To think this is top level CFery??

[HashtagTeamRaven]

Back in May, a colleague asked to borrow £100 as she needed to buy a new phone. We were both living abroad and the phone was quite important as it was her only contact with her family. It was really sprung on me tbh and I'm a complete doormat so I lent it to her, she swore she'd pay it back the following week on Pay Day.
Her pay was subsequently delayed and before she was paid, I moved back home.
We're in contact on FB and she has been telling me for months she'd pay it but has been having various issues organising it with the bank.

Today she has messaged me saying she can't figure out how to pay but as she is getting married in April, she'd like to take it as a gift.

It's £100!!
I'd possibly give that for my best friend or sister, but couldn't justify that for someone I barely know.

AIBU in thinking this is shockingly cheeky??

She's making me feel terribly guilty. She's on low pay and is claiming she's too shy to ask our old boss to help her sort the payment.

Your not going to get your money back but you can learn from the experience. Fortunately it wasn't a massive amount, but obviously its upsetting.
When a friend asks to borrow money just say no it really is that simple.

Please give her it as a gift and forget it. I'd much rather be living my life than hers.

I'd possibly give that for my best friend or sister, but couldn't justify that for someone I barely know.

You are not getting the money back.

What is it they say? Never ever "lend" anything you can't afford not to get back. Chalk this one up to experience.

Tell her to send it by western union

The colleague's employment situation is not the OP's responsibility! FFS. For all we know this gal's been scamming loads of folks, she's very practised at guilt tripping and extracting money from mugs. I wouldn't write this off and would have no trouble going to her boss. Maybe then she'll learn not to mug people off.

I wouldn't hassle her for it. As a PP said it sounds more as if she's feeling helpless and unable to pay it back, than trying to be a CF.

I'd write it off. It's annoying, but not worth stressing yourself of this girl about.

yourself or this girl.

Western union is easily accessible. Pay no mind to the pleasure thing - it’s a common thing to say (my very good friend is Filipina)

Tell her that £100 is too much. Get your money back.

Helpless, my arse. No wonder so many people get scammed, there's one born every minute.

If she has the wherewithal to cross the ocean for a better job then she has the wherewithal to google western union.
WU in Riyadh but other cities have them too

People saying write it off and forget about it - fuck no!!
She's completely beyond cheeky and taking the piss out of you op. How bloody rude.

^this, in bucket loads.... Feck me, that's one of the biggest CFs I've seen. I'd be fecking furious. Don't let her get away with this.

Maybe she means she does not know how to get the money together to pay you back? Anything bar being broke and she is too fucking cheeky.

No tell her sorry, you promised to repay me, if I knew you would mess me about, I would not have lent it to you. It is easy to pay now, Paypal, bank transfer: she is chancing her arm.

I wonder how many other people she has done this to?

You paid £100 to get a cf out of your life. Consider it a win.

Think you're going to have to write it off & chalk it up to lesson learned.

I'm sure if you indicated that you would like to send her some money, the banking difficulties would fade away as if by magic!

I take on board the comments about the awkwardness of the predicament she might be in, but that message definitely deserves a “LOL” reply followed by - “sorry that doesn’t work for me.”

Agree you’re probably going to have to just write it off.

she is likely paid around £300 a month if she is a FT maid in KSA

Did I miss the part where the OP said she was a maid?

Or are you just assuming that because she's Filipina?

She thinks you are a mug. She sensed weakness by you trying to help her, and is trying to take advantage. I hate people like this.

Just write it off-I suspect she really couldn’t afford it in the first place. Doesn’t help you but chalk it up to experience

If she can afford to get married, she can afford to pay you back.

'Write it off?'

Fuck that.

I doubt you will get your money back. Even if you say no to her CF request to keep it as a gift, you still have no way to make her repay it. She’s in a different country, you can’t exactly go round and knock on her door. Don’t lend money out ever again.

I'm sure if you indicated that you would like to send her some money, the banking difficulties would fade away as if by magic!

Quite possible.

What was your boss like? Do you think the consequences would be horrible for her? I would be reluctant to do this, as tempting as it would be.

CF indeed. Does she send money home to her family? If she does she knows how to pay you back. I would tell her you cannot afford to give her the money as a gift. You could call her bluff and say you will contact her family in your home country and ask them to repay her debt. I doubt she would want you to do that and will promptly pay you back CF.