Am I unreasonable for feeling a bit miffed off?

[PopGoesTheProsecco]

My mum is always pleading poverty. I do numerous errands for her because she says she can’t afford the delivery fees so can’t do online shopping.

When she was in a care home for a few weeks after a fall I spent about £300 on things that she wanted and got them delivered to her. We also visited once a week (2 hour round journey).

She offered to pay me back for the things I bought for her (but in the same sentence mentioned financial hardship, pension credit etc) so I said she didn’t need to pay me back.

Today I ran a few errands for her including to get her some perfume and to get £250 out of her account. She gave me a gift card to buy the perfume with (it cost £40 more than was on the gift card). So I paid the extra with her bank card - but checked with her first to make sure it was okay, (because she’s short of cash and I didn’t want to leave her short).

Next I got the cash for her. I took the option to get a receipt for the transaction so she’d know how much she had left (I was worried she could be struggling).

The receipt after the £250 withdrawal showed nearly £15k in her current account.

My partner and I have no savings and quite often have to ‘rob Peter to pay Paul’ at the end of the month.

I’ve paid out quite a bit of money looking after my mum, she knows we struggle (despite us both working full time) and to find she’s got £15k in her current account has made me feel a bit hurt. Am I being unreasonable?

Yeah I have about 15K in an ISA, and I can take out as much as I want at any time I want, pretty much instantly. So I could withdraw the whole amount tomorrow if I wanted to buy, say, a car. The only restriction is that I can't put money back into it in the same tax year and continue to benefit from the tax break an ISA offers. So if I changed my mind on the car, and put the money back into my ISA I wouldn't benefit from its tax break until the following April. Hope that makes sense.

YANBU.

She's frugal with her own money, but generous with yours. Obviously taking advantage. It's perfectly understandable that you feel duped. Time to establish some new boundaries.

Not unreasonable and I'd be asking for the £300 back due to the fact we are living in cost of living crisis, the cheek!

I'm in my 60's OP, and am in the lucky position of having, what you would probably consider a LOT of money in the bank. However, I can't ever work again due to disability, and of course we never know how long we might live, so while I'm not exactly tight, I do need to be aware that I only have this money to last me until I die. That might be next year, or 30 years time, and if I only knew it was going to be next year, I'd spend the lot, but I don't, so I feel I have to hang on to most of that money, at least for the time being, because otherwise I might not have enough to live on. I know that sounds morbid, but maybe £15k is all your Mum has, and if she's on benefits, likely with the cost of living as it now is, she's finding that her monthly income isn't enough, and is worried about eating into her £15k, which is why she thinks money is tight. Hope this helps.

She has her money in a current account getting no interest!

Also you are not totally correct eg I have a Direct Account with NS and I and have instant access and 1.8% interest.

Also you are not totally correct eg I have a Direct Account with NS and I and have instant access and 1.8% interest.

I referred to the higher interest accounts. 1.8% isn't 'higher interest'.

It's more than zilch and it's exactly suitable for her situation if she needs money monthly.

What is your recommendation for instant access ? Tandem?