To ask how long left on mortgage?

[Wallawallabangbang]

Just that really. How old are you and how long do you have left on your mortgage?

29 and 28 years, but due to remortgage to pay off help to buy loan so may go up in April, we currently overpay every month.

Clothes are worn until I can’t fix them any more - but that is more due to environmental concerns. Food is planned weekly and can be influenced by the Aldi super 6. Cinema twice a year, meals out three or four times a year, etc. Kids do a range of extra curricular stuff (paid). It helps that we don’t own/run a car.

Sounds extremely frugal to me if you really do earn well!

We will be paid off by the time I'm 45 :-)

40 and 23 years left.

I'd like to get it paid off in 15 but now's not the time and we can only overpay by so much.

38 and 18 years. Could overpay but it's not worth it at the moment.

24, 24 years left

25 and 20 years, but am hoping to upsize and that will including increasing the mortgage

7 years.

Meant to say 7 years. I’m 42yo.

I paid my first mortgage off at 22yo but have upsized since then.

It's not bragging to have paid off or to make over payments. Everyone is different, some cannot see the value in doing so and some can.

I think that some people can't see the value because there is no value. It depends on the interest rates for the mortgage versus the best savings.

Am I right in assuming you did not live ultra frugally to do so; no meals out, no day trips, no new clothes etc.

We are fortunate to be both earning good salaries and no children. We did a balance of living for now but overpaying for the future so yes some sacrifice but not enough to be miserable and yes we still went on enjoyable holidays.

Am so glad you posted @MrTrebus was starting to feel a bit deflated!

Mine will be repaid at 65. I think a lot of this depends on your luck when you bought and a bit of luck in having no bad stuff happen to you financially so being able to overpay.

I've always only been able to buy after the "boom" years so I've never had a huge upswing in equity like other people I know. We had to come off the ladder for a bit too.

33 and we only got a mortgage in March so 30 more years

46, paid mortgage off two years ago due to inheritance. Both my parents are gone now so lucky in some respects but not in others.

I just feel so lucky to have the house tbh so many people can't now.

45 and 0 due to critical illness insurance. A happy thing that came.out of a very unhappy time.

This is a miserable thread. I hope I make someone feel better by saying 45 and still renting

I'm 40 and we've got 10 years left. But we overpay by 20% so it will be gone sooner.

We were 36 and ours was paid off due to inheritances. We'd rather have had our parents here and paid our mortgage full term tbh.

Yes, I paid my first mortgage off so young due to a payout from a bad accident where I suffered from life changing injuries.

Have reduced the term on current mortgage a lot due to inheritance.

I’d rather have my health and my parents.

The only friends we have that are close to payit off mortgages/have already paid them off either lost parents young or met and pooled funds/had kids young.

47 and paid off a couple of years ago. South East.

32 and 23 years (25% deposit) completed on Friday

41 with 15 years left