Also, please be careful, when cashing in work pension things, before the due date. You could lose thousands, really. I have a "Managed Fund" thing, whatever that is. If I choose to have it now, a year early, I will lose some £2000. Next year, if I'm spared, I will receive the full amount, of some £6000. I could have merged this into my Work Pension thing, but again, would have lost £2000 in admin fees, for merging. LOL!! I want to be that Admin Fee person!! I can only say, please, be very careful. Please, read EVERYTHING!!!! Please, be aware, I know nothing about pensions. I don't mean to advise anyone, except READ THE FUCKING MANUAL!! This is your future. One day, there will be role reversal. Your kids will be the parents. When you're dribbling. Incontinent. Doubly incontinent. Carers, 4 times a day. Shower. Breakfast. Lunch. Toilet. You can only visit the toilet if the Carer's are there at the right time. Otherwise, you have got to wear pads. Poor Carers. They do what they can, in the time allotted. This is when your children step in, take over. Become parents. Do not allow you to glide down stairs on a sleeping bag. Do not allow you to lower your walking frame over the bannisters on a rope, when the lift breaks down. Do not allow you to go up or down, the stairs, on your bottom, when the lift has failed. Do not allow you to become incapable of turning over, in bed. They do, and should do, allow you to have dignity, at all times. Every time.