To ask how much your mortgage is pm?

[Pinkwithwhite]

We were paying £960pm, that's gone down to £800 from this month.
Just wondering what people pay?

£538

~£1300 (recently fixed for 2 years), but we overpay an extra £700 per month. Would like to upsize and move but can't find anything we like.

Just shy of £7000

€515

@DashboardConfessional

Well done!! What rate were you able to fix at?

unfortunately I faffed for too long over 2/5/10 years. (Family issues may end up having to go overseas and the ERP on 10 years was huge!).

I fixed for 5 @ 2.48 a few months ago. Glad I did, but wish the family issue had been resolved so I could have fixed for 10.

Thank you, but I am aware.
Our household earns substantially more. Bu the point is if you are not in the UK, what is the point trying to draw a comparison.

Typo?

I do love these threads and how much is your gas bill as I always win (the highest does win?)

£4003 on a 5 year 1.51 fix taken out in March

Oh No

I am in silver position on the podium

Start sorting a pension OP.
Start now
💐

I wish @RandomCatGenerator

Thank his we fixes earlier in the year for ten years

£700 ish, but over pay every month so £1000.

£495. 53, single, small house. I was looking to move as the house is too small & no parking/garden, but I'd have to port & get another mortgage deal for the additional cost of the new house & with interest rates going up I'm not sure I want to. Instability in my sector as well, makes it a tad risky, especially at my age & on my own.

£1000 from a monthly income of about £4500, 18 months into a 5 year fix

We went hell for leather and overpaid every penny, so we don't have a mortgage now. Thing is, OP hasn't said where she lives. A poster saying £2k/pcm may be living in a really similar property to £600/pcm, just in a differnet part of the country.

£612, fixed till 2026.

£440 per month. 3 bed house

£517, halfway through a 10 year fix.

More that the UK isn’t necessarily a “higher tax country” when you look at other things like tax relief on pensions (might have experience of being expat in Scandinavia).

But I get the point that comparing overseas incomes and outgoings isn’t comparable to the UK.

@CherryPieface no we have no mortgage

I struggled most of my life to pay a mortgage but I've now paid it off and own a modest home. Hugs to everyone trying to just get by and get your own home. It's not easy but I would say sacrifice a lot to make sure you get there in the end. I had 3 jobs, almost gave up but you can all do it. xxxx

£810 fixed until January 2025.

£912 for property just purchased...huge increase from the £163 we had been paying for a much smaller home. Fixed until 2027 where it is projected to rise to £1105 unless the interest rates start to drop

£0 after mortgage being paid off beginning of year. Such a wonderful feeling!