Sometimes I have to choose the long term more expensive option as the cheaper long term option is dearer short term
Agree Graphista - my grannie always used to say "You've got to be rich to be poor." Poor people can't buy in bulk and take advantage of cheaper prices, nor can they afford quality goods e.g. shoes, and therefore have to replace cheap ones a lot more frequently. when you are living on the financial edge, it takes very little to push you over the precipice.
I help with a church school holiday club in a very deprived area, and it is very popular. I know for a fact that one of the reasons is that it is a way or many mothers to ensure that their children have a meal. For a lot of them it is the only meal they get that day. Their parents aren't feckless, or uncaring - they are poor.
As a community speech and language therapist I went into homes which had concrete floors covered with flattened cardboard boxes - you would not believe how cold they are in winter (and summer, for that matter). There are families whose children have NO toys - none. Mum may have a mobile, but she needs that because ex-partner is violent and breaks into the house regularly, taking anything she manages to get and breaking or stealing it and threatening her and her children.
Many parents, particularly mothers, may eat only a couple of slices of toast a day (not because dads don't care, but because if they do have a job, even minimum wage, they need to have something in their stomachs so they can put in a full day's work).
There are a lot of children who go back to school after the 6 week holiday considerably thinner than they were at the start.
There is much more real poverty in Britain than most people think. Elderley people and the very young are horribly vulnerable.