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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be annoyed at partner's seeming obsession with money?!

134 replies

anonljs · 05/06/2022 09:36

NC for this.

Title is probably not the best but I don't know how else to express what I'm trying to say, and it honestly feels this way to me...

Partner and I want to book holiday for August. He will need to work some overtime shifts between now and then for us to afford to save for it. We've worked out the minimum number of shifts we need him to work in order to comfortably pay the bills and have extra for holiday - it will include working an extra weekend every month (we have worked out that if he works just one extra weekend plus extends other mid week shifts, we can meet the target we need for holiday). His contracted hours already include EOW, so we only have 2 weekends a month as a family anyway. With the overtime we would have just one weekend a month, but we accepted this as a short term sacrifice for the holiday.

He now wants to work all weekends a month including extending mid week shifts until 9pm in some instances. I also work almost FT hours, so this already adds pressure to me in terms of all childcare falling to me after work until 9pm, on top of losing every weekend of family time for 2 months. I'm not happy with this and I think he's taking it too far. We need some sort of balance. If he does this we won't have a day off together at all in the next 10 weeks until the holiday.

For context, from our approximate calculations, we are talking about the difference between a take home pay of around £2,900 versus £3,300. If he took home the lower amount, added to my salary too, we would still be well on target for holiday plus a little bit extra. I think he's lost sight of the goal and is now just trying to bring home as much as possible, but at the expense of family time and our relationship, which is equally if not more important to me than money.

AIBU??

OP posts:
theobligatorynamechange · 05/06/2022 19:48

Am I right in saying that you're planning to put this on a credit card and potentially not pay it off in full immediately? Thats sounds like madness when you have savings - I bet the rate of interest on the credit card will be higher than the rate on the savings.

Psychologically, I know it feels bad to pay for the holiday out of a savings pot, but it's better than creating debt to pay for it when you already have cash sitting about. (Unless, of course, it's locked away in a high interest fixed term account.)

anonljs · 05/06/2022 19:52

@theobligatorynamechange

The card is interest free for 20 months, it's only 2 months old. No balance on it yet.

OP posts:
anonljs · 05/06/2022 19:54

Just to add - it would be paid off well before the 20 (well, now 18) months is up! So no interest will be added.

OP posts:
theobligatorynamechange · 05/06/2022 20:04

anonljs · 05/06/2022 19:52

@theobligatorynamechange

The card is interest free for 20 months, it's only 2 months old. No balance on it yet.

Ah, gotcha. Are the savings in your name too, given the debt will be in your name?

I can understand why you're generally annoyed, but there are two possibly scenarios that you aren't aware of.

  1. Possible proposal (does that seem likely or not really?)
  2. He's worried about losing his job based on things he knows about his company/performance that he hasn't told you about, so wants to collect as much cash as possible before the good times run out

How good is he with money? You said his ex was terrible, but does he know the difference between debt on a 0% card that you can service and all debt? I wonder if there's a reason for the anxiety can be removed, or if it's all just completely about his ex etc.

LorenzoVonMatterhorn · 05/06/2022 21:01

anonljs · 05/06/2022 19:52

@theobligatorynamechange

The card is interest free for 20 months, it's only 2 months old. No balance on it yet.

The next conversation i would be having would be since you are working full time and doing all the childcare, he will need to do the bulk ofbthe household chores beyond meals. When does he olan to do all the washing, ironing, putting away, cleaning bathrooms, etc etc

Bubblesandsqueak1 · 05/06/2022 21:26

Found cheaper at love holidays.com from 361pp for 7 nights inclusive so thats 1500 ish ibersol sorry door in Costa brava

ChanceNorman · 05/06/2022 22:25

Found cheaper at love holidays.com from 361pp for 7 nights inclusive so thats 1500 ish ibersol sorry door in Costa brava

You found an AI holiday for 7 nights in Aug for £361pp?!? Including flights?

How?!? The ones I've seen lately are closer to £700pp at their cheapest!

Youseethethingis1 · 05/06/2022 22:26

Everything about this holiday sounds like an utter stressfest. What is even the point? Weeks and weeks of misery and exhaustion, one pissy week away thats not even that special, just outrageously expensive, then slogging to pay it off just as the cost of living shoots up yet again? Sign me up too, sounds amazing 😒

Thatswhyimacat · 05/06/2022 22:46

I don't think either of you are being unreasonable here. I think key is whether or not you truly believe this is a short term arrangement to pay for the holiday and accrue a buffer (which I think is reasonable of your DP and a temporary sacrifice) or you think this is is the first step in your partner full time checking out of parenting?

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