Universal Credit won't be paid in months with 5 weeks. (WTF?) AIBU to think no one realises

[raisinsarenottheonlyfruit]

If you get paid weekly, and there are 5 weeks in a month, in those months your pay will likely go over the Universal Credit limit and your UC will be stopped. You will have to go without that month and apply again.

WTF are they thinking?

Have they never heard of averages FFS? (That's how Tax Credits works). This is going to screw over so many people. It's ludricous.

The people claiming UC aren't any richer that month, they get the same amount of money as if it was paid in 12 monthly chunks.

This will happen to thousands of people every time there's a month with 5 weeks. (I guess they mean 5 Mondays?)

This is farcical.

There's 5 weeks in January, so if you get paid weekly that's you fucked for February.

April, July, October and December also have 5 Mondays.

This is utterly farcical and just plain callous.

Government hasnt worked out, the rich wouldnt be rich without the poor getting them that way. You think the middle class folk want to work as an NHS receptionist and be called cunt all for £8.25 an hour.

Can’t pay your rent? Then buy, a mortgage is far cheaper than rent.

What company is going to give me, a NMW worker, a mortgage when I can't afford to pay the rent without HB top ups? Genuinely I want to know because I would kill to be able to get a mortgage that can cover a 2 bedroom place on NMW

Can’t pay your child care costs, then don’t have children if you can’t afford them.

When I had my DD I was in a relationship (later married) both working in jobs with a good wage and we could comfortably afford to pay for DD's care ... fast forward 9 years and now I am divorced, single, working a NMW job and adjusting to life with only one pay packet coming in. Even with DD being in full time education now I still struggle to afford wraparound care, but I'm not a psychic so I couldn't know that this would be my life now.

Food banks? Never donated and never will. Nobody ever gave me free food, if I want it or my children need food then I go out and buy it.

And how do you suggest I buy food if I have no money in my account, don't get paid for another week, can't get a credit card, can't borrow money from friends/family because I've either already tapped them out or they're in the same boat? Meanwhile my DD and I need to eat dinner and there's half a tub of butter, an onion and some mayo in the fridge and two pieces of bread and one packet of supernoodles in the cupboards

How do you prepare for having no money for at least 6 weeks when you already have no money to save?

I can't believe well done post is real sorry it's taken so goady it's probably momentum person getting everyone riled up

Scum always rises to the top in the end Tali Oh and before well tells me otherwise I do my current volunteering around my life not in place of work! And it's sometimes thankless but it makes a difference (just pulled together a grant application which was accepted and the organisation will now be a few thousand better off). And whilst right now I need some additional financial support I do everything I can to pay that forward! Oh. And don't smoke. Don't have Sky. Haven't left the country for over 9 yrs! And not said any of this other than to highlight that people who find themselves needing support can come from all walks of life and backgrounds!

Welldone, I'm all for UC but don't agree that everyone can buy rather than rent. Given that the likely majority of claimants will have at least one adult not working or part time mortgage companies aren't going to be racing to lend to them. I don't agree with people choosing to live in large houses or expenses areas where they can't cover the rent or need it paying as they refuse to work or up their hours.

I do think it will force people to better their circumstances and the loopholes of not working, part time jobs and using the guise of self employed will eventually close.

I doubt anybody wants no welfare system at all, what people want an end to is the end of the benefits culture and the I want to live in x area, have x number of children and just work a little but somebody else needs to pay attitude.

As for not feeding children or buying uniform, rather than blame the system blame the parent. Who'd let their child down that much rather than step up.

* Can’t pay your rent? Then buy, a mortgage is far cheaper than rent.*

Are you thick? How can we afford to save a huge deposit paying rent, childcare just the general cost of living? Idiot.

* an’t pay your child care costs, then don’t have children if you can’t afford them.*

Ah yes, only the rich should have the luxury of being allowed children.

Food banks? Never donated and never will.Nobody ever gave me free food, if I want it or my children need food then I go out and buy it. That’s what ctc and cb is for not to pay for Sky or expensive mobile phone contracts.

Bless your gullible heart. Do you manage ok day to day Hun?

Huntycat is on this thread from 2012 under another username Some of the stuff has been changed slightly but the basics were there.

www.mumsnet.com/Talk/in_the_news/1498033-Universal-credit-Child-element-details?pg=1

These threads always depress me, so many cunts on mumsnet. Guise of being self employed? People living in areas they can’t afford? Oh do fuck off dear.

Welldoneme perhaps you are a troll, or just completely heartless. I work with people suffering the consequences of UC everyday. It's a horror and the Tories should be ashamed of themselves for introducing it.

Can't we just do a proper universal Benidorm. Ie pay everyone to be a member of society

Almost all jobs will be done using AI soon
So unless we want to bring back death camps, we may as well just pay everyone a set wage per month for being alive.

By the way, for the last 4 months I did some overtime, earning £129 extra in those 4 months. You wanna know how much of that I got to keep? £34. That is £8.50 a month for those 4 months. Now I gotta pay back £95 of HB because I apparently earned too much. My last pay packet was £623.

Pays to work? My fucking big fat arse, does it!

Obviously I did not mean Benidorm!!! I meant credit!! How the holy fuck did it auto correct to that

Oh and my rent is £675 and my CT is £110 a month.

Or maybe we could turn old Benidorms into camps for the poor. Aka old workhouses.
Then we could really save money!!

equal what is your opinion of accusations of scaremongering.

I’m confused. You can have a job and still claim benefits?

Universal credit is replacing not only benefits but also tax credits.
Tax credits were not meant to be seen as a benefit. But they are being amalgamated into UC.

About 5 million people in the UK claim tax credits. They will all eventually either be put on UC or have their claims stopped. (Or we stop UC!)

Then as the PP said, lots of people have received housing benefit too while working because rents are so high.

At least one in five housing benefits claimants are in work, and possibly a lot more, so at least a million people, approx (or more).

Here's an article about the number of people in work claiming housing benefit soaring

This is the thing - this government love to imply that they're talking about feckless and irresponsible layabouts. But these changes will affect people struggling to make ends meet while already working their arses off, in employment or caring for disabled and ill family members - or both.

WorriedRose it's because you keep spending tax payers money on holidays to Benidorm. Autocorrect has outed you 😀

People are generally not better off claiming benefits than working. This was one of the principles UC was based on. If you read the actual white paper it says that some people thought this. I think it was the third most "popular" barrier for work after child care and transport. Oh yeah because it was based on a poll of benefits claimants, not maths or anything like that.

I followed this all the way back when in started in 2010 (when IDS first spoke about plans to "incentivise work"). I remember friends who relied on WTC being happy about it because they were getting fucked with payments due to casual work and self employment. I told them we would all be screwed. I no longer rely on WTC but it still makes my fucking blood boil. It was always ideological, the aim was always to punish the poor the writing was on the wall before it was even given a fucking name.

It's not like we haven't been here before.

Yellow:
Those who played the system to its full advantage caused the changes.

In your opinion, was playing the system costing the public a lot of money?

What are your thoughts on the idea of companies paying a living wage, so that the public doesn't have to see its taxes used as corporate welfare? This is in effect what is happening here.

The only winners in a system where wages must be topped up because they are not enough to live on are the companies who get away with paying less than a living wage. You might well call it 'playing the system' or 'laughing all the way to the bank'.

@MyDcAreMarvel
Damn! I've been found out
Thank god my other autocorrect of Maldives didn't come up.

I do think it will force people to better their circumstances and the loopholes of not working, part time jobs and using the guise of self employed will eventually close

You understand that people claiming working tax credits as self employed already have to prove their earnings to the HMRC, right? And to local councils for housing benefit?

You don't just get to declare you're self employed and then sit on your arse all day doing shite all. Money has to be earned. I'm not sure there are any work from home professions where you get paid for simply deciding you are self employed.

I work damn hard as self employed, sometimes pulling 12 hour days or more.

Frequency

So true. We tried claiming WTC when my DH was self employed, we actually just fucked it off in the end because it was stupidly complicated and I had been offered a job. We borrowed from family instead to cover the gap.

"Those who played the system to its full advantage caused the changes"

*sigh" Do i really have to post about the 1993 abolition of the wages councils again?!

Those who played the system to its full advantage caused the changes.

Hardly, benefits have always been under claimed throughout the population as a whole. And it is surely obvious that you could build in safeguards in any number of ways without resorting to such an obviously flawed system as this. If anything, it's going to force people out of jobs that might carry any risk of these problems happening.