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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

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Universal Credit won't be paid in months with 5 weeks. (WTF?) AIBU to think no one realises

999 replies

raisinsarenottheonlyfruit · 22/10/2017 01:41

If you get paid weekly, and there are 5 weeks in a month, in those months your pay will likely go over the Universal Credit limit and your UC will be stopped. You will have to go without that month and apply again.

WTF are they thinking?

Have they never heard of averages FFS? (That's how Tax Credits works). This is going to screw over so many people. It's ludricous.

The people claiming UC aren't any richer that month, they get the same amount of money as if it was paid in 12 monthly chunks.

This will happen to thousands of people every time there's a month with 5 weeks. (I guess they mean 5 Mondays?)

This is farcical.

There's 5 weeks in January, so if you get paid weekly that's you fucked for February.

April, July, October and December also have 5 Mondays.

This is utterly farcical and just plain callous.

OP posts:
CherriesInTheSnow · 22/10/2017 23:44

Math is right, it's always the way.

The name of the game is to create a society that is hugely profitable to large scale business/a small proportion of the population that has the obvious effect of making the cost of living out of the majority's reach, then blame those people for having the audacity to rely of income top ups just to get by.

It's tragic

Tessliketrees · 22/10/2017 23:49

CherriesInTheSnow

Indeed, they want us all shit scared of pissing off our employer because we will have no safety net.

Again none of this is even slightly new. It's the poor laws all over again, humiliating, punitive and ideologically driven.

HelenaDove · 22/10/2017 23:51

Taking time off to sort out UC mess will piss employers off anyway.

CherriesInTheSnow · 22/10/2017 23:54

Exactly Tess it's like we haven't moved on from the feudal system! I have a strong notion that these people truly have the attitude, consciously otherwise, that people who aren't from wealthy backgrounds must or can a horribly patronised and should be expected to work like dogs and be grateful for the opportunity to do so. The 35 hours per week thing really solidifies that for me. And what a convenient distraction from the hue corporations evading millions of pounds worth of tax per year - poor people getting free money Halloween Shock

DJBaggySmallpox · 22/10/2017 23:57

Employers are already annoyed about disabled people being forced back to work. Having people drop dead isn't good for PR. It costs them money to hire and train staff, and if they have to leave after a few weeks they are back to square one.

ilovewelshrarebit123 · 22/10/2017 23:59

Here’s my UC nightmare, I’m literally shitting myself about how I’ll cope.

I had to move over to UC when I changed jobs. I got emergency taxed for two months wages, which was given back as a lump sum (£400) in Septembers pay.

UC said this is income even though it was a rebate as I don’t earn enough to pay tax.

I’ve just received my first UC award today and it’s £0 yes nothing at all. I’ve waited 5 weeks with no benefits, and now I’m getting nothing this month.

So it will be 9 weeks with no money other than my wages. The UC lady said I should of budgeted my salary better.  I tried to explain my wages only just cover my rent and Council tax and I need to feed my DD and put petrol in my car to get to work. She then told me to go to my local authority.

They will not listen that the £400 was a rebate and my money so should be disregarded and they will not accept it. The £400 has gone as I’ve had to live off it and pay bills etc.

I’m praying it evens itself out in November or I don’t know what I’m going to do. I’ve always worked, never been unemployed and I feel the whole UC system is flawed.

HelenaDove · 23/10/2017 00:00

there is also the possibility that ppl will enter sex work out of desperation

Margaretmary · 23/10/2017 00:01

I agree we need to organise something, maybe a petition on change.org. I haven’t yet been moved on to universal credit but recieve tax credits, i work 55-66 hour weeks. I work in the care sector, i have 3 kids (1set of twins and an older sibling) my husband stays at home to look after them as we cannot afford childcare for us both to work, i do not receive any housing benefit reduction or council tax reduction, every penny we have is accounted for, we do not drink, or go out socialising or out for meals, we cant afford family holidays or trips away, if we get changed to universal credit we will not survive, we can not budget anymore than we are, i am currently in hospital and i will receive no pay for my first week off and after that it is statutory sick pay, i fear that if things continue down this road we will be forced to use food banks, and cut down on our heating,and electricity i have worked since i was 16 and my husband also untill 3 years ago when he became a stay at home dad, why are we being punished when we contribute to society, i really fear for my family if we change to UC

HelenaDove · 23/10/2017 00:01

welsh that is fucking ridiculous.

JemimaLovesHamble · 23/10/2017 00:14

I do think it will force people to better their circumstances

Actually I was about to move to go back into work, but now I've realized that it would trigger a UC claim, I think I'm staying put. And staying not in work. Because I literally can't afford to rock the boat right now.

MyDcAreMarvel · 23/10/2017 00:19

Jemima why would starting work trigger a UC claim?

gluteustothemaximus · 23/10/2017 00:21

I knew the Tories weren’t bothered about the House of Lords vote to delay tax credit cuts, because they knew UC was coming, and one way or another, they were going to make these cuts.

Welldone, not that you deserve a response, but society is judged on how it treats its most vulnerable. And you, and this Tory government, are not looking good understatement

DJBaggySmallpox · 23/10/2017 00:22

A change in circumstances could end one benefit and start a claim for UC. Then you cant go back.

gluteustothemaximus · 23/10/2017 00:22

It would start a UC claim going from not working to working. It’s a change in circumstance.

Cakedoesntjudge · 23/10/2017 00:24

The thing is with people like yellow and welldoneme is that they will never listen or agree unless they find themselves or someone close to them in the same situation and it's a waste of oxygen trying to persuade them otherwise. Some people just lack the empathy and compassion required to see another point of view. Unfortunately the people pushing through these policies appear to be of the same ilk.

On the one hand, I almost don't want them to have to understand because nobody should be in a position to feel so wretched.

But since you only care about yourselves, let me ask you this:
How do you think you will be better off under this policy? Do you think you'll get a refund on your tax because you no longer have to pay us scroungers? Do you think that the tax taken from you will lessen? It won't, the government will spend it on something else they deign to be more important (probably not something useful like the NHS either). Personally, I would far rather my tax (and I have paid into the tax system) was spent on people in need than some other shite.

There are not enough full time jobs for unskilled workers paying the living wage to make this system a success. I don't know how many times this needs to be said. And there are scores of people not able to work them even if there were.

And as a PP pointed out, who do you think will fill the positions in such menial work as us NMW people do when we can't afford to do it any longer? The shop I work in will hire people on a max of 15 hours. It is a big company. Under the proposed changes that's not a job I can afford to keep. I could go on for days about the horror stories of things myself and others have had to put up with at work which you simply would not put up with if you could afford not to.

The only option the companies will have left will be to turn over the jobs to technology. How many times has a self scan till pissed you off? Enjoy that because we were told this week that our company intends to have no manned checkouts within the next 10 years. I have worked with self scans. I know how to use them properly and there are still times it takes ages because they aren't calibrated correctly. If they aren't kept up to speed now when there are colleagues there then what makes you think they'll be maintained to run efficiently with nobody there?

Where do you think the carers for your elderly relatives will come from? Who will man the call centres you contact when you have a problem? Who will empty your bins? How will you be well cared for in hospitals without the number of healthcare assistants there are now? Who will stack the shop shelves with the food you need to eat? These are all things you need to consider. The rich would not take these jobs on the whole because they are thankless. If the poor can no longer afford to work them who will? These jobs rarely come with 35 hour contracts. Even when they do they rarely pay enough for people to get by.

It is easy to tell someone to work more and bury your head in the sand as to the practicalities of what you're asking; but the truth is that if it were that easy, people would be doing it.

Read the threads on here about how many people hate having to rely on tax credits because of the fact they can decide they've overpaid you (due to their mistake, not yours) by thousands. If it were a case of laziness then those people would have already taken steps to get themselves off of them in the first place.

The very (and I mean very) small minority of people who are living on benefits due to laziness and through choice will not change. People have been work shy long before there was a benefit system, they'll just find another way around it. The people who will be hit hardest by this are not lazy. Full time, well paid jobs and flexible, affordable childcare options do not grow on trees. Abusive/disloyal will not suddenly stop being shits and morph into the perfect husbands because women won't be able to afford to leave them.

Considering how much changing the system is costing in admin and new systems etc, how much do you think will actually be saved? Have you done your research into how much 'damage' claimants are doing to the economy? Do you really think this will fix it?

I understand that it is galling seeing the crappy benefit street programmes and the like. The perception peddled by the media leaves you feeling like you've been cheated working as hard as you do when those you perceive not to be are living the life of Riley. But it is just that, a perception peddled by the media. Claimants are not your enemy and benefits are not some underhanded way to get rich quick. Go and talk to the people actually using food banks or the job centre. Read the stories on here with a more open mind. Don't just take the pot-stirring headlines as gospel without talking to real people.

MyDcAreMarvel · 23/10/2017 00:27

gluteustothemaximus No not necessarily that's why I aske Jemima why she thinks it would.

NeedsAsockamnesty · 23/10/2017 00:29

I do think it will force people to better their circumstances

And my friend whose been employed for well over 20 years by the same company, has never had a day’s unemployment ever since she turned 17yo and alongside that is a carer for a disabled person.

Has to quit her job because UC keep fucking up her childcare element. So UC has caused her to lose her childcare and become unemployed

gluteustothemaximus · 23/10/2017 00:34

Margaret, there will be lots of people in this same situation. It’s truly awful.

But the government, and the newspapers, would have you believe that everyone on benefits is work shy, lazy, benefit scroungers, with ten kids, sky packages, the latest iPhones, smoking, drinking....living the high life.

And people believe it.

raisinsarenottheonlyfruit · 23/10/2017 00:43

Welsh and Margaretmary it shouldn't be like this. Angry

OP posts:
JemimaLovesHamble · 23/10/2017 00:49

Jemima why would starting work trigger a UC claim?

No, we'd be moving to a new town and would need to reclaim HB, that would trigger a UC claim.

WHATISTHISNIGHTMARE · 23/10/2017 03:16

Welldoneme can only be a troll.

treaclesoda · 23/10/2017 06:20

Welldoneme has to be a troll surely.

No one is that thick surely?

treaclesoda · 23/10/2017 06:21

That's me agreeing with the previous poster, not pretending that I'm having some huge insight that no one else has thought of Blush

Margaretmary · 23/10/2017 06:44

gluteustothemaximus, i agree that many are in the same situation, and i dont for one minute think that everyone on benefits are like that, as some people truly have an illness or they are generally unable to work,
Having said that what about the ones that dont? The ones that have heaps of kids, go away on holidays 3times a year, are always out partying that Can work but are to lazy and the fact that they receive more on benefits than what they would get in a job, i find it soul destroying knowing i (and many others) go out and work 12 hour shifts 5-6 days a week just to pay the bills and put food on the table for my family, who I barley see as i have to work those hours, yet there is people out there that abuse the benefit system and have done for years and they are not being affected by the UC.

treaclesoda · 23/10/2017 06:50

It's simply inhumane to punish the majority of claimants, who are doing their very best, in order to prove a point about the very small minority who work the system.

Can you imagine this in other areas of life? One pupil at school X was caught cheating in an A level so the exam board fail everyone from that school. 'We know the majority of pupils were honest and didn't cheat, but we need to send the message that cheating doesn't pay'.

Or one person in a street is caught dealing drugs, so the entire street is arrested. 'We know that the majority of people weren't dealing drugs, but we have to send the message that dealing drugs doesn't pay'.