How much £ would make a huge difference to your life?

[RainbowMum11]

I've just been thinking about it, reading the lottery thread.
How much money would make a huge difference to your life?

For me, £10k would pay off my debt which is because of divorce costs & SSP following my mental breakdown.

If I won more, it would give me some time to consider my working future.

What about you?

£50k would be transformative (eradicating all non-housing debt), and £300k would be transformative (eradicating monthly housing payments).

£10,000. Would pay our debts and ensure we weren't treading water, which has exacerbarted my DP's mental illness to the point we're struggling day to day.

£20k would be life improving in that it would pay off the car and the home improvements we want to do.

£200k would be life changing as it'd pay off the mortgage plus enough for an extension. More space and much lower bills would be great!

To change our lives in one go I reckon we'd need to buy the car we've got our eye on (enables us to travel home twice yearly), clear all current debts opening up more income, pay for nursery for DS2 for 3-4 years, pay for me to study local language to fluency + driving lessons, maybe get a dog. Probably all in all around £60k.

Obviously could always think of more things to add - holiday home in UK for visits? Own house here, with garden? Proper qualifications for both DH and I, IVF for guaranteed 3rd child with genetic testing? But in terms of making the most immediate and drastic changes, that would be it.

£8k would pay off debts and be enough to reset my life.

£100k would pay off debts and mortgage.

£1 million would be enough to buy my dream home.

I’d be ecstatic at the first one (currently losing a lot of sleep over it), slightly terrified by the other two, however lovely they’d be.

300,000 would clear mortgage and debts. We'd have an extra 1500 a month which would help us save more. But would need 5 million plus to impact work I think...

£2million would sort me and my nearest and dearest out in an amazing way. The dreams I've had reading this thread!

10k would take some of the pressure off and let me pay most of our credit off. 20k would fix the leaky roof and pay off our debts. More than that and we could maybe take a real holiday like disney or something.

180k would clear mortgage completely. Any amount, really, would be welcome however!

Yes life changing means so many different things to everyone but paying off mortgage is a very popular choice obviously - for us that would be about 80k and great to put that into savings/pension etc for a better retirement than we currently look like being able to have. 500k would be awesome though

10k would be enough, for a house deposit.

£360k
To pay off mortgage.
New boiler.
Hobby shed.
New sofas.
For kids deposits.
Holiday to Canada as a family.
Would still need to work. But wow. Would be fab.

I worked this out the other day - £50k. It would pay off a car loan, allow us to finish house. We’re very lucky that we’re comfortable enough to save, but we’re probably looking at 10 years to save the 50k. Having it all now as a lump sum would allow us a more enjoyable lifestyle that we don’t have because we’re saving instead - meals out, breaks away etc.

£250k tax free would be enough to pay off our mortgage and both take a year off work. That would be pretty life changing, in the short term (year with the kids) and long term (not having big mortgage payments every month until we're retirement age).

If I’m not being ‘greedy’ then £350,000 would pay off our car, mortgage, student loans and random debts, plus leave a bit left over for a holiday abroad and new clothes for everyone.

If I could request an amount, £5 mill would mean I wouldn’t have to work again, and I could be a stay at home mum.

£10k would take a weight off...I'd be debt free which would be a huge relief.

£250k would make a significant difference

£1m or more would be life changing.

£10k = new car plus all the house things that need doing.
£20k = the above plus enough savings not to be worrying about anything going wrong.
I am already a bit part-time (80%) and would find it hard to do the job with less than that. I would not want to give the job up, either. This is my job, and it's what I've been working towards doing for 20 years and I need another 5-10 years to really accomplish what I want.

So, that's it really. It would be nice not to be worrying at all about bills, but I'm not a million miles away from that.

I would really like about 500k, to buy a decent sized house in the country, that's my dream, but I would really love about 60k to build an extension on to our tiny house so we can have another baby, we have no chance of moving and I quite like where we live but it's just too small for the 4 of us never mind another one.

Ideally I would like enough to buy my dream house and never have to work again and be able to but my kids their first house 😁.

I’m not a flashy type, so 60K-70K would make a change in our life and make us comfortable. I wouldn’t give up my job, but having a nicely decorated house and being able to keep up with the maintenance without being strapped for cash would be amazing. If I pushed it to 100K then the kids could have 10K savings each to start them off in life too. I’d just like to be comfortable and not have to worry.

Right now, hmmm.

£2000 would clear my credit card. It wouldn't make any immediate difference, but it would give me reassurance that the credit is there if I need it.

Above that I'm not sure. I don't earn enough to get a mortgage worth shit. Maybe £50,000 could get me a fixer-upper at auction.

2 million gets into never-worry-about-money-again territory.

It's a bit sad, but it would take a lot because it would have to let us retire now instead of 10 years from now. Say $2.5 million.

We recently came in to $200k. Half went to paying off a small HE load and doing some work on the house, the other half into saving for the kids' current and future uni expenses. Don't get me wrong, it's fabulous to get the work done, etc. but not life changing. It was life enhancing instead.