To think you still need to carry cash?

[Happinessforever]

Another example of me feeling old and out of touch

More and more people don't seem to carry cash, especially young people in their twenties or under. Need to pay something at work? It's a PayPal transfer, same for splitting a meal. Travel all by app. Same with shopping.

But I can't not have money on me 'just incase'. Always have at least a fiver but usually about £40.

So, AIBU to think you always need cash? Or am I clinging onto an old outdated habit

I don’t see why we need cash at all. Surely organised crime would be completely stopped if everyone had to use a traceable bank card for all transactions?

I don't carry cash! I have to get it out for my local takeaway as they don't do cards yet, but that's it. I use Apple Pay everywhere don't often carry my card either.

Yes I'm mid 40s and always have cash on me. Between £20-£80
I like to have some cash as I'm saving £2 coins in a jar for Florida so if I never paid for anything in cash how would I get these?

Is there some kind of anti cash movement posting here, there's an exact same thread already running, I thought this was the same one and wondered where my posts had gone

Cash needed here for car wash and Chinese, plus annoyingly the M&S and John Lewis car parks which I know make me sound so middle class. I also still give cash to by nieces and nephews for birthdays.
Other than that I rarely use cash and only withdraw £40 a month and carry what is left once I have had my car cleaned and had my takeaway!

@NerrSnerr that could explain why I have no money!!

I usually only need cash for my nails, they don't take cards. Other than that, I use my card for everything. Living in london, I use it for travel and in shops. Don't really need cash.

I get some cash out most wks. Need it for takeaways, parking, hairdressers. Plus's some places don,t let you use card for under £5.00. Or I have been places where the card thing isn,t working. Good practici to have some.

The only thing I ever need cash for is if DS needs some for school, most things he can use his parent pay account to pay for but in September he needed to buy a sketchbook for art, that was the last time i withdrew cash.

I never carry cash, I can’t remember the last time I needed it, I don’t even carry cards anymore as I use Apple Pay for everything.
I don’t use a handbag so the less I have to carry the better.

I don’t live in a city, I live in a small town.

The only time I need cash is to have my nails done. Everywhere else I pay by card, Apple pay, PayPal or online transfer.

I never carry cash unless I'm going to the nail bar, in which case I use the cash point just before I walk in

I rarely ever use cash. I live in Birmingham, even the taxis take card payments my DC are too young for the tooth fairy or pocket money. The chippy by my house takes cards.
The only thing I can think of really are work bake sales when I can usually cobble together a pound or so from coins in my purse.

Yes I keep around £100 in different notes hidden at home. And every week I withdraw about £50 in cash and try to keep a few different coins in cash also. I like to have some in case there is a blackout or the card machines aren’t working or if I get mugged (the money at home is for this). I also think I budget better as I’m not making lots of small purchases with my cards.

Only if going abroad or using places that only except cash. I tend to have a few coins and once in awhile a fiver or tenneron me which I often forget I have. I live in a commuter town with two train stations and buses going to Oxford, Cambridge, Milton Keynes etc.. so most things are contactless and atms are everywhere.

Cash all the way for me unless it's online.

The only cash we spend is my nails, DHs haircut, £1 begging from school, takeaways and DH lunch at works canteen. So around £50pm. Every thing I can goes on the credit card.

I travel a lot for work, usually by public transport and prefer to use my Apple Watch for things like the underground but always have £50 or so in notes just in case (eg when taxis claim their card machine is out of order). Also a bag of pound coins in the car boot for parking when the machines and phone line are out of order.

I don't need cash but I still use it wherever possible.
I think we're sleepwalking into a dystopian future where everything we spend and do can be tracked. Which is all fine and dandy if you think that big corporations have our best interest at heart and that the government will never be able to access that information and the government will always be benign and want the best for everyone. As previously mentioned The Handmaids Tale illustrates this brilliantly.
They haven't designed this technology to make our lives easier, they're doing it to make money out of us, to take a cut of each transaction, to make their technology indispensable.
Not to mention power-cuts, people who don't have access to proper banking or smartphones, having all your money on your phone and the battery running out, etc.

Mondo should be accepted everywhere - it's just a debit MasterCard

I rarely use cash, unless it's for the chippy or my hairdresser. I prefer cards as, if I lose my purse or its stolen, I can at least stop the cards. The cash is gone forever!

DP is the opposite and always has cash on him.

I live in rural Devon and only need cash regularly for playgroup. Parking is paid by app and all school payments are also via an app. Everything else is card payment.

Oh dear I feel old now too. I have noticed I’m taking less cash out but last week I needed cash for non card things, local bakery, takeaway, taxi, pocket money, window cleaner and car parking tickets. I also pay cash for very small purchases. Having cash makes me feel secure incase I lose a card for example. I’m in Ireland in a small town.

I use contactless mostly but there are occasions when you need cash I think. Although can't think of one at the moment!

I'd love cash to disappear. I have a petrol station and whilst card payments have increased, it's not by much. I still have a lot of cash to deal with, even coins. I can take in sometimes couple hundred in pound coins.

When we had a car repair garage it was only really over the last year people stopped going to get the cash out to pay, only for us to go back to said bank to pay it in!
Maybe it shouldn't disappear altogether but I can see a point where it would be great for us to maybe stop cash payments. Most manage without it and it would save us loads in charges to bank it.

How do you manage if you don't use cash when splitting the bill at a restaurant e.g. for a party of ten or so??? Surely it's much easier if everyone pools the cash to cover the bill. Although there's always one who wants to "put it on a card". Surely if everyone was doing bank transfers/contactless/paying individually it would be a logistical nightmare - for bith the restaurant staff and the party of ten???

@shrunkenhead

There’s an app for that. 😉

I have £20 in cash on me at all times, and usually more than that - but then I don't use my phone to pay for stuff. I am old(ish) but I am constantly amazed/terrified by the amount of people who use their phones to pay for stuff, keep their cars in their phone cover etc. If you lose your phone or it gets nicked you are screwed. But then I am an old fuddy duddy....