To ask how much your mortgage is pm?

[Pinkwithwhite]

We were paying £960pm, that's gone down to £800 from this month.
Just wondering what people pay?

I meant if we overpay £10k in addition to the 10% overpayment. @PlasticSheetingRTÉNews

£0

Zero, because it's paid off. Thank god.

We currently pay £702. We are about 4 years from paying it off in full, and we have savings that would pay it off next year with the regular payments for the coming year - just when our fixed term ends. Dp has other ideas though 🤬

Currently £701 , on a 5 year fixed rate that ends next month. Then a new fixed rate for 5 years that will increase to £741. So glad I sorted this out in August.

£752 fixed until 2031 at 1.1%. Feel very lucky to of gotten a good rate last year from our broker who advised fixing for 10 years.

£375- not over paying, got 20 years left

£2350 - fixed for another two years thank goodness.

1347 due to go up end of month.

Some of these monthly repayments are absolutely terrifying even before any rise in mortgage rates. I bought my house in 2002 and have just paid it off with a 20 year mortgage. I feel very lucky.

Aus dollars $7,800. Has increased from $6,300 in the last few months since may when interest here started climbing. We can't get fixed as the rates aren't great so still on variable and expecting it to go up another 1.5% topping out at $9000 a month and then dropping g back down which is when we will fix. Also have a property in the UK and pay £2,300 a month on that (but rent covers the mortgage).

are these areas reasonably safe? Good schools?

£2,500

Our fix ends this spring. Fan-bloody-tastic.

£240, going up to £300 in Nov when my new 5 year fixed starts.

Surely it all just depends on what % of your income it is?! Can you afford £2k a month? Our mortgage is £420, that's on a 1.24% for the next 18 months still. We pay £650 a month though trying to bring it down. We hope to have paid it off by 50.

£650, we recently increased the term and fixed for 10 years, we were paying nearly £800

We pay £468 for 100k, fixed until 2024

£1100. It’s going to go up about £300-400 from Feb ☹️

£3,032 - panicking about the end of our fix in 2024…

£592 fixed until 2025. Luckily we have huge amounts of equity so only 30% LTV. Was paying £100 per month in overpayment but change in circumstances means as of next month we can overpay by £500 a month.

Mine is 2500, I’m expecting it it to go up around £800 per month. It’s doable, tight but doable

0.00 repaid(am 51 though)

£320.

current mortgage pmt is £182 the final one is on Wednesday😎

I did think about taking some money out for a daft car but as cost of everything else is rising decided to save for a while.

£2,100 per month. 5 year fix ends in 2.5 years time. Nowhere close to paying it off. We’re also paying £1,700 a month nursery fees which end in 2 years time. I work PT so could also go back FT which would cover another £900 a month.

As a PP says, it’s all relative to personal circumstances. We’re in London, hence the high mortgage & childcare costs but earn London wages and are extremely lucky that we’re also able to save each month, money which could go towards bills & mortgage if straits got dire-er (?) still.