It's probably not an option for you, but I took voluntary redundancy from my old job in January.
I'm 50 and had been working for 33 years, so it was more about the break and fear of the ' restructure' at work than the payout, which , bar a few months 'live on' money, went back into the house.
The first month was OK, it was great to not have to go to work in February, but if you are a person that naturally worries of stresses, that will show up in your ' new life'. Eventually I got back into work earlier than I needed to because I was stressed at how much there was to do round the house ( everything was left to me because I 'wasn't doing anything') , I was lonely and felt estranged from society.
being back in work now has made me happier, given me some structure back, and made me more sociable.
I would suggest a ' sabbatical' or a few months unpaid leave just to have a break. If you stop work, it doesn't have to be forever.
Ultimately, life is too short to be chained to the daily grind and then be too knackered to enjoy your retirement.