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Share your dilemmas and get honest opinions from other Mumsnetters.

‘Two-child limit taking toll on family life’

999 replies

SweetMelodies · 27/06/2019 10:05

www.itv.com/news/2019-06-25/two-child-limit-taking-toll-on-family-life-study-suggests/

So the first detailed research into families effected by the 2-child policy, where tax credits are only paid for the first two children unlike in the past when it was every child, has taken place and has found that families are suffering as a direct result of this.

A lot of comments on SM seem to forget that many many working families are effected as well. Even some families with ‘above-average’ incomes used to be entitled to tax credits for a third or subsequent child.

Any thoughts on this? I have mixed feelings as to whether it will work on in the long-run or not. Of course we all know families who have carried on having babies with no thought because each child has meant another monthly tax credits sum... but then there are also the families who are going to face one unplanned pregnancy that could push them into poverty and make their other children suffer.

OP posts:
OralBElectricToothbrush · 30/06/2019 18:28

Uh huh, yeah, you can totally read minds, 2, such talent. Why not read the one of someone who really counts and do some real good in the world Hmm. Yes, Xenia, plenty of support for the policy. You get for 2 kids, beyond that, you make your own arrangements. Plenty fair about that hence, as Xenia says, plenty of support for the policy across all parties.

PatoPotato · 30/06/2019 18:29

Xenia

Before you go on to defend the supposed victims that are the rich please familiarise yourself with the fact that many corporations pay nearly nothing comparative to what they take in from the market. Research the Panama papers. The same goes for the rest of them they are taking far more than their fair share of the pie and it is not their money, it is money that inherently belongs to society.

Moreover if their lives are so hard, then I am sure there are multiple employees who would love to take over the lifestyle with the ridiculously exorbitant bonuses and golden parachutes.

2eternities · 30/06/2019 18:34

Support across all parties? It was in the labour manifesto to scrap it!

2eternities · 30/06/2019 18:48

People affected by the cuts do seem to be sorting it themselves. Hence the huge rise in property related crime. Violent crime has also soared in recent years, unsurprisingly.

2eternities · 30/06/2019 18:57

Pato none of them have once addressed any point I've made either, it's like talking to a brick wall. Some I believe have their own reasons for their attitude to claimants as it has come out in their posts.

ElevenSmiles · 30/06/2019 18:58

It should be scrapped....Its madness to make families suffer.

Lwmommy · 30/06/2019 19:08

I do think it's every persons responsibility to have only the number of children they can support financially and emotionally.

DH and I get child benefit and we were entitled to 30 hrs free childcare when DD turned 3.

For us, we cannot afford a bigger house and as I earn the higher wage, any further children would mean me going back to work when the 6 weeks at 90% s maternity pay ended and my DH then going on paternity leave and eventually becoming a stay at home dad.

So we use contraception, we make sure it works by using it correctly and doubling up.

No one has the right to just keep creating children and have someone else pay to feed, clothe and house them.

2eternities · 30/06/2019 19:13

The clause is the most sickening thing about it. It's the government basically accepting the extra child needs the money but only awards it if the mother didnt deliberately open her legs. And those 'deserving' still have to go through the degregation of proving it to government busybodies.

That women and mothers agree with this sickens me tbh, it's disgusting class based misogyny from privileged toffs.

2eternities · 30/06/2019 19:21

Some of us can't 'double up' since we were refused sterilisation after two children and can only use the one most unreliable form due to health reasons. So don't assume everyone's the same as you

ElevenSmiles · 30/06/2019 19:22

Lw...You are claiming benefits ?

Xenia · 30/06/2019 19:31

Put one of your points to us again and I will try to answer it.
I certainly pay heaps of tax and I never feel that is particularly appreciated by anyone but I still keep ploughing away paying it all. It is a pity though that some on the left like to suggest most people who are well off pay no tax.

Lwmommy · 30/06/2019 19:39

Eleven smiles - child benefit, the £80.50 a month that every child in the uk is entitled to, provided neither parent makes in excess of £50,000

There are dozens of types of contraceptives, hormonal and non-hormonal available for free from the GP. If you can't use one of the hormonal forms then you could use:

condom
sponge
cervical cap, or diaphragm
spermicide
the copper IUD
natural family planning

And the above can be combined to provide additional assurance.

There does need to be a limit to the money provided by the government to raise children. I would have loved to spend more time at home with my DD, I would have loved not having to spend £900 a month on nursery between the ages of 9months and 3 years. The fact though is that I am capable of working and could, just about, cover those costs. I couldn't go on holiday, run a car, buy new clothes for myself, or afford any luxuries, but we made enough to get by.

If you want to be a parent, part of that planning and decision making process is understanding if you are financially able to do it.

2eternities · 30/06/2019 19:40

Xenia I find it extremely odd you were so annoyed about losing your CB if you are so well off.. You said it in a previous post. Just saying.

2eternities · 30/06/2019 19:43

A sponge? Seriously what am I even reading. The most socially isolated and low iq etc cannot be expected to do that it just isn't going to happen. Even I didn't know some of those methods exist and the NHS has never mentioned them either. A condom has failed twice for me.

Lwmommy · 30/06/2019 19:45

Just google non-hormonal contraception

ElevenSmiles · 30/06/2019 19:49

Lw....So you are happy to receive benefits ..Yet want to deny those same benefits to others....

Xenia · 30/06/2019 19:49

Annoyed isn't quite the word. I just felt when we got that one universal benefit we were in in it together - we paid in and all got back. With the child benefit going the system changes in a sense and instead of a you pay in and get back becomes slightly more you pay in and pay in and from those who have is more and more and more taken.

totallycluelessoverhere · 30/06/2019 19:56

The clause is the most sickening thing about it. It's the government basically accepting the extra child needs the money but only awards it if the mother didnt deliberately open her legs. And those 'deserving' still have to go through the degregation of proving it to government busybodies.

I too find this clause sickening and it angers me that women who have been through a terrible and traumatic experience then have to relive it in order to fill a govt department in on the details in order that they can financially survive and feed the child who is the result of the rape. Given that the two child limit isn’t actually saving much if any money, why on earth are we subjecting even a tiny percentage of women to such a thing just so that they can feed the child that they didn’t willingly conceive? I would rather we just gave tax credits to every child whose parents meet the financial criteria than subject even 1 woman who has conceived through rape to the current situation.
This factor alone is enough for them to scrap the two child limit on tax credits.

And yes, I would also support a return to child benefit being universal because for women in controlling, coercive or abusive relationships that might have been the only money they received themselves and might have been yeirminly way to break free from the relationship and take themselves and their children to safety.

probstimeforanewname · 30/06/2019 19:57

I was annoyed that I lost my child benefit because I only have one child. However, I now have it back as I am working freelance and earn under the threshold again.

Hithere12 · 30/06/2019 19:58

People affected by the cuts do seem to be sorting it themselves. Hence the huge rise in property related crime. Violent crime has also soared in recent years, unsurprising

That’s due to 25% of London’s population being born outside of the EU. Oh and before you say I’m wrong look at the crime stats per demographic.

Lwmommy · 30/06/2019 19:58

Eleven smiles, I don't know if are being deliberately obtuse or just don't understand.

The 2 child limit is for universal credit/child tax credits.

The child benefit payment has for years and years been that 1st child gets £20.70 a week, 2nd and all subsequent children (not capped at 2) get £13.70 per week.

www.gov.uk/child-benefit/what-youll-get

probstimeforanewname · 30/06/2019 19:58

And yes, I would also support a return to child benefit being universal because for women in controlling, coercive or abusive relationships that might have been the only money they received themselves and might have been yeirminly way to break free from the relationship and take themselves and their children to safety

Totally agree with this and said so at the time but was told that it wasn't ok for the government to subsidise women in abusive relationships.

ChilliAndRiceIsVeryNice · 30/06/2019 20:00

A sponge? Seriously what am I even reading. The most socially isolated and low iq etc cannot be expected to do that it just isn't going to happen. Even I didn't know some of those methods exist and the NHS has never mentioned them either. A condom has failed twice for me.

A sponge is a barrier method of contraception similar to a diaphragm, it’s no longer offered on the NHS but it was up until four years ago. So unless you’re very young, or only became sexually active very recently, it’s been an option available to you.

Which other forms haven’t you heard of?

www.nhs.uk/conditions/contraception/?tabname=methods-of-contraception

As the link states, there are currently fifteen available forms of contraception on the NHS. All that info accessible with one google search for ‘NHS contraception’.

For someone who states absolutely no contraception works for you other than condoms you’ve not really put any effort into educating yourself on what’s available have you 2eternities? Perhaps you’ll now be able to discover another method to go alongside condoms to prevent another unplanned pregnancy. Just astonished your response to a list of commonly known contraceptives is ‘what am i even reading’.

totallycluelessoverhere · 30/06/2019 20:01

xenia removal of universal child benefit was just the first step towards the govt dividing and ruling us all.
If they take benefits from higher earners first those people won’t give a shit when they take benefits from poorer people.
I would say they have successfully achieved their divide and rule aim judging by this thread.
I have always supported universal Child benefits and tax credits for all children whose parents meet the income criteria. Clearly I don’t benefit from all these changes but I still fought against the changes actively because I could see the motives behind it as well as the potential harm to women and children.

zsazsajuju · 30/06/2019 20:12

For all the rubbish on this thread, the top 10% pay a vastly disproportionate amount of tax.statistically You need to be a higher rate tax payer to pay for your own share of welfare benefits and public services.

The starting point should be that we are all contributing. Some people just seem to think they have the right to live off everyone else. If you already have two children you can’t afford, it’s really quite just that no one should be paying for you to have any more