To ask how much you pay every month to run a car

[Sugarcainx]

Excluding finance costs, how much do you pay per month for petrol, insurance and anything else ? Just wondering what people's monthly average is. I spend £80 per month on public transport with the odd taxi on top, I would love to have a car but feel like i'd be spending double per month.

Current car is £200 a year road tax, £300 a year insurance and probably £120 a month for diesel for 1000 ish miles.

But, it wasn't chosen to be a cheap to run car.

Back in my younger days I had a 1l small car that cost £30 a year to tax and would do a 300 mile round trip for about £20 of due!

60 a month for fixed costs, i.e. tax, insurance and servicing split by month. Petrol quite variable between 80 and 160 a month. We only have one car between us both.

In contrast tram would be 160 a month just for commuting costs (and a lot of days late for work with current level of service!)

The monthly costs for my much hated 4x4 on mn are:

£50 road tax
£40 insurance
£100ish diesel
£50 savings for mot/service/repairs

Do 4-5k miles yr (so not much)
Monthly... I'm working it out as almost £120/month below. £180 with depreciation. Even though I use the car only a few times a week.
All costs below exclude purchase price (cash buyer)

petrol £40
insurance & rescue £22/month ( I'm old & long time no claims bonus)
parking £5
VED £3 (£35 annual, small engine)
MOT £3.50 (£42 annual)
service £13.50 (if I bother £140 annual)
repairs, tyres, windscreen potion, deionised water etc £30?? (hard to estimate )

Depreciation, I work this out as £714/yr, or £60/month.

£70 petrol
£25 insurance
£0 tax
£0 finance costs

I pay about £100pm in petrol to get me and DH to work as we got rid of one car and commute together. Insurance is paid annually and is usually around £350 and tax £30. I usually spend a few hundred pounds a year on servicing and repairs too.

It is fairly expensive despite being a smallish car, but it’s far more economical for us than us both commuting by train which costs £10 per day each. I wish that wasn’t the way but it is what it is!

Hmmmm. We have a van in place of a car.
£25 insurance
£15 tax
£50 fuel max on average

We normally save a bit towards MOT etc but haven't been recently.

You can run a car pretty cheaply provided you pick the right model and don’t have any accidents to your name. I used to run my Smart Fortwo for about £300 a year for insurance, tax, MOT and a service and it got 60 miles to the gallon in fuel. Was cheaper than the bus by far.

I’ve since upgraded to an Audi TT and the tax was a kicker - would have thought twice had I known!

About £150/month all in (insurance, fuel, averaging cost of MOT and servicing, and a buffer for basic wear and tear), for a small car doing about 60 miles a week.

Insurance is fairly cheap due to the make/model of car and my age (old!).

However, I do need to drive in order to drop the kids off at childcare and get to work on time. Unfortunately public transport isn't a viable alternative.

Thank you. It would be a massive convenience, I don't care what sort of car as long as it does the job. The bus is only £65 unlimited for a month but it's an absolute nightmare. Goes round every single estate and area instead of a quick zip on the motorway, and takes 3 times as long.
If they had more express services that would be great. For a big city, it's appalling.

Petrol £60
Insurance £47
Tax £12

Parking at work is £1-£3.80 a day depending on if I work in or out of hours. 12 days per month (shifts)

£70 insurance.

£40 a week petrol but I use my car for work and claim mileage back. I would probably spend £40 a month without work driving.

Insurance is £48 (this is for 2 cars it was cheaper this year to have a multi car policy)

Tax £13 per month (I pay annually but this is the monthly cost)

Diesel £50-90 per week I use my own car for work and claim mileage I can do up to 600 miles a week, not including school runs, food shopping etc

I save £30 a month for services and mot and tyres (car needs one once it’s 3 years old)

£44 for insurance
£50 for fuel

I pay £250ish per month for my car lease which includes insurance, servicing, tax, new tyres. Then I spend around £150ish on fuel but I have a 60 mile round commute 4 times per week. Parking is £30 per month. It was much cheaper when I used public transport but it’s quite limited where I live and when DD came along time and convenience became far more important than cost.

( Disclaimer: I am aware car lease is generally frowned upon on Mumsnet, I should obviously have gone without a car until I’d saved up to buy a ten year old basic run-around which I would then keep until it died 20 years later. However, I have limited knowledge / confidence with cars and don’t want to deal with problems. I need something reliable, and the knowledge that if anything goes wrong I phone the nice people who quickly provide something else to drive while they fix mine at absolutely no additional cost. Again, time and convenience over price.)

63 pound a month insurance
12 road tax a month
About 20 to 25 pound a month petrol (that really depends on the journeys I take)

£50 petrol
£17 insurance
£12 road tax

£50 car insurance (4 years no claims)
£26 car service plan including MOTs
£0 AA breakdown as included in paid for bank account (£17 but also includes mobile phone insurance etc)
£140 Fuel budget but we do around 1000 miles a month (52.5Mpg)

Just a small car 1 litre engine.

Ooh Road tax is £30 per year)

Oh and I am self employed so use car to get around work as well which I think raises insurance more than just commuting. So we claim 5% costs back through business.

I have a renault kangoo diesel
road tax is 140 a year( about 11.60 a month)
use about £30-50 of fuel per month does 60mpg but use car as part of my business so milage higher
insurance is about £210 a year so (17.5)
MOT £54 a year
my DH does all the repairs and servicing so only parts and consumables like oil, oil filter, brake pads new tyres though you don't need these every year apart from oil changes so say about £50 a year on average so about £70-80+
mine is fairly old (10+ years)so depreciation is neglible but it wouldn't be for a newer car also I really don't pay to park anywhere I go

Only had my car since October but I usually spend about £30-40 a month on petrol (only drive to and from work and it's like 1.2 miles each way). Insurance was £289 for the year upfront, can't remember what the road tax was my dad paid and it has gone into the garage once already but they only had to replace a sensor that was causing a couple of warning lights to come on so I don't think that will be hugely expensive (I hope not anyway). Car is 11 years old and in good condition.

Monthly:
£120ish in petrol
£25 for staff car parking pass
£12 for road tax
£37.50 for car insurance (£450 per year)

Annually:
£50ish for MOT
£150ish for service
£100 - 200 for random things like new tyres etc.

So about £227 per month

I didn't learn to drive until I was 40. Even when I was commuting 15 miles to work, I did it by public transport or in a car pool. We added up our transport costs, and with my fares/petrol money, and allowing for a couple of local taxi journeys a week, and train tickets for holidays, we were still nowhere near running costs for a car. It makes it easier to take the odd taxi when you realise you're still spending less than those who are driving.

Wow! I spend around £450-500 pm £63 is insurance, £28 is tax and the rest is fuel. I do around 14k a year miles. It is a gas guzzler but it would not be worth running a second small car and we need a large car for towing