To think this is top level CFery??

[HashtagTeamRaven]

Back in May, a colleague asked to borrow £100 as she needed to buy a new phone. We were both living abroad and the phone was quite important as it was her only contact with her family. It was really sprung on me tbh and I'm a complete doormat so I lent it to her, she swore she'd pay it back the following week on Pay Day.
Her pay was subsequently delayed and before she was paid, I moved back home.
We're in contact on FB and she has been telling me for months she'd pay it but has been having various issues organising it with the bank.

Today she has messaged me saying she can't figure out how to pay but as she is getting married in April, she'd like to take it as a gift.

It's £100!!
I'd possibly give that for my best friend or sister, but couldn't justify that for someone I barely know.

AIBU in thinking this is shockingly cheeky??

She's making me feel terribly guilty. She's on low pay and is claiming she's too shy to ask our old boss to help her sort the payment.

Tell her you wouldn't be giving her a gift of that value, and you want your money back. She can post you a cheque, use online or telephone banking buy you a giftcard online for your local supermarket, whatever suits you, but she can't just not pay it.

Omg that really is cheeky!! £100 is a BIG gift! Just ask for it back in full.

"it will be my pleasure"???

I don't think she quite understands what that means!

Yes, massive CFery. That she's low paid is not your problem. She can pay you back at £10 a week or £20 a month or something. (If you would have been likely to give her a wedding pres you could let her off the last £10-20 maybe)

That is very cheeky indeed.

Google and then send her a link with how to send the money back.

Cheeky cow.

Also PayPal is probably the easiest way to pay it back if there are “bank issues”

I've tried suggesting PayPal she says she doesn't have it.

If it's relevant she's Filipino in Saudi Arabia, it does sound like the banking situation for her is very odd.

Yes she's a CF, YANBU at all.

As above ^ - she can do a bank transfer, or buy you a gift card or whatever. Or, if you have her email address, send her a PayPal invoice. As long as she has a debit/credit card she will be able to pay it (she doesn't need a paypal account).

"This will be my pleasure" - so she's doing you a favour is she!? What a colossal cheeky fuck.

Holy fuck That's is super cheeky! There are two ways to handle it, pretend she was joking or just stamp it out

"Hahahaha ya right, you wish 😂 This is how you do it , today please as I want to get orgsnised for Christmas"
Or
"I can't tell if you are joking, I hope you are! That is absolutely not ok, not what we agreed and actually very cheeky. You are a bright girl, you have my details, transfer it tonight. I did you a favour, please don't insult me by pretending you are now doing me one by not paying me back"

Oh sorry, x-post re PayPal

That is extreme CFery.

TBH, you’re never getting that money back. I’d suggest PayPal, but if she still has ‘issues’ then you may have to write it off.

Wow

Yes she needs to pay you back! It’s 2018 she can get PayPal, do online transfer, post a cheque etc!

"This will be my pleasure"

That is indeed top level cheekyfuckery!

Whatever her banking situation is, surely she can buy you an Amazon gift card online or something?? What a CF she is

What!

Please tell her no that isn't acceptable and give her your bank details so she can transfer your money.

That is just pure CF'ery..to me it sounds like she already wasn't intending on paying.

I would suggest she pays you in installments if she can't afford it up front as £100 is alot of money to lose.

Hope you get it back op.

Tbh I have already written it off (never lend more than you can afford to lose, it was my thinking at the time anyway) but I have messaged her telling her that sadly I can't afford such a gift.

As MrsSpenser says, she doesn’t even need a PayPal account as long as you have one

JFC

What a CFer!! I hope she sends you the money OP but it's not looking likely!

Write off the money, write off the friendship

I think the my pleasure part is a bit lost in translation. It’s totally normal in Asia to give chunks of money for weddings. However by uk standards it is cheeky.
Tell her to set up a PayPal account!

Massive CF but tbh I doubt you’re seeing your money again

If it's relevant she's Filipino in Saudi Arabia

oh, that does change things slightly, tbf - foreign workers don't have a great life there, do they? (Also explains strange use of English)

She still has to pay it back though. She needs to get over her embarrassment & ask the old boss.