How much £ would make a huge difference to your life?

[RainbowMum11]

I've just been thinking about it, reading the lottery thread.
How much money would make a huge difference to your life?

For me, £10k would pay off my debt which is because of divorce costs & SSP following my mental breakdown.

If I won more, it would give me some time to consider my working future.

What about you?

Right now, £500,000.
But I’ve been in the position where just an extra £20 a week would be life changing

£300k would pay off my debts, and let me buy and move to the cottage I've been lusting after in the Lake District, and give me some breathing space till I found a job.

About 2k would pay off all the debts hanging over me, that would be life changing because it really affects my shit mental health being chased all the time.

Other than that I've not long started in a job I love, wouldn't want to quit even if I could afford to, but 80k would buy me a nice house in a good area to set us up.

20k would clear debts, let us have some fun this summer and cover me if I don't get a new job straight away (long story).

500k would allow us to finally buy a house in the area we like and live rent/mortgage free.

For us both to completely give up work and have the lifestyle we'd like then we'd need to have at least 5 million.

We could give up work for less or cut our hours but what's the point in having loads of free time if you can't afford to do anything with it.

50k would mean we could get the loft extension done without remortgaging, so we could keep our low repayments and be comfortable with me working ad hoc freelance while our new baby is little. Currently we would afford this, but not be as comfortable/save as much each month as I would like.
500k would mean we could pay off the mortgage and buy a second property to generate an income.

Enough to pay off the mortgage would change my life. We could reduce hours at work, go on more exciting holiday, upgrade cars, save more for DC, pay for private school ... (obviously not all of those but the flexibility to consider them would be amazing!)

£10k would be great for peace of mind, clear a few small debts and have some to save.

£250k would clear mortgage, extend the house so we never have to move.

£500k would be career changing money.

100000 would have a 2nd child

500000 would clear house and debts and have enough to have a 2nd child.

3mil as above but would not have to work again.

Interesting question.

2 million I think. 1 million for our ‘forever’ house (expensive city). 1 million retirement fund.

Current assets would cover school fees and emergency funds. I’d still work, but it would be lovely to not worry about mortgage, pension contributions, school fees, etc.

£150k changed my life. A flat sale + end of contract bonus overseas and some savings. Came back to the UK and that allowed me to buy a house outright and stay at home with DC until he went to school. I'm now retraining and will be able to work part time when I qualify. So, for me, life-changing money is the amount needed to be mortgage free. But, proper serious life changing money would be having enough for a holiday home abroad, good, long holidays two or three times a year, giving up work, employing a driver so I didn't have to drive myself....so maybe a million or two.

25k and id hand my notice in at work - I couldn’t give up forever but I hate my current job and 25k would give me time to find a new one.
500k would pay off mortgage and leave enough to make our currently lovely house amazing, plus a chunk in the bank.
1 million would sort my kids future.

90k would pay my mortgage and loan off . I'd then be debt free so could afford a new car . I'd also save up for 1-2 years so can afford a lovely holiday , then look for a part time job , I'd love to do 4 day week .

5000 would be life changing for me.

Not stop working but itd mean I could pay of debt, pay for carpet, curtains a new sofa. To be able to live in a comfortable home I enjoy.
And have a saving pot, and proper learn to drive.

8k, we are currently saving for our first home '5 percent mortgage' thing, it would mean we weren't throwing money away in rent and could pay toward our future! When we own it in 25 years then I could cut hours (have chronic pain). Whereas at present if we carry on renting we will never retire! We are 2,200 down so getting there but i always think I will win the postocde lottery every weekend! Where Jeff Braisier with my gold envelope!

I'd like to be able to pay for uni costs so dd didn't need a student loan - £75k

£10,000 wouldn't be life changing but would make life more comfortable as I could pay off my student loans so save us about £150 a month plus we could put decent deposits down on new cars.

£150,000 would be somewhat life changing as we could pay of mortgage so have an extra £700 a month - this would mean we could do so much more or even allow DH to have a complete careers change (maybe).

£250,000/£300,000 would be totally life changing as we could do above but also buy a property or even two to rent out so not only would we have £700 more from no mortgage we could have an extra £500/£1000 a month from rent.

Anymore than that and I'm not sure I would like the changes it would bring, to much expectation from others. I enjoy my job and don't really want to stop but life would be nicer if we could enjoy every holiday more which financial freedom would give us.

Personally I would prefer more people winning 1M than 1 person winning multiple millions in prizes.

£20k would get us through the next year after being royally shafted by our employer a few weeks back. £50k would do the world of difference to us.

£500k would be life changing. DH could retire from a very physical job he's done his whole life. At mid 50s and arthritic he can't carry on much longer.

We could then bimble along on my small wage with a bit of a buffer. The children aren't at the expensive teen stage yet so that would help.

I'd take anything at the moment!

An extra £100 a month would mean we could have some sort of social life.

230k would pay the mortgage off, which would give us an extra 1,100 a month, which would mean we could save for other stuff - cars/days out/holidays etc.

30k would give us enough to put away to replace both our cars when the time comes. They're both 11 years old and have done a lot of miles so we are praying they last at least another few years as we can't afford to replace them yet.

£1m would pay the mortgage off, mean we could get some work done on the house, replace both cars, have a decent holiday every year, put some away for the DC and not have to account for every penny. I'd still have to work but there wouldn't be the same financial stress I don't think.

I've already planned how I'll spend my mega-millions when I win the lottery, obviously

I don’t have any real desire for my life to change. We can afford what we want.
To change our lives into jet owning, island owning types would be several billion, I guess.

I don't want to change my life with a sudden influx of £££.

I want to change other people's lives. My children first, then my wider family, then I'd endow the charity I work for so it would be secure in perpetuity. (Charity is a grant maker investing in a specify theme/geography and unlike other grant makers does not have an endowment generating income)

If there was anything left over I'd clear our mortgage and invest in our pensions.

Wanting to endow a charity means I'd need a whacking great amount though! £10 million would do it.

Paying off the mortgage would mean that we could keep doing what we're doing but have a genuine prospect of retiring much earlier. So not necessarily an immediate impact but overall pretty life changing.

£500g would let me retire early, £1m would let me retire now!

Any money would make a difference.

£10k and i’d have an amazing once in a life time holiday.

£100k and i’d pay a chunk off the mortgage, have that holiday

£1M and is pay off the mortgage fully and invest the rest (and have that £10k holiday). I would drop to 4 days at work as I would have lower day to day costs and sorted long term provisions out.

£100m and I’d be filthy rich and totally change my life.

Oh shit I probably need a new car too as mine will be scrapped with the ULEZ. So some of that £100k would go on hybrid.