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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

He will clean me out won't he....

111 replies

triangularprisms · 08/11/2022 14:26

I hope to divorce soon.Husband had an affair and left us three years ago.Kids with me 90 percent of time.He pays my half of mortgage plus 30 pounds per week maintenance for three kids.He agreed to pay extras eg education,driving lessons, therapies for SN kids.He hasn't.He either got fired or made redundant from his last job.He has now set up his own business and regularly has wads of 50's and 100's in his wallet, he shows kids. He does a lot of cash jobs eg building/plumbing etc. My eldest child asked him to contribute towards a car that she is saving for.He refused otelling her that as he is paying the full mortgage for 'me', maintenance and renting his own place at a cost of 350 pounds per month, that he lives from hand to mouth from month to month.The same man wears designer clobber and has had 4 foreign holidays in the last year . I earn 60,000 per year and it is not enough to raise my children .Granted, I have a car loan,a personal loan and a long distance commute and cover all christmas/birthday /education expenses. His contribution value is worth 500 per month as we have a very small mortgage. I have paid massively into a pension all my working life.He doesnt have one. Iam also a part owner of an inherited property..a fifth is mine... Will he be entitled to this too.. I have an awful feeling that despite him not seeing kids, paying such a miniscule amount relative to their outgoings and very probably hiding money, that I am going to lose out badly and I cannot afford to as I need to educate my kids in the future.The whole system seems so unfair.

OP posts:
MayThe4th · 08/11/2022 18:52

The way I see it the ex is paying her half of the mortgage which essentially amounts to £500 child maintenance plus £380 a month which is termed child maintenance.

he could pay her £820 flat rate child maintenance but from that she would then have to take out £500 for the mortgage.

He absolutely will be entitled to some of the equity as well as half the OP’s pension as a starting point.And potentially half of the value of the other property assuming it was inherited during the marriage.

But financially I don’t actually see that he’s doing anything wrong. He’s obliged to pay maintenance but he’s not obliged to pay the mortgage, but the mortgage is essentially maintenance anyway isn’t it…

As for the PP saying that if the OP can prove he committed adultery it could help, no it won’t. The courts aren’t interested in the why’s and wherefore’s of a divorce. And even if you file for divorce on the basis of adultery it has to be within 6 months. But either way it’s irrelevant to the settlement.

whynotwhatknot · 08/11/2022 18:52

its sad he wont help the eldest but do they have a job to help out with things-60k is alot ot live on when you dont even pay any mortgage imo

Dontwanttoberudeorwastetime · 08/11/2022 18:59

How old are the children? If they’re driving age then nearly or already adults and you won’t be able to claim anything from him very soon.
I’d look to a charity or service that can help you streamline your finances and teach you budget.

Robishar · 08/11/2022 19:09

Wonnle · 08/11/2022 18:39

They are indeed and apparently legal tender in all of the UK as well , can see the checkout person's face if i tried to pay with one in Tesco though

Definitely! I work in accounts and moved from England to Scotland 6 years ago. The first time I was cashing up and saw a £100 note I went to my boss and said the person on the till had been had! 😂🤦‍♀️ he then explained they were legal tender lol

Shade17 · 08/11/2022 19:25

Wonnle · 08/11/2022 18:39

They are indeed and apparently legal tender in all of the UK as well , can see the checkout person's face if i tried to pay with one in Tesco though

And they’d be completely within their right to refuse it!

Quitelikeit · 08/11/2022 19:32

Well the guy may well be paying the mortgage so he can take half the house so that would be worrying me enormously

Charcy · 08/11/2022 19:58

triangularprisms · 08/11/2022 14:46

Thank you for such detailed responses.I pay for every single item for my children and myself.Everything... so realistically if I were to divide it by 4, my children cost 7.5k net per year to raise,each. I guess I don't understand how households that have 100k plus gross PA where there are one or two working parents also struggle, but many do. My children have all had private therapies for one reason or another since their Dad left, for example.They have had Christmas/birthdays/holidays/school tours/ normal stuff finacially shared between two people. All cash purchases. I have never looked into the financial value of living off benefits but I wonder what the value of those are.It may be in our best interests to go down this road Are there any posters who live off benefits in a similar situation please

You can't possibly think that UC will be comparable to a 60k a year salary. That's more than the COMBINED income for alot of 2 parent families.

If you're not a troll. Seek legal advice. Then seek financial advice for your own spending as you obviously need help.

Kamia · 08/11/2022 20:25

I sense a troll

Nolongera · 08/11/2022 20:26

Most notes, including Scottish £100 notes are not necessarily legal tender, it's a misused term, this has been done to death.

www.bankofengland.co.uk/knowledgebank/what-is-legal-tender#:~:text=Northern%20Ireland%20banknotes-,So%20what's%20actually%20classed%20as%20legal%20tender%3F,Mint%20coins%20and%20not%20banknotes.

Also a most tradesmen don't want 50s or 100s, harder to get rid of. You should see how big a 7 grand pile of £20 notes is.......

saleorbouy · 08/11/2022 20:27

It cuts both ways, divorce law will be applied regardless of whether you are male or female, whether you were the person who committed adultery or not. Life not fair and neither is divorce.
Find a good lawyer and a forensic accountant to decipher you exDH's finances.

Shade17 · 08/11/2022 20:41

Nolongera · 08/11/2022 20:26

Most notes, including Scottish £100 notes are not necessarily legal tender, it's a misused term, this has been done to death.

www.bankofengland.co.uk/knowledgebank/what-is-legal-tender#:~:text=Northern%20Ireland%20banknotes-,So%20what's%20actually%20classed%20as%20legal%20tender%3F,Mint%20coins%20and%20not%20banknotes.

Also a most tradesmen don't want 50s or 100s, harder to get rid of. You should see how big a 7 grand pile of £20 notes is.......

Exactly

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