@graphista
Thank you for your enlightening review of my situation. I will be off in a minute to book the registry office 😂
But seriously. I don't think that marriage would protect me at all. DP has no assets (other than our jointly owned house) or death in service benefits, no pension to speak of (my pension will be far better than his), we jointly own the house and have the same amount invested in it. I set up the life insurance policy, so he couldn't change it without my knowledge (it's a joint policy, shock horror they let you have these even if you're not married).
I guess if he really wanted to he could revoke me being his medical next of kin, but then that would fall on his parents, who I get on well with and would likely refer back to me any way. If we were at a stage though where he would revoke it, I'm guessing our relationship would be ending and it wouldn't be right for medical decisions to be up to me anyway.
Oh yeah and all our meagre savings are in my name, so no problem there either. If we split I would be in a better position than him (but I wouldn't screw him over, because I'm not a bitch!)
As I've said they may be some people marriage is protection for. Women who have given up work, but have a high earning husband with lots of assets that are in his name only. Then yes I get it. But for me and others like me, it doesn't matter.
My best friend has had two failed relationships, one child from each. The first unmarried, the second married. Being married has made no difference, apart from the fact she'll have to pay out to get devorced. All she gets from either farther is basic child maintainance. In fact more from the unmarried father as he earns more! (And she wouldn't have got more from him if they had been married, as they were young when they were together and it's much later after they split that he has set up a business and become successful).