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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask you to read this cautionary tale of what we're sleepwalking into?

193 replies

AspireMe · 15/09/2022 15:19

unherd.com/2020/10/how-corporations-can-delete-your-existence/

Some people might say she deserved it. Others might disagree.

Some people on here think TWANW. Some corporations might in turn deem that thought as heresy.

Encouraged more and more each day to go digital, paperless and cashless... what are we walking into here?

OP posts:
Mycatsgoldtooth · 15/09/2022 17:10

Most people on mumsnet would love a social credit system. Just look at the covid response threads. Until it hit one of their pet causes in the arse. All the BLM protestors or the Sarah evrard vigil attendees had their accounts frozen then there would be uproar.

LakieLady · 15/09/2022 17:12

AlexCabot · 15/09/2022 16:41

I recently attended a training session for Prevent. I live in a part of the country where far right terrorism and radicalisation is a serious threat and there were people there who didn't seem to think it's even a problem.

One person (a safe guarding lead ffs) kept banging on about Islamic terror all day, he genuinely acted like it's not possible to be a terrorist if you're white.

That's shocking, and woefully ignorant. I'm quite horrified, tbh, that a safeguarding lead could be so blinkered.

Not to mention ignorant: not only of the risk of far-right terrorism, but of our relatively recent history. Terrorist attacks were committed by the far-left (Angry Brigade) and Irish nationalists in the 70s and 80s.

Choconut · 15/09/2022 17:35

I don't know who she is but I don't understand if she's funding terrorism and got investigated why she isn't in jail now? and why the bank sent her a cheque for all the money?

mumda · 15/09/2022 17:46

So if whichever bank doesn't like anyone who is gender critical and closed their bank account that'd be fine?

Free speech means allowing people to have different views. The courts are the ones who should deal with things beyond that.

I don't want a bank being able to cancel my account because I disagree with something.

FarmerRefuted · 15/09/2022 17:50

mumda · 15/09/2022 17:46

So if whichever bank doesn't like anyone who is gender critical and closed their bank account that'd be fine?

Free speech means allowing people to have different views. The courts are the ones who should deal with things beyond that.

I don't want a bank being able to cancel my account because I disagree with something.

You'd be entitled to your opinion, that wouldn't get your bank account suspended.

If you then went one step further and affiliated yourself with a terrorist group that advocated killing trans people, then your account would potentially be suspended/closed because uts illegal to fund terrorism.

FarmerRefuted · 15/09/2022 17:52

However the article posted has zero to do with transpeople. OP just mentioned that because she knows it's like a klaxon call on some corners of MN. The article posted is about a pair of far-right racists who had their accounts suspended under anti-terror laws because they were suspected of funding a terrorist group.

Opinions were not part of it.

BMW6 · 15/09/2022 17:57

Good grief OP you've taken one person's account problem on MN, found this other perfectly legitimate and correct action by a bank in dealing with accounts of a ultra far right quasi terrorist group and added them together to suggest a dystopia nightmare for everyone.

Stretch any further and you'll be touching the bloody moon!!!

Do you look for things to try to wind people up? Is it a hobby?

iwantasandwich · 15/09/2022 17:59

mumda · 15/09/2022 17:46

So if whichever bank doesn't like anyone who is gender critical and closed their bank account that'd be fine?

Free speech means allowing people to have different views. The courts are the ones who should deal with things beyond that.

I don't want a bank being able to cancel my account because I disagree with something.

Good thing that's not what happens then isn't it

Unless you think being affiliated with terrorists is ok

chaosmaker · 15/09/2022 18:01

Anythingbutsnow · 15/09/2022 16:21

It concerns me to be honest.
Now is prime time to accelerate moving towards digital only currency. Why go to the trouble of printing new money with the King's profile on? Why not use it as an opportunity to start phasing out cash?

And what do you do when all the tech goes down? What if the tech all goes down at the same time? What then?
Just because you don't like the people it has happened to, doesn't mean that any of us could find ourselves guilty of wrongthink/thoughtcrime at any time. Especially given that as we spend more of our time online, those in power have more access than ever to what we use, spend money on, talk about etc etc etc
Cash is too important to lose.

SantaCarlaCalifornia · 15/09/2022 18:07

I get what you're saying OP but people just won't see it until they get affected personally.

This time it was a bad person that got their accounts shut so everyone agrees with it. Next time it could be someone they agree with that is declared bad but it'll be too late to do anything about it.

BMW6 · 15/09/2022 18:20

Jesus wept I give up 🙄

Quveas · 15/09/2022 18:48

AspireMe · 15/09/2022 17:05

No, actually, someone made a thread earlier about being unable to get into her account because the system was down and she couldn't access her money.
Another user joked it would turn into The Handsmaid's Tale soon where "They" could shut down our accounts with a flick of the switch, losing access to all our money and joked we should be warned and aware. I then posted the link because it was directly in response to what the reply was about and said it's already happening.

The replies on that thread understood the dangers of it more than posters on this one.

Well, you see, I'm not posting on a thread about the system going down. I'm posting on a thread where someone thinks that people being investigated as terrorists / criminals should have access to their money whilst being investigated, and that banks should be forced to give accounts to people like that.

A system going down temporarily is inconvenient. I get that. My bank system went down when I was in the foothills of the Himalayas. It was very inconvenient. But I wasn't a terrorist or linked to terrorist activities, I didn't advocate criminal activities, and it lasted 12 hours. And I had other cards.

You appear to be perversely unable to see the difference. So, a very clear answer please. Yes or no only. Should banks comply with the law of the land when they hold accounts which may be linked to terrorism? And as a bonus question, when you posted that link, were you aware that you were supporting an extremist right wing bigot? And do you still support her?

fluffinsalad · 15/09/2022 18:50

People are not arsed because they don't agree with how she conducts her self - most likely thinks she deserves it.

However there will always be a point where some one doesnt agree with you. Is it ok them to essentially 'steal' your money? Who decides whats acceptable and whats not?

I am not a fan of conspiracy theories but I do think this is a slow tester to see how society reacts to people who are deemed 'not nice' having their money 'taken'/'stolen', because 'hey they deserve it right?

This wasn't just telling a customer to go else where, this was effecting her credit history and endangering her housing situation - no one should be able to do that regardless of their beliefs.

Canada has also done it - on mass. And people applauded it!

This will absolutely be a tool to keep people in line

GrabbyGabby · 15/09/2022 18:59

This is really interesting. Who gets to decide what is or is not beyond the pale in a civilised society?

So not so long ago Maya Forstater had an employment tribunal. She was sacked because she made it clear that she thinks transwomen are not women. She took her employers to a tribunal, and the first judge said this opinion was "not worthy of respect in a democratic society". Fortunately this was overturned on appeal.

But imagine a world where she didn't appeal. She has now, for believing that it is not possible to change sex, been declared to have views akin to holocaust denial.

Now look at the banks.
I believe it was HSBC that responded to a consultation saying they thought that women married to men who declare themselves to be women, should have no say in their husbands transition and should simply accept they are now in a lesbian marriage.
Barclays recently ran an ad for a TW wanting credit to pay for some "giant tits"

Banking as a sector is clearly bought into gender identity. This creates a risk for anyone who is vocal about these issues. And banks can cut off service with no explanation.

This is why i want my institutions to be neutral. Put down the rainbow, and step away from BLM. Just manage my bank accounts, process my taxes, treat my ailments and leave the politics to individual citizens.

AlwaysGinPlease · 15/09/2022 18:59

I read it as banks closed dangerous racists accounts. As is their prerogative.

Quveas · 15/09/2022 19:00

BMW6 · 15/09/2022 18:20

Jesus wept I give up 🙄

OK. I'm going with that sentiment. I'm bookmarking the thread though, for the next time anyone complains about terrorists....

fluffinsalad · 15/09/2022 19:03

Quveas · 15/09/2022 18:48

Well, you see, I'm not posting on a thread about the system going down. I'm posting on a thread where someone thinks that people being investigated as terrorists / criminals should have access to their money whilst being investigated, and that banks should be forced to give accounts to people like that.

A system going down temporarily is inconvenient. I get that. My bank system went down when I was in the foothills of the Himalayas. It was very inconvenient. But I wasn't a terrorist or linked to terrorist activities, I didn't advocate criminal activities, and it lasted 12 hours. And I had other cards.

You appear to be perversely unable to see the difference. So, a very clear answer please. Yes or no only. Should banks comply with the law of the land when they hold accounts which may be linked to terrorism? And as a bonus question, when you posted that link, were you aware that you were supporting an extremist right wing bigot? And do you still support her?

Was there any evidence of terrorism or criminal activity?

Are strong options now considered terrorist activity?

SantaCarlaCalifornia · 15/09/2022 19:08

GrabbyGabby · 15/09/2022 18:59

This is really interesting. Who gets to decide what is or is not beyond the pale in a civilised society?

So not so long ago Maya Forstater had an employment tribunal. She was sacked because she made it clear that she thinks transwomen are not women. She took her employers to a tribunal, and the first judge said this opinion was "not worthy of respect in a democratic society". Fortunately this was overturned on appeal.

But imagine a world where she didn't appeal. She has now, for believing that it is not possible to change sex, been declared to have views akin to holocaust denial.

Now look at the banks.
I believe it was HSBC that responded to a consultation saying they thought that women married to men who declare themselves to be women, should have no say in their husbands transition and should simply accept they are now in a lesbian marriage.
Barclays recently ran an ad for a TW wanting credit to pay for some "giant tits"

Banking as a sector is clearly bought into gender identity. This creates a risk for anyone who is vocal about these issues. And banks can cut off service with no explanation.

This is why i want my institutions to be neutral. Put down the rainbow, and step away from BLM. Just manage my bank accounts, process my taxes, treat my ailments and leave the politics to individual citizens.

Exactly.

People don't care when "TERFS" are removed from protesting but now a lot of people seem to be in an uproar about the protesters that have been removed/arrested at the royal events this week.
It obviously didn't matter about the first lot, they're the baddies and deserved it. In the second lot, more people can see the problem, but only because they can see when it might affect them.

I'm not standing up for whoever the people in this article are, I know nothing about them. They may well be terrorists, but I absolutely don't think banks should have the power to completely close the accounts with no notice and no way to get any money out to live.
Do you honestly expect there to never be mistakes? What if you had the same name and your account was wrongly wiped out? Would you be OK with that for the greater good?

fluffinsalad · 15/09/2022 19:17

AlwaysGinPlease · 15/09/2022 18:59

I read it as banks closed dangerous racists accounts. As is their prerogative.

So you deem that acceptable.

What about -

Banks closed gender critical accounts
Banks closed pro choice accounts
Banks closed pro Palestine accounts

I mean sure, tell them in advance that they are closing the account in advance so they can set up a new account but this is authoritarian.

broodybadger · 15/09/2022 19:18

SantaCarlaCalifornia · 15/09/2022 18:07

I get what you're saying OP but people just won't see it until they get affected personally.

This time it was a bad person that got their accounts shut so everyone agrees with it. Next time it could be someone they agree with that is declared bad but it'll be too late to do anything about it.

Don't align with terror organisations and this very specific situation won't impact you

broodybadger · 15/09/2022 19:20

@fluffinsalad

Do you really not understand why the bank accounts of people affiliated with terror organisations are frozen and then suspended?

Let us ask you the questions

Would you be ok with someone affiliated with an Al-Qaeda splinter group having a British bank account which could be used to fund terrorist activities? Would you be annoyed if their bank, once they found out their background decided they no longer wanted to be that persons bank?

Lunar270 · 15/09/2022 19:21

AspireMe · 15/09/2022 16:47

I'm not defending her - My thread is about sleepwalking into a society dominated by tech with no other options available.

I have no sympathy for the people in the article but I agree generally with your concerns along with a number of my own, like:

Fazing out of cash.
A shift towards non ownership of major items or aggressive planned obsolescence.
King Charles and Liz Truss being involved in the WEF (amongst a host of other politicians and large corporations).
Big data and tech companies.

The trouble is, I'm no tin hatter and there are so many conspiracy theories associated with the above. However, they all pose a threat to everyday people.

chaosmaker · 15/09/2022 20:07

@Lunar270 Exactly. I don't get how people can't see what this thread is about and are just looking at the story given as an illustration as 'standing up for terrorism' - also one man's terrorist is another man's freedom fighter
See - suffragettes

Surtsey · 15/09/2022 20:22

TwinGirlsOnTheWay · 15/09/2022 16:36

Far right people, bordering on extremism and terrorism, have been investigated and had their bank accounts closed for these actions

C'est la vie.

DogInATent · 15/09/2022 20:48

Is Mumsnet being deliberately targeted for infiltration by the stand in the rain idiots and their cash conspiracy?

The last couple of weeks they're popping up in all sorts of threads. And here a clearly contrived thread to get around to this point. At least this one makes the direct connection between these supposedly harmless groups in the park and the underlying right-wing/white power politics behind them.