We are a low income family with 1 DS, he is 2. He goes to nursery 1 day a week and his grandparents look after him 1 day a week. I currently work 2 days (Mon/Tues) and my husband works 4.
I've been made redundant. Its my last day tomorrow, however I've just been offered a job* working Thurs/Fri for the same money I'm on at the moment.
My issue now is that we will need to find childcare for Thurs/Fri as my DS's grandparents can only have him on a Monday. Obviously childcare is very expensive but we do claim universal credit and we get 85% of our childcare costs back.
I calculated that at the moment we live on £23k combined household income (thats 2 sets of wages and then UC)
If I took my redundancy and became unemployed then we'd get £24k combined household income
If I took the new job we'd get £25k combined household income (though you have to consider the fuel costs would probably equal £1k a year at least)
AIBU to consider not taking the job and just caring for my son at home for a year, then once he is 3 I can put him into nursery with the free hours and start working again.
Another option would be to look for another job for Mon/Tues.
(*The job is a basic admin role)