I agree that there are many, many threads on mn from women with 2 kids with a total bastard and usually end with "and I'm 4 months pg"...highly depressing.
It's baffling.
My sister, otoh, was adamant she wanted another baby ever though her h didn't. My sister said to her h "well I do everything anyway so why not?"
She got her wish. Her h was not a husband or father really. 2 very damaged young men is the result.
As I say, she stayed (like a pp) for the lifestyle. Then her h got ill, then became an alcoholic. He was always a pig. Her plans to stay I til the youngest went to university didn't pan out. She ended up on my doorstep after taking pills.
Their ridiculous lifestyle/spending meant they both only walked away with £10k from the sale of the marital home (it could have been paid off years before...but yknow...new cars every year, 6 holidays a year, compulsive buying of crap they didn't need ..)
No one knows what will happen tomorrow. I love my h and I believe he loves me. Doesn't mean he won't have a mid life crisis and run off with the office temp though. I'm not arrogant enough to think it's not possible.
That's why sahms (I've only known 2 dad's who were sahps but thats the gender pay gap and patriarchy for you!) Need to protect themselves and their kids.
I've already altered my will in case I kark it before dh and he remarries. My kids will get my share of the house.
I've got life insurance. No pension which is my one regret. I should get full state pension though.
My advice to any young women reading this thread is ;
No matter how much you earn our 10% away in a savings account each month
Start a paying into a pension as soon as you can
Never ever give up your sole bank account
Open a SIP
If you marry and buy and house get a legal agreement on what the split will be of you break
If you do the above and have kids then make sure they will get your share of the martial home should you die
Make a will!
Get life insurance!
Life doesn't always pan out the way you think it will do be pragmatic not romantic