I think some of you are doing more than you think. You say insurance is once a year, but there is car ins (sometimes more than one) and home ins and for some of us pet or travel too. There is mobile phone contracts (again sometimes more than one), broadband and utilities deals to check etc. For the car then there is at least the mot and service, gas boiler service and general maintenance as it crops up.
But most of those are 10-15 minute jobs (if that) once a year or even less. I just wait until I get a reminder letter/e-mail from the company or garage and then either have a quick look online or ring and book the car in etc. I really don't consider it to be work.
If you have medical apps for you/kids/parents then there is that and reading and dealing with emails from school, putting dinner money on, buying stationary etc.
Yeah, all of that is work, I agree.
Then if you are like me there is other stuff that is subscribed to that needs some level of monitoring, cancelling, renewing, swopping. Eg game pass, streaming services (Netflix,Spotify, now Tv, etc) and audible, meal plan or diet services.
Again, to me that's really not work. I have them all set to come out on the 1st of the month (same with all bills) so I know what's left over. I don't really feel like I monitor any of them except to cancel or suspend them if necessary, but again, it takes a couple of minutes, if that.
Then there is meal planning, shopping, buying everyone’s clothes (all online).
I don't meal plan, just get an online shop delivered once a week, which I put together the night before. The next week's slot is booked the day the current shop arrived.
I'm not meaning to pick at you, but I genuinely don't understand how most of that is work. It's just life as an adult, and I do think some people create far more work out of basic jobs than is necessary!