AIBU. Please be honest and not unnecessarily brutal

[Namechangeperquesta]

Will try to be brief. Married to an older man for a decade now and he has a son from his first marriage. We've built a comfortable life together (married IN community of property, not sure if its named the same in other countries). Sadly my husbands health is not great and while i think he'll be just fine with the right medical care, he's all doom and gloom and talking of dying :( we've been in the process of doing nice little modern upgades and renovations to our homes but we've put it on hold. Im reluctant to spend anymore money because i only recently ( silly me) found out that in the event he passes on and doesn't have a will i MUST part with half (or some) of our properties as his half will then go to his son. AIBU? Ive put love, care, my heart and soul into our homes, not to mention half of MY MONEY, only to part with my homes one day. How does it work in the UK?

I don't see why your stepson should get nothing. It's unfair of you to expect to inherit 100% of your joint assets as a 2nd wife.

As a PP said, it's not necessarily old age and disease that might cause either of your deaths, it could be a tragic accident- anyone with children ought to make provisions for this.

BTW why all this use ' pass' rather than 'die'?
I don't believe in the after-life (as don't many people) and this idea of 'passing on ' [to the other side] sits badly with me. Are people really unable to use the words death and die?

@PrincessRaven I missed that bit.

So OP doesnt think he should get anything at all? Even though she would get to keep the house?

OP, that's really not on.

Imagine this. Your husband dies, you remarry. Then you die, do you think that your second husband should just be able to disinherit your son?

so you have two properties and you are worried that his son will have half of both and you want one full property in his name and one full one in your name? Can you just discuss this with his son and he might be willing to do an exchange for a full property in lieu of his share in your home.