There was a man on the radio this morning who is going to an amber level country at half term.
He'd booked the holiday before the pandemic last year. Then had to alter it when Covid struck. Then altered it again when travel restrictions hit. This time, because Boris has said 'use common sense' rather than ban travel to the amber countries, his travel company won't change the date again. He can travel (he's just been advised to take personal responsibility by Boris and co.)
He's obeying quarantine - having to take his kids out of school for the ten days after the holiday (as he said the school isn't happy but he's not allowed to send them in so how do you have a week's holiday AND 10 days quarantine without missing school?)
If he cancel's the trip he loses £3000 - if Boris said travel to amber countries was banned rather than 'personal responsibility' he'd get his money back (or could rebook a different date).
As he said, all he can do is be sensible on their trip.
Because Boris won't ban trips a lot of people are being told by travel companies 'go or you lose your money'. One other woman is off to the Belgium grand prix in August (assuming she can travel). Belgium's on the amber list but, again, she's going to lose £800 if she doesn't go.
Yes, these people can lose their money. But without the refund they can't rebook for a better time so they're taking a chance and doing their best with precautions etc.