20:28

SheldontheWonderSchlong · 28/11/2022 20:21

This is not correct. My adult son's motability car is our family and only car and he is frequently not a passenger, for example when I take my daughter to school. Motability are absolutely fine with that - they don't expect you to have 2 cars, one of which can only be used when the PIP recipient is in the vehicle!
I'm sure the rules are in the website somewhere, or in the agreement paperwork.

That's what we were told. Maybe the rules have changed or it's because our children are adults and we didn't gain from them using his car.

SheldontheWonderSchlong · 28/11/2022 20:29

TheSecondMrsMoorcroft · 28/11/2022 20:22

Without a job, I’m going to be destitute.

Husband left. Joint account money much dwindled without my knowledge. He spent my son’s money from his Nan who died recently. Things are not good.

I'm sorry you're going through this - it sounds really tough. Good luck with everything Flowers

tillytoodles1 · 28/11/2022 20:30

BakedTattie · 28/11/2022 20:28

How else would her (numerous) carers get her to her groups?

They would be allowed because she was in the car and it was being used for her benefit.

BakedTattie · 28/11/2022 20:32

tillytoodles1 · 28/11/2022 20:30

They would be allowed because she was in the car and it was being used for her benefit.

Not always

softpilllow · 28/11/2022 20:32

How else would her (numerous) carers get her to her groups?

Ok, back up. I just said I have never known the allow this. I maybe should have been clearer. It wasn't a criticism or a doubt. It's good, very good that they have offered flexibility. I know of one man who needed just that but they wouldn't allow it and subsequently he could only go out about twice a month and he left the scheme as it wasn't with the money he was paying out each month. Sadly it also meant he quit the few things he enjoyed and barely left the house again. I'm clearly out of touch but I didn't mean to cast any doubt.

SusanPerbCallMeSue · 28/11/2022 20:32

Then working is for his benefit, so use it. I use my son's car for anything. Sometimes it's not really for his benefit, like taking his brother to uni. But who's going to care really? What else could I have done? Hired a car? Put him and all his stuff on a train? And left the car sitting there.

Thatsnotmycar · 28/11/2022 20:33

BakedTattie · 28/11/2022 20:26

My sister has the full insurance for her mobility car which allows anyone to drive the car with fb car keeper’s (me) permission.

those staying ‘definite’ rules above aren’t correct.

it’s based on the insurance through motability, and what type you have with them.

I thought you could only have 3 named drivers at once? Although you can change who they are.

BakedTattie · 28/11/2022 20:34

Thatsnotmycar · 28/11/2022 20:33

I thought you could only have 3 named drivers at once? Although you can change who they are.

for us, It’s anyone the car keeper (me in this case, on behalf of my sister) gives permission to.

Other types of insurance exist though which I’m unsure about. I just know what we have

packedlunchlife · 28/11/2022 20:35

Op you would be the registered keeper and the named driver, am I right? I'm sure you driving it to work would be completely acceptable

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