FFS. “Lowering my standards” 🙄
No, I was posting from a work POV (not personal) of knowing what kind of incomes still need topping up with benefits when a single mum works and pays rent (and knowing how much food and utilities have recently gone up too). Admittedly, all the cases we’ve been reviewing are localish, so south of England, and so the rents are not only recent, but also southern (😱) but they are insane levels, the rents.
Whenever I see what normal rents now are, it makes me thank the housing gods I managed to buy. The rent v mortgage difference is itself like having a second mortgage to pay.
If any woman can “only” earn £30k, and ever splits up and finds herself single or whatever, that can actually be an issue. These days that might not be enough to pay rent (not mortgage), and support a child l, considering all bills, especially if you pay childcare and especially if you are on the south. (Not every divorcing woman can up sticks to Runcorn or Hull or wherever.)
So when deciding whether to improve, maintain or drop your PERSONAL earning capacity, it is worth doing these sums of “what if he turns into a bastard, cheats or dies?”, “what if I have to rent?”, “what if I have to cover all bills for me and D.C. and contribute to a pension?”
It is much easier to slip into poverty than it used to be.