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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to spend inherited money on a holiday

102 replies

LostMeerkats · 22/07/2019 18:06

Myself and my 2 siblings were raised by my grandparents. My granddad passed away over 10 years ago now. My Grandma passed away a few months ago having had dementia for the past few years. I look after of my two siblings who both have additional needs. My sister is in her 30's and lives in respite care during the week and stays with us Friday to Sunday and a few weeks during the holidays. My brother attends the local college and lives at home.

Recently we were contacted because my grandparents had some money in an account which we didn't now about. As per my grandparents will I inherited all of their assets including this money with the assumption that I will use some of it to support my siblings throughout their lives.

It's quite a lot of money for us and I wasn't sure what to do with it at first so I have split it 4 ways. So for example I have put 5 thousand each in the 2 accounts I already have for my siblings which will eventually be used to pay for their care if/when I can't afford to cover it.
I then put 5 thousand into my own savings which I try to only use in emergencies.

I now have a quarter left over which I want to use for a holiday. I have godparents who live 8 hour away on public transport. They have a holiday cottage which we can stay in for free. I just need to pay for travel and food and spending money and stuff while we are there for the 3 of us.

So my idea is that we will travel half way and then stay in a b&b for the night then travel the rest of the way to my godparents. Stay there for a week and then do the same thing travelling on the way back.

I have already asked my godparents and they are thrilled we are coming.

Last night my Grandmas sister came over to visit so I told her about my plans and she was horrified that I would be so selfish and use the money on a holiday when it should be put towards my sibling care needs.
She pointed out the the holiday was really just for me as they aren't my siblings godparents and my brother would probably rather stay at home and my sister will probably get fed up of the travelling and she really couldn't believe that I would go ahead with this holiday and that I would waste the money on this.

I tried to explain why I thought it was a good idea and that my siblings will probably enjoy it once they are there and that its good for them to do new things even if they have to go out of their comfort zone.

She was still upset with me and ended up leaving in tears saying that I was making a mistake and she thought that maybe my grandparents have trusted me with too much responsibility.

The more I think about the more I am beginning to think that maybe she is right and I am being selfish going on a holiday that is mostly just for me. I think I got caught up in the idea of finally having the money to treat ourselves and I didn't stop to think about the other stuff I could spend the money on.

But then every time I think of cancelling the holiday I just want to cry and I hate cancelling on my godparents who were so excited to see us and it just feels like I have let everyone down because I got over excited about the money.

OP posts:
StripeySocks29 · 22/07/2019 18:49

Tell her to F-off. You’re not a child, it’s your money and you deserve a holiday. Your siblings are bloody lucky to have you.

StillMe1 · 22/07/2019 18:52

I read your OP wrongly. I thought you were going on holiday by yourself and not taking your siblings.
At that point, I was totally in agreement that you will need a holiday and that you are entitled to a break.
When I re read and found that you were taking your siblings with you, I think you are doing exceptionally well for your siblings,
Caring is such a hard job a holiday is not a luxury at all, it is a necessity I dont think your Gran's sister has really grasped how much you are doing for the siblings.
Go on this holiday with your siblings and have a good time. At some other time you should go away for a long weekend at the very least a full week or fortnight if you want.

You are kind to take your siblings but remember always to be kind to you

happytoday73 · 22/07/2019 18:53

Well lesson learnt don't talk money with her again. It's none of her business what you spend your share on. You are actually spending it in a very sensible way and you need to ignore her comments.
Enjoy... Everyone needs a break!

user1493494961 · 22/07/2019 18:53

I hope you all enjoy your much-deserved holiday.

dreichhighlands · 22/07/2019 18:56

I wouldn't think you were being unreasonable if you were taking this break by yourself, I think you are being a very supportive sister taking your siblings with you. If your aunt has an issue she can care for your siblings while you go away by yourself!
Enjoy your holiday OP.

FadedRed · 22/07/2019 18:56

Your aunt is wrong. Stop discussing money with her, none of her business. Also consider using some of the money for respite caters so you can have a proper break on your own/with a friend, and at regular intervals to help you keep your health and strength. Also to help you with things like the journey/days out with your siblings - will to you all good.
You sound amazing!

FadedRed · 22/07/2019 18:58

Carers not caters!! Auto correct doesn’t seem to think carers is a real word ffs! Like most of the rest of the world......

Percypigparade · 22/07/2019 19:00

Would it be a plan to spend some of the money on a car (and lessons if required) - basically things that would make life easier for you and your siblings?

AnybodysDude · 22/07/2019 19:00

My goodness you deserve this holiday. It isn't selfish at all - you've put 15k towards the care of your siblings (including the 5k for yourself since you pay for their care!). There is nothing selfish about taking your siblings on a holiday. I hope you have the most amazing time.

lboogy · 22/07/2019 19:06

Doesn't sound like your grandparents left you a life changing sum so whatever you've allocated for your siblings won't go far .

The only way I can see your aunt's point is that you haven't asked your siblings if they want to go to see your godparents. If they are in agreement then go with your siblings, if not leave them behind and enjoy your holiday. It sounds like you need it

Melfish · 22/07/2019 19:07

YANBU. Your great aunt is totally out of order. Does she ever offer to help or support you with your siblings?
On a side note, my dad had a several strokes and my mum had to put up with relatives-on her side rather than his- saying that she should look after him and making cats bum faces when she said she/we couldn't cope and were putting him in a nursing home, without ever offering to help. They really made her feel like crap.
I suspect great aunt probably knows little of the overwhelming responsibility and practical help you may give to your siblings and how a short holiday would give you all a positive change of scene. Your grandparents left you the money, not her, so they obviously thought you'd be the best judge at spending it. Hope you all have a wonderful time!

RubbingHimSourly · 22/07/2019 19:12

Well I think you're an amazing person.

And it's pointless building up your siblings savings, anything over 6 grand will be taken off them.

Have an absolutely amazing holiday and in future don't tell your Auntie your business and carry on doing what you're doing

RubbingHimSourly · 22/07/2019 19:15

Also make sure you contact your local carers support group and ask for a carers assesment. You're probably entitled to a small grant which can be used for a holiday each year.

For carers like yourself small breaks and holidays are a need. Not a luxury

ThisHereMamaBear · 22/07/2019 19:16

I hope you have a lovely holiday xx

FilthyforFirth · 22/07/2019 19:16

Of course YANBU. How mean your grans sister is. You clearly do so much for your siblings. I would honestly use some of the left over money for a holiday just for you. You 100% deserve it. I hope you all enjoy the trip to your godparents. You honestly sound so lovely.

OKBobble · 22/07/2019 19:23

I think Gran's sister thought she was going to inherit!

Have a lovely holiday.

kazwelch · 22/07/2019 19:24

Have a lovely holiday with your family. It will do you good. I think your family member is jealous & thinks some off the money should go to them but it could be me.

WillLokireturn · 22/07/2019 19:27

A holiday IS care of your siblings! It's a wonderful idea. Be careful not to go over the £10, 000 in savings for any of your siblings (or yourself if you claim UC) if they claim means tested benefits as they'll just lose it in benefits (ESA, UC, PIP isn't affected) so no value to them. And anything over £23,500 each means no social care funding with a graduation from £16000 to.£23,500
You can spend your inheritance that they left to you how you like . But putting it towards doing things for your siblings could also include a bigger car for yourself for transport, nice items for them & you, holiday as planned or extra support (or something else like a course of disabled sailing or such like) and it's lovely for you to take your siblings on holiday which none of you could usually afford. And you'll be their carer as well as sister with them on holiday visiting godparents. Memories you make will be precious.

The cost of paying for a respite holiday with care for siblings to a care home could easily be £1500 each a week (far more if it offers supported holiday type activities), not half as lovely as your lovely plans. (& less institutional).

You sound the kindest of souls.

Amibeingdaft81 · 22/07/2019 19:30

Nor selfish at all, far from it.

However perhaps sadly not the most financially prudent decision. £5k sure as heck isn’t going to get very far in term of care provision

WillLokireturn · 22/07/2019 19:33

I'm.UK england, so if you aren't UK, the financial and benefits side is different but the legal stuff isn't, that it was left to you. Your grandparents put their faith in you to.apend it how you saw fit. It's your decision. The care you provide to your siblings is something you probably don't get paid for or very little for, and it is fantastic to hear how dedicated you are to your family and their well-being

Please ignore your grand aunt as she isn't as aware as you of what your siblings need and how much they will enjoy it and what it is like to be a young disabled person. Most 30 year olds go on holiday and they'll will have a wonderful time!

GrabbyGertie · 22/07/2019 19:47

You sound like an wonderful sister. It sounds like you do an amazing job.
I think you can spend some of the money on a holiday but I wonder if it could be better spent. It sounds like quite a gruelling trip to be honest and I'm not sure I would fancy it. Also, I can see your Aunts point of view that the money might be better stashed away for later emergencies.

How about splitting the final £5000 between you and your sibling and treating yourself to a proper break with your share. You could still go and see your relative.

This way you would get a break and your sibling would get some extra money in their savings.

beanaseireann · 22/07/2019 19:52

You are, quite simply, an amazing sibling. Unlike your grans sister !
You need a break. Take it. Ignore the b*tch.

HermioneKipper · 22/07/2019 19:56

What a lovely sister you are. You’ve taken on so much responsibility.

I’m sure you need a break too - is there anyway you can have some time away for yourself as well as the holiday with your siblings?

boosterrooster · 22/07/2019 20:00

You're wonderful! Go on the holiday, you so deserve it

steff13 · 22/07/2019 20:03

I'd use it on the holiday, and use the leftover to buy a car/get driving lessons and buy a car, if you're inclined.