To ask how much you pay every month to run a car

[Sugarcainx]

Excluding finance costs, how much do you pay per month for petrol, insurance and anything else ? Just wondering what people's monthly average is. I spend £80 per month on public transport with the odd taxi on top, I would love to have a car but feel like i'd be spending double per month.

Thanks for the replies. It seems I will always be spending less on a bus, but a car would be such a help. At least i've got the carpool for now. Who's voted me as unreasonable 😂

4 year old small popular hatchback 1litre turbo

Taking out the last few months go, it will soon cost me

£30 pa tax
£30 per month insurance in. Business
£20 fuel, most fuel costs get reimbursed about £90 in total
£20 service and not
£25 repairs and wear and tear

I’ve had to take my car off road temporarily for medical reasons and am only using public transport. It’s only been just over a month but I cannot believe how much money I’m saving. So much, that though it’s annoying not having the convenience, I’m not sure if I want the car back!

Average insurance is £800 per year, it’ll be more if you are a new driver with no no claims bonus but will go down every year. Add finance to that if you can’t pay it up front.

Tax £120 one a year

Mot £40 plus c £200 per year for repairs (usually just tyres and brake pads)

Breakdown is c £40 per year

Petrol - it depends on mileage!! A small car is c 50mpg petrol is c 120p per litre, 4 litres per gallon- you do the maths!

My car is worth every penny.

The freedom it gives is priceless!

£60 petrol, £25 - insurance, £15 tax, about £40/£50 maintenance and repairs evened out over a year.

Blimey - I am really surprised at how little some people spend on fuel for the amount of miles they get in supposed gas guzzlers. I have a Fiesta, do about 12,000 miles a year so 1000 a month and I probably spend £200-250 a month on fuel. AND I get Costco fuel so it’s comparatively cheap!

I spend about £100 a month on fuel and I save £100 towards the cost of insuring, tax, mot and servicing (paid annually)

Fuel £100
Insurance £25
Road Tax £18
Servicing plan £22
Tyres etc on average £10

@LeSquigh I am shocked you're spending so much as I do comparatively similar milage and only spend £140 on fuel. What size engine is your Fiesta and is it mainly town miles?
My Kia Picanto is only a little 1.1 engine nearly 4 years old and I'm saving upto £100 a month than your car and there's not much in the size normally.

I'm so jealous of everyone paying so little insurance. I have to pay £140 a month.

My car insurance is £55 per month. I use £25 per week in petrol (so approx. £100 per month?) and my road tax is £10.50 per month so roughly £165.50 per month in total. I can only just pay my bills each month as it is, repair jobs break me. I work in the arse end of nowhere though so I have no choice but to drive.

On fuel, besides your car, your driving style and where you drive will affect it. You'll get better miles per gallon on motorways compared to if you're always driving in town. I also saved fuel when I stopped flooring it away from traffic lights.

On insurance, location is a number one factor. As important or even more important than age, experience, or car choice.

Car bought outright
Insurance about £400 a year
Diesel £100 a month
Repairs mot etc - maybe £200 a year DP fixes n services so just parts

We lease ours, £250 per month that includes tax. So it's just £25 insurance and about £50 in diesel. No MOT or repairs as it's under warranty and only 2 years old.

I get 19 MPG in the winter.

All short journeys.

I spend a lot on petrol.

Car insurance: £300 pa
Road Tax: £120 pa
Petrol: £30pm
MOT: £30pa
New tyre: £60 pa

Total: £72.50 pm

My insurance was £194 this renewal, so around £16 a month.
Tax is £30 a year, so £2.50 a month.
Fuel is approximately £50 a month.
Average service, MOT and repairs is £200 a year, so around £17 a month.
Breakdown cover is included in my bank account.
Total of around £85 a month then. I do have an old, super economical diesel (60+mpg) which I’ve been very, very lucky with repairs-wise so far!

Less that £100/month. I fill up every 2 months (£50), annually insurance is just under £300, tax £150, mot and servicing £300. I very rarely pay for parking.

I have quite a short commute now so all in around £75 that doesn't include things like tyres, MOT, servicing etc. If I added those in about £100-£120 a month, £25-£30 per week, completely worth it for the flexibility, and not having to lug a baby around in the freezing cold on busses that can only take one pram at a time. I also have to travel to locations not easily accessible by public transport for work, my time is precious my car gives me a lot more of it than busses and trains would

Fiesta, do about 12,000 miles a year so 1000 a month and I probably spend £200-250 a month on fuel

That's horrendous fuel mileage for a Fiesta. It costs me 50 quid to fill up and I'll get 400 miles out of a tank (1.6l petrol engine). So 1000 miles costs me around £125

Road tax is £30 per year, insurance £350 per year fully comp.

I bought my car outright so there's just fuel, MOT and service to pay. Probably if you average it out over the year it's about £100 per month.

Petrol £20 (I live in London so don’t drive very often).
Insurance would be £49 if I paid monthly.
My parking space was bought almost two years ago for £35k.
Servicing etc £20 a month.

Insurance £30
Tax 15 ish
Fuel 40
Car parking 10 ish
Put 50 a month away for MOT/repairs. Have a cheap old car, dont do loads of miles but use most days.

My insurance is 125 quid a month, for a 1.2 seat Ibiza. I was written off by an uninsured driver and lost my ncd 💔

£37 for tax and insurance, probably around £20 - £30 for fuel (i I don't drive much). Car is owned outright so no finance. Repairs and maintenance paid for as and when.