How much £ would make a huge difference to your life?

[RainbowMum11]

I've just been thinking about it, reading the lottery thread.
How much money would make a huge difference to your life?

For me, £10k would pay off my debt which is because of divorce costs & SSP following my mental breakdown.

If I won more, it would give me some time to consider my working future.

What about you?

I would say around 4 or 500k could make a difference and mean we could keep our existing lifestyle, and pay for children's education while taking less stressful jobs.

It is all relative small amounts would be great and allow me to treat my DC or £10k for a fabulous holiday for the extended family. Then to give up work I would need £250k as a minimum as I am around 15 years from retirement and would not be able to take a break and get back into the same industry and pay level.
Or £2m to retire and set my DC on the property ladder

I’d better buy a lottery ticket!

£1m would make us very comfortable but life changing would be over £3m.

This was hugely on my mind yesterday after a crappy few days that left so much adrenaline sloshing round my system that I couldn't eat or sleep. £150K would get both kids through university and get the house paid off and tradesmen in to repair all the damage from DP's unfinished projects. With the kids' future secure and the house in good repair I could think about downshifting to a less stressful job that would support us if we were frugal.

@OffToBedhampton is your username where you actually are? If so, I don't live far from you!

£20k would be fabulous as a minimum. Pay off small debt & finish the bloody house. £200k would pay off the mortgage, plus the above with some left.

To change our lives into jet owning, island owning types would be several billion, I guess

Would you say you're in the echelon just below multi billionaire level then, Cherry? That must be awesome!

An extra 300 a month would do it for us. That would change or life long term.

£1m would pay off mortgage and leave a bit for other investments that would make our lives comfortable.

£2m would mean we could give up work as wouldn't just spend it, we'd invest it.

£25,000 would be life changing £100,000 would be significantly life changing

£150 so I can buy more food for the rest of the month until DH's payday. Things are very tight right now 😳

£2000 really, so I can pay off our council tax and some debt.

About £400k. My DPs dream is to be a pilot but the training is insanely expensive, so we'd need to cover the cost of that plus his salary. That would also then include paying off the mortgage and giving us that freedom.

£400k would make us completely mortgage and debt free and complete work that needs doing on the house. That would genuinely be life changing.

For us the £30,000 we received from DMIL was life changing.
£25,000 bought one half of an ex council maisonette. £5,000 has been our buffer (it's gone up and down)
Our tiny housing costs have allowed us to arrange work around the children which in turn saves on childcare.
We have a really balanced, non stressy lifestyle and yet we can still afford things I wouldn't have imagined growing up. Running a car, going on holiday, kids in extra curricular activities.
We were even able to borrow on the house to buy a piece of woodland.
It's really surprising to me the many, many ways in which money can make life more secure and happier.
Bearing in mind, we live somewhere where its very common for people not to afford to heat their homes adequately--I feel increadably lucky and grateful.

We are mortgage free, the space it gives you in your head is amazing.

We spent many years being broker than a broke thing.

£500k would pay off mortgage, fill up my pension pot and start one for my daughter and leave some extra for her education/first property... £1 million I'd be leaving work and retraining in my dream job...!

£30k would be enough for us to get a mortgage on the house we live in. The reduction in monthly cost between renting and a mortgage would be lifestyle changing for sure.
£250k would be enough to buy the house outright - not having any housing costs would obviously be even better.

Probably £200k to make a difference. Could buy the sort of house we would like. Be more or less mortgage free.

£500K would pay off my mortgage so I could I could cut my working hours or take a lower paying job.

I have everything I need and want so I suppose something like £20m. I don't have to pay full time chldcare now the children are older and after 30 years I have paid off the mortgage so I don't really need much these days and I earn quite a bit already.

I think £250,000 for me.
With that I could pay off my mortgage but still have enough left to do up the house, buy a new car, go on holiday and have a decent savings pot.
The extra I would save a month from no mortgage would go into my kids future.

£50k would Change my life
But it would take £250k to make the change last because that would be a house plus the £50k

£50k would be Debt's paid, a MPV to fit everybody in, a holiday, and rent paid for a year privately
£200k is what a modest house would cost outright for me and my brood

For me I'd say 5k minimum to make any sort of difference. It would pay off our credit cards and maybe leave a bit over for a cheap uk holiday for a week. However, it would make such a difference in my everyday money as I won't be paying back credit cards every month that never reduces the balance! So I'd have a better standard of living just not the big wedge of cash that would be life changing.

£400k would be enough to pay off outstanding debts, university fees for next year and, put away enough on trust for kids school fees for the rest of their schooling. It would take a lot of pressure off an allow me to be a SAHM/my husband to retire early.

£10k would make an amazing difference in the short-term as it would clear my student debt, cover our honeymoon (which I’m currently saving for) and leave me free to start properly saving for a house deposit. But probably not ‘life changing’ in the long term.

£50k would allow me to do a PhD without worrying about money which would be the dream!

Things are really tight at the moment so I have been considering this lately.
£4K would make a difference to my life. I could pay off my debts and have a holiday. Then what I’m currently spending from my salary on debt repayments would be enough to change my standard of living.
If I’m looking long-term then I think at least 2 million.