Fuck me that is far too cheap!
I guess it only covers actual out of pocket expenses, things like travel to hospital, maternity clothes, vitamins, medication, treatment etc and nothing to reflect the physical toll or effects.
Just think of the physical effects of even a straight forward and problem free pregnancy and birth. Then think of the possible birth injuries or lasting effects. Then consider how much would be paid to compensate someone for equivalent symptoms if they were caused in a road accident.