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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To want some help buying things for our baby?

123 replies

FedUpOfLighteningCrotch · 03/02/2022 19:34

To cut a long story short; we’ve always kept our finances separate; I pay my own bills, DP pays his own bills. Since having our first child we decided I would pay nursery fee’s, food shopping and my own bills, he pays our mortgage, utility bills and his own.
He earns £700 more than me a month.

Christmas last year was just be buying everything for DS and it was hard financially with his birthday a couple days later.

This year I said I wanted to start budgeting for Christmas early; he said not to worry about it and he would help this year if he could; month by month went buy, I started buying things, he didn’t. So again I did it by myself in my last two pays before Christmas which again was hard and left me short, but he had things to pay for so I can’t complain.

Now we’re moving house, we’ve decided to have a joint bank account once this mortgage is paid and the new one taken out. So the idea is both our wages go into one account, all bills get taken from said account, we then split the rest over savings and give ourselves an ‘allowance’ of disposable money, him for hobbies, me so I can entertain the kids, arrange days out ect.

But as this hasn’t happened yet, and I’m 8 months pregnant; I’ve been paying the nursery bills, my bills, I’ve always brought DS’s clothes, shoes ect with the child benefit, which I’ll likely do the same once DD is here.

But so far DP hasn’t paid for or even offered to pay for anything for DD, he knows that my money is gone on bills and necessities by the second week into every month. He knows I’m struggling - the beauty of getting the new house is we’ve made a fair bit of profit on this house so we’re going to pay off all of our outstanding debts so we have more disposable income.

I’ve mentioned that now we’re only a few weeks off baby coming we need to get the necessities, crib, pushchair, car seat ect.

I’ve just brought the pushchair as it was discounted by £400, was only £139 and can be used for DS too. When I mentioned to DP that if I brought the pram it would completely wipe me out for the rest of the month he didn’t bat an eyelid. I’ve obviously mentioned that we still need a car seat and other basic necessities, decent breast pump ect. He just says “yeah well you can do that next month then can’t you?” But I can’t really, I’m on maternity now. This will be my last 90% pay and then I’ll be on £600 odd a month to cover bills and do the food shop still until we start combining our wages.

I guess I can’t really moan, I’m lucky I have disposable income - but babies are expensive and it’s our baby, I just felt like he should chip in a little bit.

I don’t really know what my AIBU is, maybe AIBU to just want help from the father of the children in buying their basic items? Or just the fact that by him buying maybe a packet of vests or a blanket, contributing in any way would make me feel less like I’m doing it all alone?

OP posts:
frazzledasarock · 03/02/2022 19:50

Ltb and claim CMS.

Everydayimhuffling · 03/02/2022 19:50

The arrangement you have planned for the future is still unfair. Why is his money for holidays and yours for entertaining your joint children? Everything for the children should come out of the joint account. They are jointly your children.

For now you either need to change the arrangement early or you need to tell hi which parts he needs to buy. You've bought the pushchair. What is he now going to buy? The aim should be to each be left with the same spare money, not for you to struggle while he has a bunch to spare.

TheGoogleMum · 03/02/2022 19:51

In the first post you don't say children's cost are your responsibility just nursery fees. Is the agreement you pay for everything? It's definitely worth talking to him and pointing out this stuff is expensive! He needs to cover more while you're on maternity pay, you're a family not business partners so he should start acting like it!

DameCelia · 03/02/2022 19:51

I can't wrap my head around this.
Ask him to marry you, to protect you financially if not for a romantic reason.
If he doesn't you know he's deliberately screwing you over financially rather than just being a selfish cunt.

YeOldePotato · 03/02/2022 19:51

send him links to things he can order off Amazon in a matter of seconds so he can contribute. so OP has to do all the researching and brain work?

YeOldePotato · 03/02/2022 19:52

Does he even know how much the child benefit is?!

Huntswomanonthemove · 03/02/2022 19:53

Dear god, this is fucking unbelievable @FedUpOfLighteningCrotch. You need to get really angry with him and lay the law down. This situation can't be allowed to continue.

Aquamarine1029 · 03/02/2022 19:54

Your relationship is in very serious trouble, and I don't think you even realise it. I'm astounded you had one child with him, never mind two. He certainly saw you coming.

GrandDuchessRomanov · 03/02/2022 19:54

@Bailey415 That sounds so attractive in a partner and Father.

No one should have to "pester" the other parent to pay their way!

TeddyTonks · 03/02/2022 19:55

You're being taken for an absolute mug here. Is your name on the mortgage? He needs to start contributing to his children, and you need to start protecting yourself.

Chloemol · 03/02/2022 19:55

Just tell the twat that he may pay the household bills but that includes bills for his children’s clothes, toys Christmas presents etc etc etc

WulyJmpr · 03/02/2022 19:56

Please say you own half the house and are on the mortgage, at least. It is worrying that you can't see this is financial abuse. He'd see you destitute while he builds up some nice savings.

Personally fuming over the idea of him playing family man at Christmases that you've paid everything for!

CeeceeBloomingdale · 03/02/2022 19:58

@Sausagesausagesausage

Wow. He's been paying the mortgage so if it goes tits up you'd be royally fucked over there. What a prince amongst men.

You need to have a big sit down with a laptop, open a joint bank account and work out a spreadsheet of expenses asap.

She will be fine, she said OUR mortgage. It doesn’t matter which bank account it comes out of if both names are on it.

OP he is taking you for a fool. We have separate bank accounts not not separate finances. If I’m short he will transfer some to my account for example. You need him to save monthly towards things like Christmas and clothing and feeding his children. He needs to consider this a bill and pay it into a saving account that you can access when things are needed. Is he tight or just unobservant? Why does he get money for hobbies and you get to buy nappies?

Bailey415 · 03/02/2022 19:58

[quote GrandDuchessRomanov]@Bailey415 That sounds so attractive in a partner and Father.

No one should have to "pester" the other parent to pay their way![/quote]
No it isn't attractive but not worth leaving and being a single parent then struggling for money anyway either. Some men just need more of a shove than others.
I agree that OP partner should be paying and playing his part!

BeeDavis · 03/02/2022 19:58

Why the fuck have you allowed this for your first child and now your second?

teaandtoastwithmarmite · 03/02/2022 19:59

How and why have you had kids with a man who expects you to pay for them? I'm baffled as to how you think this is acceptable.

UsernameInTheTown · 03/02/2022 20:01

Fuck that shit. Divorce him, then he'll have to contribute towards his own kids. What a way to live.

FFSFFSFFS · 03/02/2022 20:01

I mean it’s a total shit show - but as one point why on earth do you agree he gets money for hobbies and you get it to pay for kids days out???

He is an awful man and you don’t deserve this. You will be better off leaving and getting maintenance

FFSFFSFFS · 03/02/2022 20:02

Just realised you’re not married - is the house and all main assets in his name???

Crimeismymiddlename · 03/02/2022 20:08

You don’t have disposable income, you spend it on the children. He does have disposable income and pays nothing towards the children. He has no problem with you going short at all.
This new arrangement sounds good, but are all the childcare/clothing/kid stuff costs coming out of the joint or are you still paying for it all out of your fun money while he has his all to himself.
I am angry on your behalf-he can’t even pony up £70 for an essential item for his children.

SplendidWolf · 03/02/2022 20:10

I am not sure that the mortgage thing is fine. Both being on the mortgage just means that they are both on the hook for payments. Do you own as tenants in common or joint tenants? If the former then in legal terms he might be in a position to argue that he is increasing the share of the house that he owns because he is the only one paying the mortgage.

Mambles · 03/02/2022 20:11

YANBU at all. Why is his allowance for hobbies and yours is for entertaining the kids and organising days out? You should have a separate allowance for yourself too, if he's allowed to spend money on himself as an individual, why can't you? IME you end up forgoing things you'd like to do/buy for yourself so that you can afford things for the kids, but your DH doesn't have to compromise on anything at all.

Sceptre86 · 03/02/2022 20:12

You should have had this conversation ages ago, well before you had a second child with him. I hope you find your voice soon because this is a gloriously shit situation to be in. Really hope you stand your ground and make a change op.

AdaColeman · 03/02/2022 20:16

He is seriously taking advantage of you financially.
The plan that you have for the future finances is also completely unfair, and benefits him, while putting you at a disadvantage.

Stop being such a mug.

He should be contributing more than half for ALL the outgoings, including the CHILDREN! Stop paying for them all on your own, don’t agree that you will pay for them in the future, while he spends his money on himself. Why would anyone agree to do that??

anonanonanon123 · 03/02/2022 20:16

Wow how have you allowed this for so long? I'm about to go on Mat leave. We split everything 50/50 at the moment, for things for the baby we either do 50/50 or I buy something say value of £80 then he will buy something else that's roughly £80. I've drilled in from before we even conceived that when I go on Mat leave every penny that comes in is joint money and all our joint expenses are to be paid, then a pot for our family food, petrol nappies etc and that's it. I doubt we'll have anything for nice things or hobbies for either of us and I've made clear if I'm not getting my hair and nails done etc neither is he. Obvs if we have spare money, say £100 a month we will have £50 each for say haircut, lunch with our own friends, a new top etc.