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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not help ex get a mortgage?

102 replies

Leopardunderthebed · 10/05/2019 20:06

We split 3 years ago. Have a 4 year old DD, through his choice he hasn’t seen her for a year. No calls, no contact, new girlfriend and he just slowly reduced contact to nothing.

CMS is paid through direct pay. So he pays it directly to me and if he doesn’t I would need to tell CMS myself.

He sent me an email today to ask me if for the next six months he could pay CMS by cash as he can’t get a mortgage with such a large outgoing each month. His accountant has told him to ask to get it off his bank statements and then he’ll get one no problem.

So he wants me to take cash for the next six months.

Reasons I feel like telling him to fuck off:

He’s a shitty dad who broke DDs heart
His girlfriend could get a job and help out instead (doesn’t work, never has, no kids)
I wouldn’t be able to deposit it in my account as it needs to be called “maintenance” so housing benefit doesn’t think I’m on the fiddle
I don’t want that amount of cash in my house every month
He’s a prick and why should I help him?!

Reasons I should:
Seems a bit petty to say no

AIBU to say fuck off to him?

OP posts:
Leedsbean · 11/05/2019 08:08

So his accountant is encouraging him to commit mortgage fraud?

RiotAndAlarum · 11/05/2019 11:02

It's not just mortgage fraud, and not "just" an unenforceable means for you to receive maintenance on behalf of your DD. It's also "laundering" his cash. An all round very bad idea.

As for the idea that he has some right to dictate how he pays maintenance, that's like saying he has a right to avoid enforcement. What sort of society do we want to live in?

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