Husband not been paid/lying to me.

[thenewduchessofhastings]

You nest of vipers are usually great when someone is frustrated and struggling with a situation.

DH is paid on the 28th of each month.He's been paid on that date for the past 3 years.The bills especially the big ones are scheduled via DD on the 28th and 1st.

He's not been paid;it's the evening of the 29th.

The MD pays everyone via bank transfer;DH is the next senior member of staff.He knows what goes on with the finances/what's been paid/what's not.

I strongly suspect the company is owed money by clients and the reason DH hasn't been paid is because the money isn't there to pay him.Unfortunately the bank and the bills aren't going to care that the company can't pay him.

At present the joint account and my account are empty;I've not only had to empty my account to pay yesterday's bills,I've also had to use the money I've been given for my birthday by family too.

There won't be enough money there to pay the rest of bills on Thursday unless he's paid.If the direct debits are returned by the bank my credit score will also be affected.

So currently I'm skint,have had to hand over my birthday money,might have my credit score take a hit and won't have bills paid on Thursday and will have to go through the humiliating process of having to call companies if my DH ever gets paid to pay those missed bills.I feel this is very unreasonable and I have a right to pissed off.

I'm actually very stressed about the situation and lost my cool with my DH tonight.

The other reason I'm so angry is because I know my DH is lying to my face and he knows I know he's lying too.

He knows why he's not been paid but he's lying to me;he's so obviously when he lies,he becomes shifty,gets physically agitated,he hands don't stop moving,he won't look me in the face let alone meet my eye,he gives short flimsy answers,keeps changing his story and tries to change the subject.

If I press him he gets really agitated,gets angry,aggressive,raises his voice and will storm off to avoid having to actually tell me the truth.

Thé being lied to is just as bad as the position I'm currently in.

Quite frankly if we had a spare room I wouldn't be sharing a bed with him tonight I'm so annoyed.

So what has he actually told you? Why are you being so vague?

Do you have another account with an overdraft facility that you can transfer cash from to cover the bills.
If the company is having cash flow issues then you need a back up plan.
Are you working as well? Can he take on extra work for another employer?

Your husband loaned your savings to the company he works for?

I'm afraid to say that sounds super-dodgy.

What's he lying about ? What has he said the reason is for him not being paid ?

Is he not worried too ? it must be stressful for him if he knows the company is struggling.

@Aquamarine1029

I think the company doesn't have the money to pay him until some clients pay their invoices.If this is the case then it's terrible planning and puts us as a family in the awful position where our bills don't get paid.

If cash flow is so bad he's lent them his savings, even for a short time, then the company is absolutely going bust. Your poor husband and md are presumably trying to keep it going. That sucks.

[quote thenewduchessofhastings]@MrsTerryPratchett

I was in the room with him when he did the LFT and saw the results stick thingy.[/quote]
I mean did you hear his boss drop the stuff off and say that it was for WFH?

my DH use the savings we had for something and loaned it temporarily to the company for about a week

Yikes! That does not sound good.

I don't think you quite get the reality of the situation op. No your bills won't get paid. That's what happens when things go wrong.you need to not regard it as a personal failing on his part or things will get very rough relationshipwise.

Your credit-score isn't affected by bounced DDs btw. They'll try and take them again in a week or so, if you don't phone up and speak to them it will be recorded as a late payment if they bounce again.

What? He wasn’t paid and instead he gave th company money? Seriously? That’s more than a cash flow issue.

Get credit and pay this months bills then overhaul your finances before next month's are due.

@thenewduchessofhastings

No not been sacked;he got a positive LFT yesterday and is waiting on the results of a PCR test so we're self isolating and his MD dropped his stuff on the doorstep today so he can WFH.

Are you sure the MD wasn’t dropping stuff off because the office is closed?

Get an overdraft facility on an another account and transfer the money in?

I do have to agree with other posters that this all sounds quite odd, even for a small company.

Do you know anyone else who works there, has anyone been paid?

I would be telling him he needed to get the MD on the phone, on speaker phone to explain what is going on.

I think he needs to look for a new job ASAP. Sit him down, be calm, say you know it's not his fault but you need to know the truth so that you can arrange your finances (or lack of) accordingly.

You are being quite vague. You know he is lying, what is he actually saying? It can't just be mumbles and walking off. You have bills to pay, this is not the time for games.

Clearly business isn’t good if they don’t have adequate cash flow to pay their staff whether clients have paid or not

Cancel all the direct debits now. You can contact the companies concerned tomorrow, say there has been an issue with your bank account (no need for details or lies) & you will set them up again as soon as possible. At least this way you will avoid bank charges for bounced payments.
Then as soon as dh is paid you can set them all up again.
Hopefully as long as you can make payments within the same month it won't affect your credit score (Disclaimer * I do not work in finance so don't know this for sure).

Don’t you think your husband must be stressed as well ? Why is he saying he is not been paid ?

Whatever the reason is it’s not going to help your situation is it ?

That's what I wondered. Was the MD dropping off items they need to remove from the office e.g. paperwork. Perhaps they need to surrender the lease and vacate?

And if they're relying on client invoices to pay staff they're either insolvent or on the verge of insolvency.

What is the reason he is giving for not being paid?

But what is he lying about sorry i dont get it

I'd leave it - he will need to call all of those companies and make it plain that's what he needs to do and you don't be doing it. Otherwise you'll run around solving his issues and there is no long-term happiness to be found there...tried it and it does not work.