To think that if you private rent your life should not be dictated to by the landlord whose mortgage you are paying

[Nursejackie1]

So many of us are stuck in private renting with no choice paying over the odds, while landlords are making a mint. Most landlords have all these rules that you can’t decorate without permission, can’t even put a wall hanging up without asking. Often can’t or need permission to have pets, have regular inspections. I pay loads for my home and due to that cannot save a deposit. My kids have never had their bedrooms decorated in the way I would like.. having to stick with plain magnolia. Why should somebody else decide whether my kids get to grow up with a family pet or not? AIBU to think that if you are paying somebodies mortgage for them then while you are in that house you should be able to treat it as your own within reason and not have your life dictated to and controlled by them?

Arghhh God I hate being getting on their high horse saying well you chose to have kids before buying a house. I've said it before and ii will say it again. Person goes to school, person leaves school and goes to college, gets a full time job, meets partner, maybe want to see what it's like to live together before making a huge commitment, maybe they then plan to have a baby or fall pregnant by accident because how the hell are they meant to know that years down the line this would be the wrong financial decision!! Look along the timeline of life, where does anyone get taught through school, college, work that you should save and buy a house??? I never had that advice from anywhere I had no clue, school didn't advise me, family didn't make me aware! I literally went into the big work blindly I didn't know that renting and starting a family would have an impact on buying a house because it was never ever pointed out to me and I was young. If you don't know that it will have an impact on your future then you don't know until it's too late! Yes it's all about making choices but some poeple are not financially clued up in knowing what the best route of life is. That may sound stupid and naiive but maybe the blame could point to schools, colleges and family for not giving any guidance! If you come from a family that have rented and not well off that you wouldn't be in a world of financial knowledge when that's all you've known! I didn't know what renting and buying was growing up so how would I know the best option and how it would impact me as an adult if no one says, you're not born knowing this stuff! The Op isn't blaming anyone she wants to decorate and yes ll are rubbing the hands together, I hate this government and the country making it so hard for people, people who are working hard going to food banks so how do these stuck up snobs expect people to save for a house. You're so lucky so take a good look in the mirror! Oh wait for the replies of 'but we made the right choices' Good for you you stuck up twats

Same. I'm a Landlord and we want long term tenants (longer the better) and have no issues with pictures and decorating as long as it's made good in the end, just as you would have to if selling your property. We want it to be your home so you stay a long time. Unfortunately our flat block prevent pets, but we'd have no issue with that as long as a larger deposit held to cover replacing carpets if necessary. A reasonable Landlord would think similarly. I recommend you talk to them directly though, not via any agent.

"Same" was referring to an earlier post. Not relevant to post above now.

And people saying if you don't like it move, like it's that easy!! The cost to move is thousands once you have put rent and deposits upfront along with agency fees if not private, so do you pay thousands to move or save the money to try and be sensible, can't win!!!

Can I just add

A sibling still in his 30's hasn't worked for the past 6 yrs, partner has never worked full stop! reason.. sibling purchased partners council house, immediately rented out and purchase another property at auction. both had moved back in with mum & dad.. 6yrs down the line they now have several properties, neither works, claiming all benefits because she claims as single parent. They holiday abroad twice a year!!

Another example. Work colleague parents died, left house. rented out and purchased another house, then another and then another...
2yrs later both he and his wife have just quit work (she was in the NHS for 32yrs earning £48k) yet, they've both quit work! he left last Friday.
This is all because of the ludicrous amounts of money easily generated from the BTL market!!

It's a joke, and were in not for the fact that most of those in Westminster are probably also doing it, legislation would have halted this years ago.
But the Government has collapsed, change is coming...hopefully.

About sodding time!!

@Tobe123 exactly!

@contentedsoul fingers crossed 🤞

My dad works with Food Banks. Many people struggling but 50% of people he sees are struggling with too many finance commitments they can't meet when something goes wrong.

We've never bought a car on finance (both ours are presently over 8 yrs old), lived within our means and kept 6 months outgoings as savings.

Before the Internet this was stuff you're parents taught you but there is plenty of good financial advise available for free online.

My simple advice would be not to try to keep up with friends/neighbours in terms of spending and perceived wealth. Many years ago I started out my own business and had to sell lots of stuff to do this, we ended up with a 15 yr old car but I could happily tell my children we were the only people in our road who actually owned a car (all rest were PCP/leased or company cars).

At the end of the day, rebating a house out is a business. Not a giveaway. Look to the government for affordable housing.

rebating? lol

More people completely missing the point.......

I find this discussion really interesting as I am just now considering buying a rental property as I have no workplace pension. This is a hard decision as my PIL have just sold one on due to it being wrecked by tenants. To be honest, I would likely allow redecorating but pets would be a no. It's a two-way street, there are lovely tenants and there are ones who I am still unsure if I want the stress and upset that my PIL had .

Op isn't trying to keep up with the jones's or even buy a house, she wants to decorate the rooms nice for the kids. No one will agree with this comment and I will just feed into the bad tenant comments but the landlord will find fault when you leave and try and keep the deposit they all do! So if it was me I'd decorate and then put it back to normal when I move. You're not trashing it, if the landlord doesn't check up then I'd do it! Look at the bugger picture making your kids happy whilst you can or a landlord being a little upset, if it obvs meant being evicted then don't risk it

My dad works with Food Banks. Many people struggling but 50% of people he sees are struggling with too many finance commitments they can't meet when something goes wrong.

These poor people, see, it's their own fault isn't it? with their wide screen tellies and washing machines and other luxuries.

These threads really bring this kind of attitude out, don't they.

Yes I agree. It sounds all very easy when you just say painting the walls but there may be larger issues to pay for when the tenant leaves - pest control, holes in walls, glitter paint, flooring etc - all very costly to repair when someone moves on.

Equally appalled by all the women posting 'if you end up in penury to a BTL landlord, it's your own fault for getting up the duff'.

Way to go sisters!

Exactly Tobe. In fact, most people I know who bought a house before having children are people who were given the deposit by their parents/were able to live with parents while saving for their deposit/had other significant help from parents. It seems the only bad life choice the OP has made is not being born in a well-off family

Exactly Tobe. In fact, most people I know who bought a house before having children are people who were given the deposit by their parents/were able to live with parents while saving for their deposit/had other significant help from parents. It seems the only bad life choice the OP has made is not being born in a well-off family

Exactly this. The attitude of so many of the BTL tribe here is 'want to own a house? Fuck you. My uncle's mate worked 87 hour weeks doing night shifts and sold one of his kidneys and ate grass for a year so he could put down a deposit, same as I did with my inheritance. If you can't do it too it's your poor choices with your cars and kitchen appliances. Ps if you're working class and get pregnant you're a slut.'

Are those no deposit purchases bad news? My niece has just done this. (totally off topic here but wondered)

I am saying that I pay a hell of a lot of money to live in the house and have been here years and would appreciate feeling like it’s my home while I am here

Your choice to live there and you accepted the rent so can't moan about it. The LL didn't force you to move in.

It's not your home though, it's where you currently reside but it's not yours. Therefore the LL can decorate how they like and insist it remains like that.

Your choice to live there and you accepted the rent so can't moan about it. The LL didn't force you to move in.

I agree. She could just as easily found a fucking shop front to sleep in, or pitch a tent in some local woodland.

You don't understand, do you? Unless you can afford to buy or have family to take you in, you have no choice except to use a private LL. Who, with few exceptions, tend to be a shower of unrelenting acquisitive bastards.

Icecreamandcandyfloss that's it you kick a girl when she's down!

thedancingbear haha so funny and so true, why do people that own a home think they work harder than those that don't! Try working as hard as homeowners and still not owning a home and scraping by month to month.... But hang on that's our fault because we should wake up, go on indeed.com and find a better paying job obviously!

I’ve been on here to express that not all LL are bad etc but I do think that people saying that renters should earn more money etc is unfair. I work in recruitment and see a lot of people in very low paid jobs which deserve to be paid much more money, think care home etc. It’s not the fault of those people that they can’t afford to buy.
Not everyone can have a great salary and who would work in care homes etc if they did? The problem is with wages being too low and important jobs being undervalued.
Nurses are another good example, underpaid and undervalued

I don't think that's comes across from the 'BTL tribe' at all.

Most of us recognise that we're fortunate to own property and that being stuck in long term rental with a family must be difficult, but are just trying to put across the point that being a LL doesn't feel like some magical fairly godmother has just waved a wand in our direction and blessed us with something that other people can't have.

Inheritance keeps being mentioned as a way people have been able to btl, but for that to happen, someone has had to lose their parent at a much earlier age than they would have expected. I don't see that as something that makes people lucky, or greedy, or purposely taking advantage of others the way some tenants would have you believe about all LLs. Everyone has their fair share of crap in life to deal with, even landlords!

Virtrol on here against landlords is misdirected. It should be directed against the Government who should invest in more housing stock and then provide long term rentals. Fgs, why should landlords rent out a house to someone to either beak even or at a loss. What would be the point? Why would a landlord put themselves through the crap renting brings for a loss or no reward? But apparently that’s what some people on here want from landlords. Yes, life deals some of us crap cards, myself being one of them, but we have to suck it up and not look to everyone else to blame for our situations.