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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

How much £ would make a huge difference to your life?

147 replies

RainbowMum11 · 13/04/2019 00:52

I've just been thinking about it, reading the lottery thread.
How much money would make a huge difference to your life?

For me, £10k would pay off my debt which is because of divorce costs & SSP following my mental breakdown.

If I won more, it would give me some time to consider my working future.

What about you?

OP posts:
gorbashthecat · 13/04/2019 11:27

30k for me would be a dream as then I could clear my debt and start saving. Having said that my dream house on Rightmove is more like £750,000 so if we're going to be ambitious that would do me fine!

pyramidbutterflyfish · 13/04/2019 13:13

I guess we'd need over £5 mil to give up work with the same quality of life? But we both enjoy our jobs, and we'd be rubbish role models for the kids doing nothing as they go to school.

MerQueennotMaid · 13/04/2019 13:15

For me £50k would change everything.

I’d become the first member of my family able to buy a property. That would be so amazing!

ALemonyPea · 13/04/2019 13:16

£100,000 would pay off my mortgage and debt, would be very nice to only have a small amount of money to pay out at the end of the month.

DioneTheDiabolist · 13/04/2019 13:18

£200 would make a noticeable difference.
£5000 would make a big difference.

Partridgeamongstthepigeons · 13/04/2019 13:20

£130k mortgage gone
£500k leave teaching (both DH and me)

AnnabelleLecter · 13/04/2019 13:28

50k+ would be significant but lifestyle would be the same.
£300k never have any more money worries, me and oh pack up working and help out dc.
£1 million + would be life changing.

chickensaresafehere · 13/04/2019 13:52

30k to pay off mortgage then maybe 400k to buy a property abroad in a place we love.
We have a dd with a significant disability,so this would make a major difference to all of our lives ,as a family.
It's something I often dream about but is unlikely to happen.

NorthernRunner · 13/04/2019 13:55

I think 75k would be life changing right now. It would mean we could get on the property ladder, clear credit cards and have a guilt free holiday to America or japan.

countchuckula · 13/04/2019 13:57

Ten million pounds wouldn't solve the problems I have. Not kidding.

pyramidbutterflyfish · 13/04/2019 13:57

£2-3 mil would be perfect. Pay off the mortgage, a holiday home somewhere hot, cash in the bank for a rainy day. Much more than that we wouldn't know what to do with it, or ourselves.

Disfordarkchocolate · 13/04/2019 13:58

10k, less stress but still working
200k, mortgage-free and a bit of help for the children
500k, slightly bigger mortgage-free house, help for the children, savings.

kaytee87 · 13/04/2019 14:00

£1m would pay off mortgage and leave a nice amount in the pension pot.
£5m would mean no working and keeping a nice standard of living.

FabulouslyFab · 13/04/2019 14:01

£125k would cover my salary for the next five years and would mean I could retire early. Any more would be a bonus! 😁

JustAWaferThinMint · 13/04/2019 14:04

£300k would pay off the mortgage and then everything else would be much more affordable. But, to be truly life changing, allow us both to give up work and generate sufficient income to support us for another 40 years would have to be at least 10x that. Probably more.

But right now, I would be immensely grateful for £300, let alone £300k.

Jazzybeats · 13/04/2019 14:04

Mortgage paid off would be life changing. As a PP said it opens up so many options. Work part time, downsize, move, and the security that brings too.

MiniMum97 · 13/04/2019 14:05

£50k would be helpful. I could finish he work on my house. £500k, I could probably just move somewhere done and not bother doing up my house (which would be a relief as I have a long term health condition and it's difficult trying to do any of it really). £2 million invested and I think that might be enough for us both to not work ever again. So that would be life changing.

JenMumma · 13/04/2019 15:21

I'd just really love to win £20 on a scratch card 🙄😂🤷🏼‍♀️. Life changing as I'd never forget it 🙂 xx

SlappingJoffrey · 13/04/2019 15:33

Already a homeowner and neither DH nor I are interested in retraining, so the smaller amounts would be welcome but not life changing. If I got given or won 10k or 20k it'd probably go on nice to have home improvements, or a chunk off the mortgage. Maybe a nice holiday too!

For us I think it would have to be around 100k as that's about what it would cost to fully repay the mortgage. I would consider that to be life changing. If it was something like 50k I guess that would be too, in that we'd probably remortgage or something like that and take a few years off it.

Vegasprincess89 · 13/04/2019 15:38

A proper life changing amount for me would be 500k minimum. Obviously anything would be amazing, but to make a big difference to my life, that needs proper money, not a few grand (though I wouldn't say no!)

countchuckula · 13/04/2019 15:51

Ten million pounds wouldn't solve the problems I have. Not kidding

By that I mean that money (any amount) would not fix the issues I have to fix. They can't be fixed by money.

FuckASilverLining · 13/04/2019 15:52

£1k would take the pressure off immensely

RomanyQueen1 · 13/04/2019 15:54

100k would mean dh being able to take just the jobs he wants to do, I don't work anyway.
I'd invest in 2 properties and that would be our income.

BarryTheKestrel · 13/04/2019 15:56

£100k would pay off our debts, do the home improvements we need (and to buy this place from my mum rather than just pay her mortgage) and allow me to retrain in a career rather than going back to my dead end job after maternity leave.

mirime · 13/04/2019 16:10

15,500 would pay off all debt, most of it from selling a house with negative equity.

Enough for a new bathroom (ours is about 60 years old) kitchen (35 or so years old, cooker is older) and a combi boiler would be nice. No idea how much all that would cost. 20-25,000 would probably cover it? No idea how much these things cost, they're completely out of my price range, plus it's a how long is a piece of string question.

A bit extra in case we both don't have jobs next year (a distinct possibilty) would reduce my stress by a lot. Let's say 100,000.

Of course millions woukd be life changing and I could help out family and friends as well!

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