I've spent this week every evening going g thru literally all of our spending utilities etc etc.
It's taken hours of work but little time to see how much things have gone up since April and the last month or two food shopping 
We were pummelled by covid financially and every month are robbing Peter to pay Paul.
Two full
Time workers neither on minimum wage with a family and house to keep and it's hell.
In the first 12 months of covid we had a big car and recovery bill a vet bill washing machine,cooker and then tumble dryer cone the winter.
That wiped out our contingency account and more.
Our utilities is water gas and electric alone have increased by £95 in a month now
Our food shop has increased by another £120 a month
Travel pass for teenager is £100 per month
Rent council tax went up by £25 a month in April.
Car insurances and house insurance Another £15 per month and fuel bill up another £30 a month.
That's £385 a month more out than just before April and no pay rises as both wages were frozen.
Then the national insurance increase from next April. 
I'm having to take an extra job to squeeze in some hours in the week around kids and full time job just so we have something left each bloody month. 
We've budgeted and got our outgoing gs down to the bare minimum so there's no other place to squeeze from and certainly not nearly £400.
It's going to be a friggin hard couple of years now.
How the hell are families on universal credit going to manage with the drop?
It's a really worrying time