To think you still need to carry cash?

[Happinessforever]

Another example of me feeling old and out of touch

More and more people don't seem to carry cash, especially young people in their twenties or under. Need to pay something at work? It's a PayPal transfer, same for splitting a meal. Travel all by app. Same with shopping.

But I can't not have money on me 'just incase'. Always have at least a fiver but usually about £40.

So, AIBU to think you always need cash? Or am I clinging onto an old outdated habit

Fat club.
Paying the babysitter.
Trolleys

That’s it pretty much everything else I pay on my phone. Very occasionally have to use my actual card in places that don’t have a sensible Apple Pay limit

@BarbaraofSeville, a few years ago, thieves would steal phones to sell quickly in cash converters, or pass in for drugs etc. When the phone became worthless, like possibly your handbag/purse, thefts went down.

Phone snatching went down when people switched to contracts.

Most thefts are done by drug addicted, petty criminals. Who want a quick turn around and many would get noriced if shopping locally.

Where more sophisticated gangs operate, it wouldn't make a difference.

If you ask for help from security guards etc in shopping centers they will help, so the loss could be reported quickly.

It doesn't pay to have your life in your phone.

Steal a phone in a busy area and you could use it to buy quite a lot of cashlike items within minutes

How? You need a thumbprint or passcode to operate Apple Pay and similar.

*Steal a phone in a busy area and you could use it to buy quite a lot of cashlike items within minutes

How? You need a thumbprint or passcode to operate Apple Pay and similar.*

Plus, Apple also uses Face ID with their newer phones. Unless the person that steals your phone has managed to take your face with it, don’t think they’re going to get in easily.

I try to have some coins, especially £1 etc. Then I try to have a fiver, tenner and twenty. But I never always do.

I do touch pay all the time though and end up giving my money to the DC for something or the other.

But, I am always surprised how many London cabbies say the card reader does not work, they want cash

But, I am always surprised how many London cabbies say the card reader does not work, they want cash

Yes! The readers must be very poor quality A cabbie told me that there is a charge for processing payments by card so I try to keep cash for cabs. If I do use a card and the driver is nice, then I will add on more for a tip.

Cabs round are way don,t really take cards.

Instinct says no but actually I need cash for a lot of carparks still, takeaways, toddler and baby groups, and for that sense of dread if my phone crashes and dies and I’m stuck!

I don't even carry cards anymore! If I need cash I just send a code to the cash machine! Everything is paid for by phone for me now.

I real only in cash too. It helps me keep track of everything and also I am a little paranoid about everything being traceable / handmaids tale etc.

I still carry cash even though I rarely use it. Some businesses here have tried to stop accepting it, as it's easier for the staff, safer, saves the daily trip to the bank, etc. and faced backlash as it's seen as discriminatory against the "unbanked" and those without mobile phones.

Small village and very, very rarely have cash.

Some of the buses where I live (big city) are starting to take Contactless cards but most still just accept bus passes or the correct cash. Buses in the next county give change and you still tell them where you are getting off. I was shocked recently in Harrow when we could only use Contactless card for bus fare and we each had to swipe our cards - DH couldn't swipe his twice to pay for me too.

Beautician at hairdressers only takes cash.

I always leave tips in pubs, restaurants, hairdresser and taxis in cash. Also pay cash if just popping out to local shop for a couple of things. Flower stalls? Launderettes.

I like to have cash. I find it's far easier to spend what you haven't got if you never see money.

I never have cash, I live in a remote area but everywhere takes cards or PayPal payment.

"I know a lot of people on Disability benefits who draw cash out because the DWP more and more study your bank accounts. They're claiming legitimately but after the Police sharing protesters information with the DWP and benefits being reviewed/stopped, they are nervous."
The government want us to become a cashless society. It will become harder for people to commit some types of benefit fraud such as taking cash out and putting it in another account to prevent savings from building up.

London - the only time I have cash is if h gives me the food money in cash. Otherwise it’s debit card. The buses don’t accept cash nor the schools and even the window cleaner accepts bank transfers!

im 38 and i dont carry any money.,havent for years

i dont even own a purse,i have a phone with 2 cards in,have google pay on my phone as a back up and use paypal to pay for our home education groups

out lifestyle is designed so we dont need money,parking is free because we have 2 blue badges,we dont do local transport, and even the busses take contactless now.

i have 2 bank cards,partner has 1 and both boys have their own,(15 y old carries his own)we have a trolley coin attached to the car keys if a trolley needs one

i cant remember the last time ive even held any cash

i was taking about this the other day with a family member that works in a local run bakers and he said that day they took no physical money at all,the only money they had in the till was the float they put in that morning it was contactless,debit card, apple pay or google pay,it came up as he found it funny that a old chap in his 90s asked him for help on how to pay with google pay as his grandson set it up, and we are a small village in the valleys so i cant imaging whats it like in citys or big towns now

I like having some cash in case these darn machines have an issue with my card. Not looking forward to them doing away with cash entirely in the future.

I’m 21 and have lived in London since I was 17 and always have cash on me usually around £100/£150, I grew up in a small town in Northern Ireland where you have to have cash and my dad always told me you should have cash on you incase of an emergency (he’s 45 so not old) so I think I still do it now just out of habit but it comes in handy sometimes especially if DD needs change for something at nursery.

Farm shop beside me pays up to £1 per transaction depending on the card. That’s why I pay cash in small independent retailers. Costs me nothing and 100% money goes to the shop.

How? You need a thumbprint or passcode to operate Apple Pay and similar. Plus, Apple also uses Face ID with their newer phones.

In the news recently, a £2.70 screen protector fools a Samsung phone into accepting any fingerprint, while a Google phone's face recognition unlocks the phone when the owner is asleep.

www.bbc.co.uk/news/amp/technology-50080586

www.bbc.co.uk/news/amp/technology-50085630

And this kind of thing is extremely common in "biometric id" systems. Time and time again manufacturers tout their systems and devices as secure, and they're defeated by the most rudimentary tools.

I think this is like people being appalled at adults who can't drive, because their lives are set up so that driving is essential.

Depending on where you live and what things you do, it could be essential to carry cash at all times, it could be useful to have a tenner on you but not the end of the world if you don't, or it could be that you can go months without ever wanting to use cash for anything.

I have £10 Just in case but always use card.

Very rarely use cash, and if i do have it i often forget its in my purse. I only need it to pay the kids clubs and the charity "bring a £1) events the school does.

I prefer not to carry it so if i lose my purse or get mugged i can just cancel my cards and not be out of pocket with cash stolen.

I get cash out if I’m going to the pub, contactless is far to dangerous when drunk 🥴