To ask how long left on mortgage?

[Wallawallabangbang]

Just that really. How old are you and how long do you have left on your mortgage?

34, 16 years left

47 and 5 years £50 k as we are in the process of moving. Were offered longer term but we just want it gone. We will be overpaying. It's a lovely house. Well worth remortgage pain

36 and it is gone

41 with 20 years left.

I’m 23 and have 33 years left.

Hoping if I ever buy another house to get a 25 year mortgage instead though.

44 and 6 years.

46, and I have another 5 years.

39 with 4 years left.

31 and 28 years left. A mega mortgage (over 430k) but live in the South East and this is or forever home so hopefully the right decision!

41 with 11 months left to go.

35 and 40. Mortgage free. We are not in an expensive area of the country and had a 100k inheritance.

30 and we just bought our first house so we have 29 years and 7 months left. Moved to England 7 years ago and we couldn’t get a mortgage till this year when we became permanent residents. We hope to be able to remortgage in 2-5 years after hopefully saving a chunk to reduce the term or overpaying it.

openup41 Now we have got ds through university (BA and MA) without any debt (no loans), paid down the credit cards to zilch, we can now concentrate on paying down the mortgage. Dh earns a good income; we have everything we need, and most of what we want, and we want to go back to the UK debt free in a years time.

I am in my 50s and am currently paying interest only on the mortgage whilst everything I have goes into my pension fund. I will pay off the mortgage using the tax free sum from this. As I am a higher rate tax payer this is by far the most cost efficient way to pay it off.

Really interesting.. Dh and I plan that we will always pay a mortgage (or 2) until we stop working. Property to us is as much about investment as a home and we see paying the mortgage as investing / saving.

We won't be paying off our current mortgage until we are 65 (me) 66(dh) but could downsize to a cheaper property as the children leave home if we felt we needed to.

We also own over half of a valuable investment property (rest is mortgaged).

While we don't want to sacrifice daily living and enjoyment, we do want to make sure we are well set up for the future as we hope to be able to help our children as adults, as well as providing for them until they leave home.

36 and 29.5 years left 

I'm now doubting myself and maybe it's only 27.5 years left. Sheesh

45 and 20 years to go. My ex H and I had paid the mortgage off but we split up and I had to buy him out 😥

32 and 31 years left. We took 35 year mortgage with a 5% deposit to get on the ladder faster. Once our fixed rate deal ends next year, we’ll be looking to knock some years off. We’re still in the process of doing work on the house, but when we’ve done with the big jobs we’ll be overpaying regularly. There has always been a long term plan.

I'm 27 and have 34 years left on my mortgage.

32 with 32 years left on the term. I overpay so I'm hoping it will be gone in 15 or so

This thread is just depressing people and really without the values it's hard to compare.
One person said that they bought their flat for 70k and are nearly mortgage free what was less than half my deposit. Wages relative to house prices are not equal across the country so if you are earning 20k where you can buy a house for 100k you are much more likely to be mortgage free or over pay than those earning 50k where houses are 600k plus

I'm 35 and have 14 years left to go. I'm planning on moving thought so it might go up.

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