TARSCOUT ...perfect reply and one I used back when SIL asked the same question. She smoked (heavily), gambled, long distance overseas travel, never saved a penny as she always bludged off other people. We didn't inherit a penny from anyone, what we had was through sheer hard work and going without things that we deemed unnecessary, with our long-term future in mind.
In a similar vein, when my job was made redundant a few years ago, work colleagues decided they had a 'right' to know how I would spend the redundancy money, which btw wasn't a huge amount.
Again none of their business but the questioning became so bad that the boss joined in and wouldn't sign the redundancy forms which meant I was left with no choice but to provide an explanation.
By coincidence that day in the lunch room at work, someone started discussing porn type websites......bingo!! How convenient as suddenly I dropped into the convo and said 'hey, this is a BIG secret and I would ask if you didn't tell ANYONE'..knowing of course, this group of people could never keep a secret about anything.
So my 'website' was born and their eyes got bigger by the minute. Truly I don't know how I kept a straight face as inside I was laughing uncontrollably but never for one minute did I think anyone would believe me, because I thought they would remember that I was against this type of thing due to the exploitation of women and once they thought it through they would know I was 'pulling their leg'.
Anyway, the boss signed the approval and I was outta there but bumped into one of them later only to be asked 'quietly' what is the url because nobody could find it!! Ha ha ha.....because it 'never' existed and was just my way of saying MYOB!!
Still makes me smile to this day, as while I knew they were a gullible group I underestimated 'how' gullible they were and if they 'really' knew me as they claimed, they would have known a porn site would never be something I would be involved in.