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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

What's a fair amount of maintenance to expect in this situation?

105 replies

anonquestion22 · 07/09/2022 12:16

I've NC for this as don't want it linking to other threads for anonymity.

I'm leaving my partner soon (many reasons but abuse is one of them). I'm not at the point of moving out just yet - still looking for suitable places and working out finances etc. So none of this has been discussed directly with my STBEx partner just yet, so no idea what he will agree to. Nor do I know if he plans to have our DC overnight and how often etc. so these things will need to be ironed out. But just wanting an idea of what's a "fair" contribution to expect from him.

We have one DC aged 18 months, who attends nursery 3 days a week and on the other 2 days each of us has a day off work to care for our child. Childcare costs for this are in the region of £500-580 per month depending on how many weeks / days in the month. Average cost would be around £530.

He earns a net monthly income in the region of £2,200-2,900 per month, overtime depending.
He has 2 other DC who he pays £250 pm maintenance for.

Thank you.

OP posts:
anonquestion22 · 07/09/2022 13:56

SpiderinaWingMirror · 07/09/2022 13:53

I think you have to move forward assuming you will get nothing that you can actually rely on. I have several friends whose ex dhs led them and cms a merry dance for years. The only salvation really was that the benefits system assumes this too and therefore through working and getting top up benefits they could survive.
It's wrong but I think you are best working on that assumption.

I will probably have to opt out of my pension contributions just to make it financially possible to leave an abusive situation and keep my own career.

That's all kinds of messed up.

OP posts:
MsPincher · 07/09/2022 13:57

In fact if the details are as you say, he is lying - there’s no « loophole ». But cms are crap at enforcement.

anonquestion22 · 07/09/2022 13:57

@MsPincher

I've seen the letters that say nil rate. He's not lying.

OP posts:
FilePhoto · 07/09/2022 13:58

anonquestion22 · 07/09/2022 13:48

@FilePhoto

His self employed business hasn't traded for around 3.5 years. He's been in his current employment for about this time, maybe slightly longer, closer to 4 years. There was overlap between his business still trading and his new employment starting iirc.

Where are you getting £1400 a month from? He earns anywhere between 2,200 & 2,900 net.

I meant £2400 (fat fingers). I took a rough average of his income.

CMS should (according to what they told me) have picked up that he's employed. But then, they think my ex is unemployed even though I sent them the name of the company he works for and his NI number. Hmm

lickenchugget · 07/09/2022 13:58

He might be employed as a contractor - this could easily result in nil rate.

anonquestion22 · 07/09/2022 13:58

They just don't appear to have been able to catch ok with his current situation. So he's capitalising on that and deliberately paying his ex below what he should be.

OP posts:
MsPincher · 07/09/2022 13:59

anonquestion22 · 07/09/2022 13:57

@MsPincher

I've seen the letters that say nil rate. He's not lying.

In that case they are acting on out of date or incorrect information on his income. You can correct this.

LunaAndHerMoonDragons · 07/09/2022 13:59

anonquestion22 · 07/09/2022 12:27

Yeah I'm thinking that's all I'll get too. I doubt he will honour his part of the joint debt.

If he's a DP as per your post and not a DH and debts are in your sole name then he's not responsible for it. Is he self employed? I'd be trying to find any proof of his earnings you can so he can't weasel out of paying the right CM.

sundayvibeswig22 · 07/09/2022 13:59

Have you provided his ex with the information regarding cms?

Testina · 07/09/2022 14:01

If you only want replies on what is fair, not what is likely…

It’s fair to equally split the cost of childcare, and all other child costs.

lickenchugget · 07/09/2022 14:02

LunaAndHerMoonDragons · 07/09/2022 13:59

If he's a DP as per your post and not a DH and debts are in your sole name then he's not responsible for it. Is he self employed? I'd be trying to find any proof of his earnings you can so he can't weasel out of paying the right CM.

This. If you’re unmarried and the CC is in your name then it is not joint debt, no matter what you agreed when you made the purchase.

anonquestion22 · 07/09/2022 14:05

lickenchugget · 07/09/2022 13:58

He might be employed as a contractor - this could easily result in nil rate.

He isn't

OP posts:
anonquestion22 · 07/09/2022 14:06

sundayvibeswig22 · 07/09/2022 13:59

Have you provided his ex with the information regarding cms?

I don't have any contact details for her

OP posts:
anonquestion22 · 07/09/2022 14:07

Marvellousmadness · 07/09/2022 13:44

Prepare for a bucketload of unfairness coming your way op :(

😕

OP posts:
anonquestion22 · 07/09/2022 14:08

Testina · 07/09/2022 14:01

If you only want replies on what is fair, not what is likely…

It’s fair to equally split the cost of childcare, and all other child costs.

So it would seem fair / reasonable for me to propose / ask for at least £250 a month, then?

That's half the childcare costs. Nothing else factored in there.

OP posts:
anonquestion22 · 07/09/2022 14:09

That's also half the costs on a cheaper month

OP posts:
SavingsThreads · 07/09/2022 14:11

What makes you think he'll give you anything?

anonquestion22 · 07/09/2022 14:15

@SavingsThreads

He despises his ex wife and he pays her £250 a month. Despite it being less than what he should according to CMS calculations, he still pays something. So i'm sure I'll get a token gesture. Just wondering what amount to go into the discussion with and start from there.

OP posts:
LunaAndHerMoonDragons · 07/09/2022 14:15

anonquestion22 · 07/09/2022 13:50

@SpinningFloppa

Yes. I have. When their exes are on benefits or in prison.

I haven't heard of a loophole whereby someone is earning close to 3k a month at times and qualifies for "nil rate". Nor did I realise that an employed father with a well paid job doesn't have to contribute to the childcare costs that enable them to keep that job.

Not quite right. Childcare is your responsibility on the days DC is with you and his responsibility when DC is with him. If you end up with EOW then yes it will all fall to you.

anonquestion22 · 07/09/2022 14:22

@LunaAndHerMoonDragons

Right. So he could hypothetically say "I'm only having her EOW and every Tuesday" (his set day off work to look after her), for example. He then might decide to have her overnight on Monday evenings so she's there on Tuesday morning for his agreed day, and then keeps her Tues night too, taking her to nursery on Wednesday morning before he goes to work. Then I will arrive at nursery Wednesday evening to collect her and she's with me until the following Tuesday evening.... and so on.

So who is responsible for the Wednesday childcare payment? If he dropped her off there on the Wednesday morning so he can go to work, and I picked her up after work?

In other words, how do you determine who is financially responsible for the childcare on that day? When it's enabling us both to work?

Complicated. Confused

OP posts:
Testina · 07/09/2022 14:24

“So it would seem fair / reasonable for me to propose / ask for at least £250 a month, then?”

Nobody can answer this for you.
Fair is subjective.
What if he works weekends and says it’s you that needs childcare, not him?
What if it was an accidental pregnancy that he never wanted to continue?
Forget about fair.
Work out half the cost of raising your child, including childcare, tell him that’s what you want - and expect not to get it.

I think you need to get out of the mindset of thinking it’s unreasonable for him to pay for his child. I say half childcare + half all other costs, and you ask if half childcare is fair. No, it isn’t. Forget fair - tell him you want half all costs - and then go to CMS and get far less than that but more than he wants to give.

LunaAndHerMoonDragons · 07/09/2022 14:26

anonquestion22 · 07/09/2022 14:08

So it would seem fair / reasonable for me to propose / ask for at least £250 a month, then?

That's half the childcare costs. Nothing else factored in there.

Fair and reasonable don't matter unless he is capable of being fair and reasonable. Given his treatment of his older DC I really don't think this is going to happen. He gives 2 DC £250, I think he's more likely to come back with £125. Wanting him to contribute to the care of his child isn't an unreasonable feeling to have. Expecting someone to act more kindly in seperation than they did beforehand isn't a reasonable expectation. If he was capable of change you wouldn't need to leave.

BadNomad · 07/09/2022 14:26

It's the nights that count. So if he has her Tuesday night, that is his day. Wednesday is your day.

RedWingBoots · 07/09/2022 14:28

anonquestion22 · 07/09/2022 13:57

@MsPincher

I've seen the letters that say nil rate. He's not lying.

CMS are suppose to look at his earnings every year directly from HMRC.

So if he started his new job after his CMS assessment was due for his other 2 children then it will be a full year before he will be reassessed.

LunaAndHerMoonDragons · 07/09/2022 14:30

anonquestion22 · 07/09/2022 14:22

@LunaAndHerMoonDragons

Right. So he could hypothetically say "I'm only having her EOW and every Tuesday" (his set day off work to look after her), for example. He then might decide to have her overnight on Monday evenings so she's there on Tuesday morning for his agreed day, and then keeps her Tues night too, taking her to nursery on Wednesday morning before he goes to work. Then I will arrive at nursery Wednesday evening to collect her and she's with me until the following Tuesday evening.... and so on.

So who is responsible for the Wednesday childcare payment? If he dropped her off there on the Wednesday morning so he can go to work, and I picked her up after work?

In other words, how do you determine who is financially responsible for the childcare on that day? When it's enabling us both to work?

Complicated. Confused

You'd also need to work out who was responsible for what days in terms of who should nursery call on a Wednesday? Is it his or your responsibility to pick him up if sick.