Is Fergie broke at the moment? I understood things were going quite well for her now and she is financially stable
I think she and PA have been living beyond their means for years. It's a consequence of mixing with the very rich, who spend their days travelling from ski resorts to carribean islands, to NY, to London and so on, simply for something to do. But they simply don't have the income to keep up. Wasn't there allegedly some dispute or other about payments for their Verbier ski chalet?
I disagree that Fergie has done well out of this. Imagine being dependent on an alleged sex offender for your income! Or dependent on anyone for that matter. When the Queen's reign ends, I imagine that they will be in quite a precarious position. I imagine PC will want to distance himself from his brother when he is King. I doubt he will want them in such close proximity at Windsor. I wouldn't like to be going in to retirement knowing that my annual stipend was dependent on a close relative who doesn't like me very much! Especially if my sole "purpose" in life was to turn up at smart events in different countries staying in flash hotels, wearing designer clothes, which all costs a fortune!
Having said that, I imagine the Queen will leave some money from her private fortune to PA in her will. Or she will stipulate that he has to be looked after in some way. I don't imagine they will end up living in a two up, two down somewhere in Maidenhead.