I recently went back to work after mat leave and am sat here wondering how on earth this is worth it ?! after paying all my bills of food, rent, electricity, water, internet, netflix, phone, commute and childcare etc i'm only left with £200 a month to save? i'm not a big spender either, all my income goes on the mentioned above plus £100 spending allowance for myself.
I'm not trying to rant, but i'd like to understand how other working mums do it? is this a reasonable amount to save per month or is there something very wrong in my finances? I live with my DH and we split all bills / expenses if anyone is wondering
AIBU?
to think the amount of money im left with by the end of the month is ridiculous?
yellowcheesepie · 15/10/2022 13:36
Am I being unreasonable?
1265 votes. Final results.
POLLTopgub · 15/10/2022 14:03
@Potat0soup
The op doesn't say anything about saving for a house.
Not everyone wants to buy.
MelvinThePenguin · 15/10/2022 14:37
I think I understand, OP.
If I didn’t work, we’d save all of the costs of our childcare. DH’s salary would still cover the bills. It sounds like you’d be in a similar position? But working gives you that £200/£300 more in comparison?
PP’s question about what your DH is left with, is key, I think. In my house, we take a set amount each from our salaries (the same amount) to do what we like with. The rest goes into a joint which pays for bills and holidays.
DH earns far more than me. If we paid bills equally, and kept the remainder of our salaries, I’d be destitute, or our lifestyle would have to be significantly worse while DH stacked up money or “treated” me. We’d never have got married, frankly.
Topgub · 15/10/2022 14:31
@mummybearcub2022
The ops money does stretch to more than the bills
How much disposable income do you think people should have a month?
Anytimeiseeit · 15/10/2022 14:42
No, working doesn’t give her £300 more than not working. She pays half of all the bills as well so she’s a lot better off working than just £300
MelvinThePenguin · 15/10/2022 14:37
I think I understand, OP.
If I didn’t work, we’d save all of the costs of our childcare. DH’s salary would still cover the bills. It sounds like you’d be in a similar position? But working gives you that £200/£300 more in comparison?
PP’s question about what your DH is left with, is key, I think. In my house, we take a set amount each from our salaries (the same amount) to do what we like with. The rest goes into a joint which pays for bills and holidays.
DH earns far more than me. If we paid bills equally, and kept the remainder of our salaries, I’d be destitute, or our lifestyle would have to be significantly worse while DH stacked up money or “treated” me. We’d never have got married, frankly.
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