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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

No tax credits for the third child. Does that mean some women will never be able to work?

282 replies

HowFurloughCanYouGo · 04/05/2020 13:30

I just wondered if someone could explain it to me. I realise I'm being a bit thick.

Imagine someone who is still on tax credits, not UC. They have 5 children, 3 of which were born after the 3rd child cut off date for tax credits.

Single mum and she wants to go to work for the first time since the first child was born (this is a completely fictional person by the way).
If they don't have tax credits for the third fourth and fifth child, does that mean she wouldn't be able to work? Because she wouldn't have money for childcare?

How does that work?

OP posts:
sotiredwe · 04/05/2020 19:31

@worriedmama16 perhaps that was true before I was born but with long council house waiting lists, lower birth rates & average age of mothers at 28/29 I don't agree it is now.

Easilyanxious · 04/05/2020 19:32

Obviously circumstances can change but when you have 5 children you take this into account as well
You can't rely on tax credits etc being there forever
I stopped at 2 because if our circumstances had changed I knew we wouldn't be able to afford more and to limit my time out of work as more you have less unlikely working is going to pay off ,unless you have family help etc . Would of loved 3
But I think government has to draw line somewhere and doesn't it only apply if born after a certain date so you would of been aware
Unfortunately you do have to think long term and we can't be prepared for everything but it has to be considered that circumstances can change in a heartbeat

lynsey91 · 04/05/2020 19:33

@sotiredwe we certainly do not need more children or immigrants. If the birth rate is truly falling then good.

How anyone can live in the UK and not think it is so terribly overcrowded I really do not know. I have said this before but will say it again. In almost all places in the UK the NHS can't cope, GP's can't cope, the education system can't cope, the councils are almost all struggling (just look at the state of the roads and pavements), the transport cannot cope, there is not enough housing nor enough jobs and as for the amount of traffic on the roads!!! I keep wondering how long before London. Manchester, Birmingham etc become totally gridlocked

Marie543 · 04/05/2020 19:34

I have 5 kids and I'm a single mum. I set up my own business working from home hiring wedding tablecloths etc. I work when kids are in bed or at school, it's really hard work and constant juggling but I am proud to say I can financially support my own. Their dads contribute financially but not over or above what they are legally required to.

sotiredwe · 04/05/2020 19:36

@lynsey91 well how do you propose to pay for everything with a shrinking tax paying population & ageing demographic?

Bubblebu · 04/05/2020 19:37

It's OK to the original poster.

Who gives a shit Rishi Sunak is just going to pay out for EVERYONE

so however many kids you have and however many claims you make WHO CARES you can claim it from the government!

(lets face it we have clapped for the NHS for 7 weeks and we have not worked for that time so you can just get pregnant and have kids all we want and there will just be money money money in the UK for that).

I really hope lots of people realise they can just get benefits from having kids in the UK.

Easilyanxious · 04/05/2020 19:38

@Marie543
I hope your business continues to do well once we are out of all this , goes to show it can be done for some and that you have to adapt to what life throws at you .

sotiredwe · 04/05/2020 19:40

In almost all places in the UK the NHS can't cope

And how will the NHS cope without immigrants?

Livelovebehappy · 04/05/2020 19:56

I would have loved to have more than two. But I knew I couldn’t afford to. And I work - always have, even when a single mum.

suzilady · 04/05/2020 20:19

We certainly do not need more children or immigrants. If the birth rate is truly falling then good.
THIS!

peperethecat · 04/05/2020 20:31

The thing is that we need a stable working age population to support the retired population, particularly the very elderly who cost a lot of money to look after. So we do need children and immigrants, otherwise we are all in trouble.

Saying we need to reduce the population because the country is overcrowded only works if you can reduce the population across the age spectrum. If you reduce the population by having fewer babies and immigrants then the average age just increases disproportionately, which creates a bigger tax burden for the working population.

We may at some point need to have a conversation about how much and what kind of life prolonging medical care we should be giving to very old people. I watched two grandparents die very very slowly and lose all their dignity. God knows how much they cost the NHS in their last few years of life, but I know it was a LOT, and all it achieved was giving them a few more years at the end with almost no quality of life whatsoever.

IndecentFeminist · 04/05/2020 20:38

Fuck me, between Suzilady, Bubblebu (are you seriously equating furlough payments etc with benefits? Do you have any understanding of the shitheap the economy would be in if he wasn't paying out?) and Lynsey91 I'm seriously worried about the level of critical thinking on this thread.

sotiredwe · 04/05/2020 20:38

Completely agree @peperethecat

Devlesko · 04/05/2020 20:49

If you don't want to run out of fruit and veg, we do need more immigrants, what a stupid comment.
The British don't want/can't do the work.

suzilady · 04/05/2020 20:52

We seem to be managing just fine now with fruit and veg Devlesko

Devlesko · 04/05/2020 20:54

duh, because the Eastern Europeans are picking, because they know how to do it.

chillipopcorn1 · 04/05/2020 20:57

Suzilady: there was a big campaign to get British fruit pickers this year. 80% of those offered the job rejected the offer:

www.google.co.uk/amp/s/amp.theguardian.com/environment/2020/apr/17/british-workers-reject-fruit-picking-jobs-as-romanians-flown-in-coronavirus

This farmer took on 50 British workers and 43 left almost immediately.

Food all over Britain is rotting because British workers won't pick it and we aren't getting the migrant workers (who we rely on) in.

suzilady · 04/05/2020 21:05

Thanks for the link chilli. I bet those British workers are on benefits so do not need to work. They should not be given a choice if they are able.

AldiAisleOfCrap · 04/05/2020 21:05

@Squeekybummum
is that only if you don't pay childcare for all 3? When I rang tax credits they told me I wouldn't be able to claim even if I pay childcare.
Childcare costs are capped at £210 a week for two or more children. It doesn’t matter which of your children use the childcare though it will still be paid despite their year of birth.

AldiAisleOfCrap · 04/05/2020 21:06

@Squeekybummum to clarify your costs are capped at £300 the maximum you would receive is £210.

Bathroom12345 · 04/05/2020 21:21

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

planetofthecats · 04/05/2020 21:24

The birth rate is already below 2 and falling so we need more babies or immigration.

We really don't. The world is overpopulated as it is and contributes to climate change and more competition for resources.

Besides, unless babies or immigrants are paying more in tax than they take out in the form of benefits, education costs, healthcare, housing costs etc, they will be an added burden.

planetofthecats · 04/05/2020 21:34

I am not surprised British people reject fruit picking. Lazy devils

This is so bloody bigoted. Can you imagine replacing British with any other nationality and getting away with it!?

The reason why so many British people reject fruit picking is because they would have to pay board to the farmer and that would reduce their pay to something like £4 per hour. Immigrants can send any money they make home where their money goes further because the cost of living is cheaper and fruit pickers are seasonal meaning they can go home to their cheaper country and live quite comfortably on what they earn here over a season whereas British people need to make a certain amount in order to live a decent life in the UK because it is so much more expensive to live here. You can't do that if you earn very little and you don't want to live on site. Ask who benefits from the "Brits are too lazy to work" mantra - big business who get their cheap, subsidised foreign labour without having to raise their pay.

SleepingStandingUp · 04/05/2020 22:03

Re the lazy British who are too lazy to pick veg
Another recruitment firm in the alliance, Hops, said only 9% of those who had completed the recruitment process were eligible for the job.
It said the main barriers were the length of the contract, location of the farm, and inability to work full-time because of care responsibilities.
So 6 month contracts, farms not in nearest locality, expected to live in, requirement to do 40 hours a week. Not everyone can move away from home and commit to that for 6 months.
And that's without the £4ph as mentioned above. I wonder how many posters on here are willing to move to a farm for 6 months to pick fruit for £4 an hour

Porcupineinwaiting · 04/05/2020 22:11

Family. Planning.

Clue's in the name.

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