Husband not been paid/lying to me.

[thenewduchessofhastings]

You nest of vipers are usually great when someone is frustrated and struggling with a situation.

DH is paid on the 28th of each month.He's been paid on that date for the past 3 years.The bills especially the big ones are scheduled via DD on the 28th and 1st.

He's not been paid;it's the evening of the 29th.

The MD pays everyone via bank transfer;DH is the next senior member of staff.He knows what goes on with the finances/what's been paid/what's not.

I strongly suspect the company is owed money by clients and the reason DH hasn't been paid is because the money isn't there to pay him.Unfortunately the bank and the bills aren't going to care that the company can't pay him.

At present the joint account and my account are empty;I've not only had to empty my account to pay yesterday's bills,I've also had to use the money I've been given for my birthday by family too.

There won't be enough money there to pay the rest of bills on Thursday unless he's paid.If the direct debits are returned by the bank my credit score will also be affected.

So currently I'm skint,have had to hand over my birthday money,might have my credit score take a hit and won't have bills paid on Thursday and will have to go through the humiliating process of having to call companies if my DH ever gets paid to pay those missed bills.I feel this is very unreasonable and I have a right to pissed off.

I'm actually very stressed about the situation and lost my cool with my DH tonight.

The other reason I'm so angry is because I know my DH is lying to my face and he knows I know he's lying too.

He knows why he's not been paid but he's lying to me;he's so obviously when he lies,he becomes shifty,gets physically agitated,he hands don't stop moving,he won't look me in the face let alone meet my eye,he gives short flimsy answers,keeps changing his story and tries to change the subject.

If I press him he gets really agitated,gets angry,aggressive,raises his voice and will storm off to avoid having to actually tell me the truth.

Thé being lied to is just as bad as the position I'm currently in.

Quite frankly if we had a spare room I wouldn't be sharing a bed with him tonight I'm so annoyed.

A lack of cash is one of the main reasons businesses go bust. You can be very busy, but if their cashflow is knackered and they can't pay your creditors, then you should be concerned.

As your husband has already bailed out this business once with his own cash, and is in effect doing it again by having his salary deferred/cancelled, your family is propping up the business. Your husband should be looking for a new job.

Sadly is does sound like the company is trading insolvently and will very soon fold. I fear that your husband will never get the money he lent them back.

Sorry OP but this just has bad news written all over it.

@cupsofcoffee

also if he had been fired he would have got his final pay.

Not if the company is insolvent, which it sounds like it probably is.

OP has already said her DH has given the company all their personal savings to keep them afloat. That's not a company that's surviving.

I don't think she means he gave the company his savings, I read it that he lent them for short term cashflow and got then back a week later

Sadly it does sound like the business has some financial problems, itwould be prudent to start belt tightening

I don't think she means he gave the company his savings, I read it that he lent them for short term cashflow and got then back a week later

Whether he got them back or not, he should never have been asked for them in the first place.

It's irrelevant anyway, really, as a company that can't pay wages is insolvent. It's illegal not to pay your staff.

To go against the grain: It's confidential information about his employer. He doesn't have to, and probably shouldn't, be blabbing about it to family.

• he’s been paid but is withholding it from you
• the company is going bust, or at minimum has a major cash-flow issue
• he’s been sacked

I really hope there is a happy ending.
But whatever the outcome, your husband needs to start getting better at communicating about finances. This would be a dealbreaker for me.

@safariboot

To go against the grain: It's confidential information about his employer. He doesn't have to, and probably shouldn't, be blabbing about it to family.

Fair point, but possibly that’s a ship that sailed when the family savings went to prop up the business. It’s very much the OP’s issue too.

@cupsofcoffee

I don't think she means he gave the company his savings, I read it that he lent them for short term cashflow and got then back a week later

Whether he got them back or not, he should never have been asked for them in the first place.

It's irrelevant anyway, really, as a company that can't pay wages is insolvent. It's illegal not to pay your staff.

It's not irrelevant, if he given away the life savings and not been paid this month that would be a massive deal

I didn't say it was right to have been asked, I was hoping that I'd read it correctly and that the life savings are now safely back with the OP and it's a months salary that they are short of not everything they had in the bank

It's not irrelevant, if he given away the life savings and not been paid this month that would be a massive deal

It's still a massive deal! He's not been paid and the company are relying on handouts from employees to try and stay afloat.

OP also says in her first post that if he doesn't get his salary, their bills won't get paid as both her account and the joint account are empty.

Sounds a bit dodgy tbh!

Op I hope that you are taking in how serious this is and that hopefully your husband is now talking. This is probably not just a one month short term problem but that there is no more job and dependent on how things are structured he will be liable for debts